[Nee suggestions] Credit card portfolio review

[punrziq]

Help me get rid of the clutter:

1. ICICI Apay
2. ICICI Platinum
3. ICICI Coral Rupay
4. ICICI Coral Amex(applied-subject to approval)

=>If Coral Amex is approved, I'll close all other icici & indusind epay

5. AMEX MRCC
6. AMEX GOLD
7. AMEX Platinum Travel (getting upgrade offer)

=>Have 25k points, planning to upgrade and transfer all points to bonvoy. Then close all 3 cards.

8. Axis Neo (for zomato)

9. BOB Premier

10. SBI Cashback
=>close? Multiple cards give 5% now and doesn't work in sale.

11. PNB Select Rupay

12. RBL World Safari (Free PP and travel insurance and 0 forex)

13. Indusind Legend (Dont wana open bank account but BB discount is good)
14. Inudsind Epay Amex

15. HSBC Platinum (mostly useless)

16. HDFC Swiggy (only hdfc card with 15K limit)

=>Getting HDFC rupay LTF email everyday, should I take it? or FD based tata neu card?

 

[Riya Sharma]

Get rid of:

ICICI Platinum
ICICI Coral Amex
BOB Premier
SBI Cashback
PNB Select Rupay
RBL World Safari
IndusInd Epay Amex
HSBC Platinum
HDFC Swiggy

 

[Vasuki]

Get rid of:

ICICI Platinum
ICICI Coral Amex
BOB Premier
SBI Cashback
PNB Select Rupay
RBL World Safari
IndusInd Epay Amex
HSBC Platinum
HDFC Swiggy

Wow

Hdfc swiggy ? Indusind epay amex ?
When u say keep axis neo for Zomato ?

Sbi cashback which is gold mine card right now

 

[Riya Sharma]

Wow

Hdfc swiggy ? Indusind epay amex ?
When u say keep axis neo for Zomato ?

Sbi cashback which is gold mine card right now

Hdfc Swiggy so he can get a good core cards from HDFC. IndusInd epay Amex since that card is useless and keep Axis Neo since it is LTF and is a decent core card from Axis, especially if LTF and since he uses Zomato.
And get rid of SBI Cashback since it seems he doesn’t have high spends and oy wanted it for bank offers. So he would be better off with another SBI card that he could make LTF later on.

 

[Vasuki]

Hdfc Swiggy so he can get a good core cards from HDFC. IndusInd epay Amex since that card is useless and keep Axis Neo since it is LTF and is a decent core card from Axis, especially if LTF and since he uses Zomato.

Have you seen indusind amex epay card discount on swiggy/Zomato
I don't remb


Or he can apply for l.e then get swiggy converted to core card
Closing is long wait

 

[Slayer]

Have you seen indusind amex epay card discount on swiggy/Zomato
I don't remb


Or he can apply for l.e then get swiggy converted to core card
Closing is long wait

Bhai why not tell him to close sbi cashback??

Have you seen indusind amex epay card discount on swiggy/Zomato
I don't remb


Or he can apply for l.e then get swiggy converted to core card
Closing is long wait

epay amex has one zomato offer

 

[Vasuki]

Bhai why not tell him to close sbi cashback??

Krlo bhaiya hme kya
Jinhe trick atte hai wo khud ami jayenge

 

[punrziq]

Get rid of:

ICICI Platinum
ICICI Coral Amex
BOB Premier
SBI Cashback
PNB Select Rupay
RBL World Safari
IndusInd Epay Amex
HSBC Platinum
HDFC Swiggy

so you’ve mentioned cards which I should keep.

 

[punrziq]

Wow

Hdfc swiggy ? Indusind epay amex ?
When u say keep axis neo for Zomato ?

Sbi cashback which is gold mine card right now

What’s gold mine about it except 5%?

 

[Vasuki]

What’s gold mine about it except 5%?

Seach about it mate
Sometimes u don't have to really spend to get rewards

 

[punrziq]

Have you seen indusind amex epay card discount on swiggy/Zomato
I don't remb


Or he can apply for l.e then get swiggy converted to core card
Closing is long wait

There’s amex co-branded offer on Saturday Swiggy/zomato/blinkit

 

[punrziq]

Seach about it mate
Sometimes u don't have to really spend to get rewards

Rotation?

 

[Slayer]

Rotation?

How is dash coin relevant?

 

[punrziq]

How is dash coin relevant?

It’s rotating

 

[JAM]

Have you seen indusind amex epay card discount on swiggy/Zomato
I don't remb


Or he can apply for l.e then get swiggy converted to core card
Closing is long wait

I have seen indus amex discount on swiggy but it seems pointless if one already has Swiggy Card.

 

[Vasuki]

I have seen indus amex discount on swiggy but it seems pointless if one already has Swiggy Card.

Flat 100 off is overkill

 

[Vasuki]

Rotation?

Ofcourse . .

 

[punrziq]

I have seen indus amex discount on swiggy but it seems pointless if one already has Swiggy Card.

Amex : 150 off on 700
HDFC : 70 @10%

Thread 'Welcome benefits ON ICICI AMEX NETWORK CARDS and monthly offers (Coral,Rubyx, Sapphiro & Emeralde)'

Jul 6, 2024

Guys / Gals,

This the consolidated list of Welcome Offers & monthly offers of all ICICI Amex variant cards namely

1) Coral / Coral HPCL
2) Rubyx
3) Sapphiro
4) Emeralde

Enjoy.....

---------------


ACQUISITION OFFERS
Coral/HPCL Coral : 100% Cashback upto Rs 500
Rubyx: Rs 750 Tata Cliq Voucher
Sapphiro: Rs 1000 Tata Cliq voucher
Emeralde(regular) : Rs 2500 Tata Cliq Voucher

All above offers valid on 1st transaction by customer within 30 days of card set up(No minimum txn threshold) & are valid on both fee and non fee paying cards
~~~~~~~~~~~~~~~~~~~~~~

INSTANT DISCOUNT OF...

• SSV
• Replies: 99
• Forum: ICICI Bank Credit Card

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[punrziq]

Ofcourse . .

 

[iamabhisekagar]

Help me get rid of the clutter:

1. ICICI Apay
2. ICICI Platinum
3. ICICI Coral Rupay
4. ICICI Coral Amex(applied-subject to approval)

=>If Coral Amex is approved, I'll close all other icici & indusind epay

5. AMEX MRCC
6. AMEX GOLD
7. AMEX Platinum Travel (getting upgrade offer)

=>Have 25k points, planning to upgrade and transfer all points to bonvoy. Then close all 3 cards.

8. Axis Neo (for zomato)

9. BOB Premier

10. SBI Cashback
=>close? Multiple cards give 5% now and doesn't work in sale.

11. PNB Select Rupay

12. RBL World Safari (Free PP and travel insurance and 0 forex)

13. Indusind Legend (Dont wana open bank account but BB discount is good)
14. Inudsind Epay Amex

15. HSBC Platinum (mostly useless)

16. HDFC Swiggy (only hdfc card with 15K limit)

=>Getting HDFC rupay LTF email everyday, should I take it? or FD based tata neu card?

Try upgrading Bob Premier to Eterna

Close Coral duo, PNB, Indusind Epay,

Close RBL world safari and get Yes Uni NX Wave CC (No PP but it is LTF and 0 forex) Plus 1% cashback on domestic txns

If you are looking for a solid rupay cc then get Indusind Rupay Platinum CC LTF