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Need advice on IDFC WOW Credit card
- Thread starter gowthamselvam
- Start date
it is a fd backed credit card so no point in taking it when you alreafy haveselect credit card
The only advantage of the Wow card is that it has Zero forex markup for international transactions. It is better than Select only in that aspect.
In case that is useful, you can take that. But you need to hold an FD against it.
yoU would require to block your funds in a fd just for this card.
even though it is a visa infinite card bms offer rarely works as aslots are full and if you do not have any forex transactions to be done no point in getting it
even though it is a visa infinite card bms offer rarely works as aslots are full and if you do not have any forex transactions to be done no point in getting it
If you have selected the credit card option, you will continue to receive emails prompting you to apply for the WOW card until you unsubscribe. However, the main unique selling point of this fixed deposit (FD)-based card is its Zero Forex feature. It offers Visa Infinite benefits, which can be attractive for individuals who don't have Visa Infinite on any of their existing credit cards. Additionally, if someone requires a ₹300 discount on two tickets on BookMyShow (BMS). Visa Singature offer that too be booked at 10am n 4pm.
WOW = Zero mark up fee for international transactions .. thats it.. If answer is yes - take it , if no- leave it .. as simple as that...
Every CC has its own USP. Some could be plain vanilla as well with no USP....
Every CC you consider depends up on your requirements ( usage or otherwise)..
Self had the same thoughts. FD is for long term , so that wont be a problem.
Thank you for the information !!
KT Shanmuganathan
TF Buzz
Please confirm my assumption is correct :-
If we withdraw money in abroad (Any country) we have to pay only 199+GST only and there is no interest for with in the credit period.
In that case this card could be alternate for forex card.
If we withdraw money in abroad (Any country) we have to pay only 199+GST only and there is no interest for with in the credit period.
In that case this card could be alternate for forex card.
KT Shanmuganathan
TF Buzz
Apply FIRST WOW Travel Credit Card with 0 forex Markup | IDFC FIRST Bank
FIRST WOW! Credit Card for Travel from IDFC FIRST Bank is a zero forex markup Credit Card. Get this travel Credit Card today to make your travel stress-free and enjoy other benefits.
Please check FAQs. - Hope my understanding is correct.
What is a credit card for Forex?
A credit card for forex helps International travellers transact easily. The IDFC FIRST WOW! Credit Card for forex is among the more popular forex credit cards, as it offers unique benefits like Zero Forex Mark-up fee and 0% interest on ATM cash withdrawal for 48 days. International travellers can save more and transact without limitations with the IDFC FIRST WOW Credit card.
This is my understanding too. I have not tried it though. Was already carrying excess cash and did not need to withdraw. Do update us in case you try and if any other charges are applied.Apply FIRST WOW Travel Credit Card with 0 forex Markup | IDFC FIRST Bank
FIRST WOW! Credit Card for Travel from IDFC FIRST Bank is a zero forex markup Credit Card. Get this travel Credit Card today to make your travel stress-free and enjoy other benefits.www.idfcfirstbank.com
Please check FAQs. - Hope my understanding is correct.
What is a credit card for Forex?
A credit card for forex helps International travellers transact easily. The IDFC FIRST WOW! Credit Card for forex is among the more popular forex credit cards, as it offers unique benefits like Zero Forex Mark-up fee and 0% interest on ATM cash withdrawal for 48 days. International travellers can save more and transact without limitations with the IDFC FIRST WOW Credit card.
TheGambler
TF Select
Has anyone tried withdrawing cash from international ATM abroad? If so, please share if this works or not.
There might be atm charges of the bank you withdraw cash from, other than that, anything from IDFC except 199+GST?
Check this out
Post in thread 'IDFC WOW Credit Card'
https://www.technofino.in/community/threads/idfc-wow-credit-card.11269/post-408697
Yes I have withdrawn Cash in Singapore earlier this year in ATM via this card. Works quite well. It is interest free till the due date payment and has zero percent markup. 199+GST is charged!
However if you withdraw using some foreign bank ATM, then one time fees of 8 dollars is also charged (as interchange fees by that bank). It may not be charged though for local bank ATMs like SBI etc. In some countries our banks have ATM machines, but not everywhere
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