Need suggestion to keep statement clean

[Curious_govou]

I use upi everywhere... try to use cc on upi but most places it is disabled...
So wanted to know anyway to keep statement clean..other than opening a separate bank account...

Any suggestion is welcome 🙏

 

[shrewdoc]

I use upi everywhere... try to use cc on upi but most places it is disabled...
So wanted to know anyway to keep statement clean..other than opening a separate bank account...

Any suggestion is welcome 🙏

1. UPI Lite
2. Wallet UPI offered by Amazon Pay, PhonePe, PayZapp, Slice, etc. (You'll need to do Full KYC for this feature to work on respective platforms)

 

[Jhon Anand]

I use upi everywhere... try to use cc on upi but most places it is disabled...
So wanted to know anyway to keep statement clean..other than opening a separate bank account...

Any suggestion is welcome 🙏

Use UPU Lite, it won't clutter statement for small token transactions.

Also in Paytm you can download the statement of all UPI including UPI lite transactions. So you can use this for tracking.

 

[dexter_greycells]

1. UPI Lite
2. Wallet UPI offered by Amazon Pay, PhonePe, PayZapp, Slice, etc. (You'll need to do Full KYC for this feature to work on respective platforms)

I loved UPI Lite for keeping my statements clean. I ditched it once Wallet UPI became available which I love even more.
I highly recommend Wallet UPI over UPI Lite for 3 reasons -
a) All the limits (transaction as well as load amount) are higher
b) Wallet UPI has its own UPI ID which means you can give that to anyone and money will go straight into your Wallet UPI. With UPI Lite, there is no separate UPI ID. It is the same as your bank account.
c) There are multiple ways in which you can load Wallet UPI as against UPI Lite

P.S. - I am using Amazon Wallet UPI and have had no complaints except one - some merchants / gateways (one example is TJSB Bank for BEST Undertaking (Electricity provider in Mumbai) do not seem to accept Wallet UPI just like RuPay CC on UPI. However, that is the only example I have come across unlike RuPay CC on UPI which has failed me in numerous places.