HDFC Credit Cards Need Help - HDFC swiggy card blocked before activation

[MOhit __]

So, all of your HDFC cards are blocked?

My card is already blocked....They told me that you shared tempered screenshot of LTF

 

[pankaj_ji]

One person's SWIGGY HDFC card shown as FYF got rejected.

Layer he got email that submit address declaration at any HDFC Branch as your aadhaar card adress is different from present address.

ONly HDFC can send such email after rejection

It seems that they first rejevt and then think if we may do something about it

 

[sunit123]

So, all of your HDFC cards are blocked?

Yes...Swiggy HDFC and Regalia Gold

 

[S U D O]

Yes...Swiggy HDFC and Regalia Gold

Regalia Gold as well?
How are you planning to get it reactivated?

 

[TheTrickySid]

Yes...Swiggy HDFC and Regalia Gold

How old were your cards??

 

[theflash]

I applied for the HDFC Swiggy card via the Swiggy app (LTF) a few days back and got the mail that it's approved (even in the Swiggy app it was showing approved).
Today I received the physical card but when I tried to activate it in HDFC cards it said that the card was blocked.
I tried to reach out to CC and they said that it is permanently blocked as they decided that they cannot issue the card after dispatching. I never heard that a bank would block the card after dispatching and how they come to the decision of non-issuing after dispatching the card.
Hence reaching out to the technofino community for suggestions. Did anyone ever face this issue? Is there anything that can be done here?

If they can block a card after it has been approved and even sent out, does that mean they can block my card that they've issued an I'm using?

 

[RAMESH BABU N]

If they can block a card after it has been approved and even sent out, does that mean they can block my card that they've issued an I'm using?

Bhai saab,
That is HDFC.
No logic or reasoning will work always.
Purely depends on your luck (and, the quality of sambar those chaps eat in Chennai on that day).

 

[sunit123]

Regalia Gold as well?
How are you planning to get it reactivated?

I appealed to nodal officer and the reply i received was that "card issuance is solely at the discretion of the bank and in case the applicant is involved in any fraudulent activity including tempering of documents submitted to the bank, bank solely reserve the right to permanently cancel the cards issued to the applicant by the bank" .

 

[sunit123]

How old were your cards??

Swiggy was issued a month back and 1st HDFC credit card was issued to me in 2004.

 

[hemant89]

If they can block a card after it has been approved and even sent out, does that mean they can block my card that they've issued an I'm using?

After this happened, I am now sure that they can block any card at anytime without giving any reason.

 

[RAMESH BABU N]

It seems your card became a part of collateral damage....Currently, HDFC is blocking all the swiggy LTF cards issued fraudulently by sharing fake screenshot....You may complain to nodal officer ask for the reason of cancellation after being issued...If not satisfied with response then approach RBI banking ombudsman.

If the Bank has the needed proof (of dox tampering or fake details like inflated income....), RBIO can not do anything. The bank, then, has every right to do what it deems it fit to do.

 

[TheTrickySid]

Swiggy was issued a month back and 1st HDFC credit card was issued to me in 2004.

Any updates on this??

 

[hemant89]

Finally, I emailed PNO and told them I would complain to the RBI. After that, they re-activated my card now.

 

[ayusha259]

Finally, I emailed PNO and told them I would complain to the RBI. After that, they re-activated my card now.

This happened to me today as well yesterday I applied for swiggy card through application (although it was showing pre approved in my account) and today received the insta card as well and stating the physical will arrive soon. In the morning I could see all the card controls and edit that in mycards application but now I can’t access it nor I can make any payments I am sure by looking at this thread that they rejected it after approving it lol

 

[SnowLucifer]

Yes...Swiggy HDFC and Regalia Gold

when was your card approved and when you shared the screenshot. Can you share the exact dates of them?

 

[Swastik]

Boy am i glad i take this card even though LTF offer is sitting on my app for a week now

 

[hemant89]

This happened to me today as well yesterday I applied for swiggy card through application (although it was showing pre approved in my account) and today received the insta card as well and stating the physical will arrive soon. In the morning I could see all the card controls and edit that in mycards application but now I can’t access it nor I can make any payments I am sure by looking at this thread that they rejected it after approving it lol

Check the HDFC "mycards" or try to activate it. If it is blocked, it will specifically say in mycards portal or while activating. You can then mail them. Looks like they realized too many swiggy cards are going LTF and instead of correcting their process they are just playing with customers.

 

[Swastik]

Check the HDFC "mycards" or try to activate it. If it is blocked, it will specifically say in mycards portal or while activating. You can then mail them. Looks like they realized too many swiggy cards are going LTF and instead of correcting their process they are just playing with customers.

They're closing LTF cards left and right,

And yet my offer still stands

Not gonna take it though, too much hassle for a card i don't really need

 

[Zacobite]

This happened to me today as well yesterday I applied for swiggy card through application (although it was showing pre approved in my account) and today received the insta card as well and stating the physical will arrive soon. In the morning I could see all the card controls and edit that in mycards application but now I can’t access it nor I can make any payments I am sure by looking at this thread that they rejected it after approving it lol

Co-branded are a big NO for me.. Axis Vistara was an exception which also got devalued.. Tata Neu same thing... so Core Cards only for me....

 

[ayusha259]

Check the HDFC "mycards" or try to activate it. If it is blocked, it will specifically say in mycards portal or while activating. You can then mail them. Looks like they realized too many swiggy cards are going LTF and instead of correcting their process they are just playing with customers.

For me it’s not showing as Blocked in “MyCards” just the card controls section is showing error and payment are not happening.