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Need suggestion on which card to use for Maximum benefit for a 2.5L bike purchase

  • Thread starter Thread starter ZappyRed
  • Start date Start date
  • Replies Replies 21
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ZappyRed

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Hello folks

Planning to purchase a bike Royal Enfield Classic 350 for 2.5L (June 3rd week)

I need your suggestion on what card to use to get maximum benefit out of rewards. The showroom people said no extra charges on the above price like card charges and all.
They said they'll send a purchase link, through which I can pay.

I have the following portfolio with Limits:
ICICI(4.6L - Emerald, Sapphiro(all 3 variants), Apay(-20k rewards(It's in Minus, so can't use it), )
Amex Smart earn(2.97L)
Indus Pinnacle(5L)
Scapia(4.83L)
StandChartered(Rewards- 4L)

Which one would be better? Should I apply for Amex MRCC and get the benefit? (meanwhile I have an upgrade offer valid till 31 May to Platinum Travel CC. I have HDFC(80k, Millinia card and Neu), AXIS(Flipkart 80k, My zone 80k) and others like SBI(1.59Lacs), Kotak(White, Zen 1.5L), One card(2.10L), but limit not sufficient for a single swipe.

Thanks in advance for your suggestion and taking time to read the post.

Edit: (On May 29 2024, there will be an Upgrade offer sent via SMS and email to MRCC to existing Smartearn holders, confirmed it with CustCare, they have an internal news)
 
Last edited:
Hello folks

Planning to purchase a bike Royal Enfield Classic 350 for 2.5L (June 3rd week)

I need your suggestion on what card to use to get maximum benefit out of rewards. The showroom people said no extra charges on the above price like card charges and all.
They said they'll send a purchase link, through which I can pay.

I have the following portfolio with Limits:
ICICI(4.6L - Emerald, Sapphiro(all 3 variants), Apay(-20k rewards(It's in Minus, so can't use it), )
Amex Smart earn(2.97L)
Indus Pinnacle(5L)
Scapia(4.83L)
StandChartered(Rewards- 4L)

Which one would be better? Should I apply for Amex MRCC and get the benefit? (meanwhile I have an upgrade offer valid till 31 May to Platinum Travel CC. I have HDFC(80k, Millinia card and Neu), AXIS(Flipkart 80k, My zone 80k) and others like SBI(1.59Lacs), Kotak(White, Zen 1.5L), One card(2.10L), but limit not sufficient for a single swipe.

Thanks in advance for your suggestion and taking time to read the post.

Edit: (On May 29 2024, there will be an Upgrade offer sent via SMS and email to MRCC to existing Smartearn holders, confirmed it with CustCare, they have an internal news)
use MRCC if u get it bcoz u will get milestone benefits with good redemption rate
 
Okay! Sure... I will wait for some other answers to this query
Also max out its payback with a optimum DC and breaking the repayments in two Calander months.

 
I will try
I bought a car a few days back.

I Used 6 cards to split the payments since the 2 cards that had high limits of 5L each were useless cards. So I used 6 other cards for some basic Rewards and cashback.

They should okay letting you swipe multiple times. Just please make sure there is no 2% charge on using card. Or if you are okay with the extra charge, then tell them you will do multiple swipes. It should not be an issue

Congrats on the bike! I have a classic 350 Redditch Red myself 🙂 welcome to the club!
 
I bought a car a few days back.

I Used 6 cards to split the payments since the 2 cards that had high limits of 5L each were useless cards. So I used 6 other cards for some basic Rewards and cashback.

They should okay letting you swipe multiple times. Just please make sure there is no 2% charge on using card. Or if you are okay with the extra charge, then tell them you will do multiple swipes. It should not be an issue

Congrats o

n the bike! I have a classic 350 Redditch Red myself 🙂 welcome to the club!
Thanks

Will ask them if I can swipe multiple cards. Sure...will ask if there are any charges.
 
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