Need advice on getting the HDFC Millennia Credit Card (LTF Offer)

[vijay.vj]

I doubt that's ever going to happen. No ecom will allow it's competitor card to be eligible for its promotion.

Cobranded cc are designed as a loyalty cards. Implementation in india was faulty. Icici apay was ltf, many got fk axis/tata neu as ltf. Logically they should have been priced cc to keep customers from switching.
E.g. The same product is sold at same price in amazon & fk. Then people with apay cc would choose amazon( & those who prefer amazon would opt for apay cc in return) . People with fk axis would choose fk( & those who prefer fk would opt for fk axis cc in return).

Then came SBI CB which is again not a core card but hates loyalty !

 

[vijay.vj]

Close it asap. Apply around fy end. You can easily get millenia ltf if not RG ltf.

My sister had Tata Neu plus paid card. HDFC denied LTF or upgrades.

Salary account in HDFC with take home of ~45k.
Very soon she started getting moneyback and other useless cards.
It took an year to get Mil LTF offer

 

[sidp]

My sister had Tata Neu plus paid card. HDFC denied LTF or upgrades.

Salary account in HDFC with take home of ~45k.
Very soon she started getting moneyback and other useless cards.
It took an year to get Mil LTF offer

Ops mom is govt doc with 1.5l salary. She can easily get RG. Most likely ltf. Hdfc gives preference to govt employee. She might even get better cc.

 

[technoswan]

I also have a dilemma about Millennia..

Want to apply it for a family member, salary above 1.4L. No account in HDFC.

Upon trying from HDFC website (Millennia page), we were shown Diners privilege, TneuPlus and Swiggy LTF.

Mailed HDFC but they said they can't do anything can we can only apply "auto-suggested" cards online.

Considering offline application, but would lose around 2000 in vouchers.


Any alternatives/suggestions?

I am on a same boat as you. depending on my use case only card useful for me is HDFC Tata nue Infinity. They only offered TATA nue plus.