My experience of closing idfc select card and applying for wealth card - A big fail converted to success

[RockyBond]

So I closed my Idfc select card having 1,80,000 limit as Idfc didn't upgrade it to wealth.

Closed wealth card 2 weeks ago. Today applied on idfc portal two times using a different number.

1. First time
Put real monthly income as 1,40,000 and existing card of amex limit 6,30,000.
Showed I am eligible for select card of limit 3,00,000. Cancelled the application.

2. Second time
After 30 mins again applied on portal. This time put higher monthly income of 8,00,000 and didn't select existing card option. Showed i am eligible for select card again but this time less limit of 2,22,000. Again cancelled the application.

Seems wealth card not in my luck even after having amex with 6.3 lakhs limit.

What am I doing wrong?

Update :-
3. Third time

With lot of thinking I thought of trying again. This time I put monthly income of 4,00,000 and selected existing card of amex limit 6,30,000 . And guess what Idfc showed wealth card with limit of 10,00,000. Just now did video kyc and waiting for approval/rejection

Final update 29th January :-
Application approved without any home or office verification.

From failure to success. What a journey 😂

 

[ADITYA1904]

@S S V , @deep@vie , @pprakash11 and others, They declined my request of wealth upgrade stupid people…

 

[Aniket]

@S S V , @deep@vie , @pprakash11 and others, They declined my request of wealth upgrade stupid people…

Based on which ground?😐

 

[Aniket]

One can reapply on the next day of closure using alternate number

This applies on every bank?

 

[deep@vie]

This applies on every bank?

No, only idfc

 

[Aniket]

No, only idfc

Ok, thank you bro.

 

[hellobois]

@cardio_guy you'll having a good cardio laughing out hard 🤣🤣🤣 FD based card... 🤣🤣🤣🤣

Just like a wow 😯😳.
So beautiful, so elegant... 😜😜😜😜😜
IDFC wow

 

[hellobois]

Sorry cant disclose in public forum

Hawala ... I mean Halwai (Sweet shop) to ni hai na? 😜😜🙏😬

 

[deep@vie]

Ok, thank you bro.

You're welcome 😊

 

[Odugu Narasimha Rao]

Do they do office verification or office email verification?

Mine have no verifications.

 

[Odugu Narasimha Rao]

It's not about salary. They are analysing many factors such as cibil , previous history, highest variant of cards hold and limit and many more

In the cibil report enquiries showing in last 3 years only hope banks also see last 3years enquiries for providing loans or Creditcards.

 

[Deleted member 13981]

@S S V @Tensor @RockyBond
What is the chance of idfc office verification.
Heard it does for many .
Unlike sbi ,kotak ,yes bank etc

Good credit report, decent credit age and a good limit on your surrogate card can get you an IDFC card without verification.
BTW which year you are in?

 

[ADITYA1904]

Based on which ground?😐

I think itr issue…i also gave them all top bank cards including infinia still they think they are the best stupid people…

 

[Aniket]

I think itr issue…i also gave them all top bank cards including infinia still they think they are the best stupid people…

Yes, if it's so.😐

 

[Ram1]

Any update on ur application

 

[RockyBond]

Any update on ur application

Under credit review

 

[ARV]

Under credit review

Just send them a DM on X (twitter). They will raise a request to fasten the process.

 

[Dr. Drake]

Under credit review

Do tag me if approved/reject.. I like your perseverance for a card
If approved you should open telegram for newbies with such tricks 🤣 [ Currently its flooded with neu card tcs trick this will also come in handy]

 

[deep@vie]

Under credit review

It'll be approved 👌 🙌

 

[RockyBond]

It'll be approved 👌 🙌

Hope so bro.

 

[hackymanoj]

Mine is also stuck at credit review but the due date is tomorrow. I will wait till tomorrow morning before raising it on Twitter