Need Suggestion of credit card for Insurance payment of 5 Lakhs plus

[vishalm]

Hello TF Community,

I have TATA AIA insurance to be paid of about 5,30,000 plus in a single payment. I have below cards. Given axis and other major cards have excluded insurance payment, need guidance on choosing right card to get max benefits

Below is my card portfolio. Please suggest a direct payment or work around.

Tata Regalia Gold
Tata Neu infinity
Kotak White
Indusind Legend
Amex Plat charge
Amex Platinum Travel (4 lakh Already spent for current year)
ICICI Sapphiro
Axis Atlas
Axis Reserve
Axis Magnus Burgundy

I knows direct payment via axis cards not worth but any app payment works I can pay through it.

Thanks in Advance

 

[aniketkr.sharma]

Axis Magnus Burgundy

 

[vishalm]

Axis Magnus Burgundy

But this card does notbgive any rewards or milestones on insurance payment 😕

 

[yaleen]

+1 Have similar Tata AIA payment in early Jan.

Was planning to use HDFC Infinia for 5000 points. Also have Axis Magnus and whole bunch of other cards IDFC, ICICI, Indus Ind, etc (No Amex though). Already hit 10L for the year for fee waiver so no other benefit though.

Is there a cap on paying through Tata Neu app using the HDFC Infinity rupay card?

 

[gamer321]

Does Tata AIA take extra convenience fee for insurance payment through credit cards?

 

[vishalm]

Does Tata AIA take extra convenience fee for insurance payment through credit cards?

Yes it did when I made last month

 

[anujdit]

Amazon pay -> Axis M4B card
Amex charge card

 

[yaleen]

Tata AIA is charging 1% plus 18% GST on HDFC CC payment. Tried using Infinia. Does anyone know better way or any other app to make the payment without charges?

Tata Neu is showing only UPI method of payment and disabled Neu Infinity Rupay card. Amazon is charging convenience fee and giving 2% cashback on Apay CC. So 10k cashback and 6k convenience fee. But I dont use Apay card (use Gyftr GV) much so no point in using the card.

Any other way to make the payments?

 

[anujdit]

Infinia gives max 5000 rewards per transaction. I would recommend to change the policy payment to monthly, you will save interest and gain rewards

 

[purushotham]

If we pay Life insurance at the insurance office POS machine then also extra charges are applicable on credit cards ?

 

[CreditFreak]

What is the cap on tata neu infinity monthly on insurance?
I have already paid a 50k insurance this month. Can I pay another 40k?

 

[S9100]

What is the cap on tata neu infinity monthly on insurance?
I have already paid a 50k insurance this month. Can I pay another 40k?

There is daily limit of 2k coins.
But I don't see any other limits.
www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/%3Fpath%3D/Personal/Pay/Cards/Credit%2520Card/Credit%2520Card%2520Landing%2520Page/Credit%2520Cards/TATA%2520Neu%2520Infinity%2520HDFC%2520Bank%2520Credit%2520Card/TATA_Neu_Infinity_Card_TnC.pdf&ved=2ahUKEwi79tCb7oCLAxWER2wGHZa3A3AQFnoECBYQAQ&usg=AOvVaw2Rndv2X3fOlBEgVdMo3SXx

 

[CreditFreak]

There is daily limit of 2k coins.
But I don't see any other limits.
www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/%3Fpath%3D/Personal/Pay/Cards/Credit%2520Card/Credit%2520Card%2520Landing%2520Page/Credit%2520Cards/TATA%2520Neu%2520Infinity%2520HDFC%2520Bank%2520Credit%2520Card/TATA_Neu_Infinity_Card_TnC.pdf&ved=2ahUKEwi79tCb7oCLAxWER2wGHZa3A3AQFnoECBYQAQ&usg=AOvVaw2Rndv2X3fOlBEgVdMo3SXx

It says utility transaction are capped 2000 points per month

 

[S9100]

View attachment 81024

It says utility transaction are capped 2000 points per month

You want to do utility or insurance?

 

[S9100]

Decide what you want to do

View attachment 81024

It says utility transaction are capped 2000 points per month

 

[Prady]

how about HSBC Premier.. says 3 points on 100 spend. does not provide any info if capped and insurance is not included in exemption list. So on 5 lacs insurance, it should be 15k points (equal to 15k INR). Person with HSBC premier CC can help confirm.