Even I am newbie to this CC and DC game. Started building my CC portfolio since October 2024.
1. For DCB Metal LTF, I am not sure if they issue LTF only basis salary criteria. I got LTF through a Corporate Programm and HDFC has also issued DCB LTF through Allumni program (If you are one of the Alumni of a prestigious BSchool). A summary of HDFC Cards - Fees, Salary eligibility circulating online is attached.
2. To upgrade normal savings account to Burgundy you need net salary credit of INR 3 lakhs after tax and after PF and all other deductions.
3. DCB through Corporate Program, M4B through salary account (Very old account, Vintage 15 years +, changed this month), ICICI Emerald already received through Salary Account applied last week.