Dr. Drake
TF Ace
I need some advice on which credit card to apply for for my mother (*I will be using) -
Currently held cc —
Planning to diversify the portfolio with most card offers. Any other card suggestions besides the ones listed? (also excluding Hdfc). I had Au lit and IDFC Wealth in mind, but I don't want to apply too quickly and flood Cibil with inquiries (*planning to get in next 6months). Cibil is currently 760, with 48% utilisation and 100% on-time payments (3years history)
Also, can I apply for C2C for her, as she recently received an apay with a 5L limit? (its 1month old card). Spending will be split roughly 75/25 online and offline.
Looking forward for your suggestions
Currently held cc —
- Citi Indian Oil (add on- *spend based)
- Axis Flipkart (LTF)
- Icici Apay+ Expression (Paid)
- SC smart card (Paid)
- One federal (LTF)
- SBI prime card (*spend based)
Planning to diversify the portfolio with most card offers. Any other card suggestions besides the ones listed? (also excluding Hdfc). I had Au lit and IDFC Wealth in mind, but I don't want to apply too quickly and flood Cibil with inquiries (*planning to get in next 6months). Cibil is currently 760, with 48% utilisation and 100% on-time payments (3years history)
Also, can I apply for C2C for her, as she recently received an apay with a 5L limit? (its 1month old card). Spending will be split roughly 75/25 online and offline.
Looking forward for your suggestions