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My wish list...

Manufactured spends are those deals which are not backed by any real transactions. For example, as a business owner, if you do trxns with your own personal card on your business POS, it is not a real sale but a manufactured sale. Colloquially, you may also call it rotation.

It's rather strange to see that you don't know about this - but you have a huge liking for everything in BLACK. DCB, Times, Business... all in Black.
Just kidding....
BLACK 😆. GOOD ONE. Regarding manufactured spends, I had some understanding, but I wasn't fully aware of the details.
 
In my line of work (business), manufactured spending feels like a risky gamble when it comes to income tax, so I prefer to avoid it altogether. That's why I maintain two separate cards—one for personal expenses and the other dedicated to business transactions. For mere 4,5 %, manufactured spends are big risk. Additionally, even if me or someone else engages in transactions (manufactured) at the point of sale (POS), they incur a charge of 1.99% plus GST, making it an unprofitable option.
 
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