Icici Account Opening - need suggestion

[muk9998]

So Today I Went to icici branch for account opening.

Asked them about 95K initial deposit 0 MAB Account. They denied they don't know about.

Told them TO Open Bsbda account they said we can only open Privilege Banking Account. Told me that we have order form upper level that only open Privilege Banking Account

For Privilege Banking Account Open They said initial deposit 50K and you need to maintain 50K Although if you unable to maintain excecly 50K You Won't be charged for it.

So my question is for you guys If I open Privilege Banking And Maintain 4-5K will my account will be downgraded or not ?

Suggest what can I do ?

 

[Ankit9792]

Sbi to ghar ke dadaji ki tarah hai ise close mat karwana ...
Hdfc bade Bhai ki tarah hai ... Jarurat ke samay kam dega ..
Idfc ek ok ok friend ki tarah rakh sakte ho ...
Baki ko nikal feko apni zindagi se ..

icici kaha gaya bro

 

[leonneel]

This is sole Reason why I am opening acc. Want Icici Amazon Cc.
Having Bank Account Increases the approval Chances.

4th times Rejected.

Is amazon pay that scarce now? Try getting platinum cc which approves easily then apply for amazon pay shall approve easily.

 

[praful47]

icici kaha gaya bro

Uske pass icici nahi hai

 

[muk9998]

Is amazon pay that scarce now? Try getting platinum cc which approves easily then apply for amazon pay shall approve easily.

Not tried for Platinum.
Currently in cooldown period, I will try after it.

 

[muk9998]

@muk9998 - which city ICICI branch ?

Semi urban in one of small town of Gujarat

 

[brack]

They even Refused to open 10K normal Savings Account.

Same here.
I went to a branch in a Tier 1 city 2 weeks ago.
I was given the following options to open a savings account.

1. Get referred by spouse who has an ICICI account.
2. Put in ₹1L to open, which I could withdraw afterwards. There would be no Minimum balance requirement.
3. Biometrics are mandatory to open an account.

I am still not sure if those are options or all mandatory combo.

Since I wasn't desperate to have an ICICI account, I walked out at the biometrics part.

 

[varun__goel_]

Same here.
I went to a branch in a Tier 1 city 2 weeks ago.
I was given the following options to open a savings account.

1. Get referred by spouse who has an ICICI account.
2. Put in ₹1L to open, which I could withdraw afterwards. There would be no Minimum balance requirement.
3. Biometrics are mandatory to open an account.

I am still not sure if those are options or all mandatory combo.

Since I wasn't desperate to have an ICICI account, I walked out at the biometrics part.

Almost every bank requires biometric verification via aadhar to open a savings account

 

[brack]

Almost every bank requires biometric verification via aadhar to open a savings account

I haven't given Aadhaar to any bank so far.
Of course, all my accounts were opened pre-Aadhaar.

This was the first account I tried opening since 2010.

 

[varun__goel_]

I haven't given Aadhaar to any bank so far.
Of course, all my accounts were opened pre-Aadhaar.

This was the first account I tried opening since 2010.

Didn't they had tab for acc opening?

It requires otp from aadhar and a live photograph

 

[brack]

Didn't they had tab for acc opening?

It requires otp from aadhar and a live photograph

I went to the branch and said I want to open a new account.

 

[brack]

Didn't they had tab for acc opening?

It requires otp from aadhar and a live photograph

It did not get to that stage.

 

[muk9998]

Update : Account Khulva Liya 50K Deke
Privilege Banking Program Vala..( In Another Branch )

1-2 Week Ke Baad BSBDA Me convert karva dunga......

 

[varun__goel_]

Update : Account Khulva Liya 50K Deke
Privilege Banking Program Vala..( In Another Branch )

1-2 Week Ke Baad BSBDA Me convert karva dunga......

Why to convert?

Jab tak privilege chl rha hai chlne do, it is 0 mab

 

[praful47]

Update : Account Khulva Liya 50K Deke
Privilege Banking Program Vala..( In Another Branch )

1-2 Week Ke Baad BSBDA Me convert karva dunga......

Bsbda se mana Kiya kya ?

 

[muk9998]

Bsbda se mana Kiya kya ?

Me Jiss Village Me rehta Hun Vaha Se Do Block (Taluka) Same Distance Pe Hai...

Date 5-6
So Jaha me First Open Karvane Gaya tha Vo Mera Block Nahi tha..
First time gaya tha Vaha tab Unhone Straight Mana Kardiya Ki Hamare Yaha Esa Account Hi Nahi Hai

date 6-6
Then I raised complain on Twitter
Uske Baad Unka Call Aaya ki aap aajao hum open kar denge.

Date - 7-6

Went to branch For Account Opening.
Met DBM And BM.
They said Abhi Account Open karne vala Field me hai So Abhi ( Aaj ) Nahi Hoga.
Account Open Vala Banda Aapke Yaha Aake hi Open karega..
Saturday And Sunday Bank Holidays So Monday Ko Hi Hoga Bola..

Date - 10-6
10Am I Called account Opening vala
He Told me abhi Bm ki meeting me hun.
Thodi der me niklunga sir.

1PM - He called me and said he has some other work so Aaj nahi ho payega.
( He said BM Ne bola hai Delay Karne ko )

Instantly Case Manager ( Twitter Vali ) ko MSG Kiya uska 10 minutes me call aagya and usne BM se Connect Kiya.

Meri Ugr Baachchit me baad Usne Bola Ki Yeh Area Branch se Bahut Dur hai and me vaha Verification ke liye Banda Bhej nahi skta....
Case manager bhi sure nahi thi aab kya karu...
Yeh sab Hone ke baad.

Dusre Din yani Aaj ( 11-6
Mere block ki newly opened Branch Me Jake 50K ka Cheque Rakh ke Privilege Banking vala Account Khol do Bol diya.
5-10 Minutes me Account Opening Process Done.(No home visit)



Yeh kya bc itna time waste ho raha tha BSBDA Opening me hi..
Ab HDFC me the ese icici me hi sahi 50K

 

[raghu.rokda]

Me Jiss Village Me rehta Hun Vaha Se Do Block (Taluka) Same Distance Pe Hai...

Date 5-6
So Jaha me First Open Karvane Gaya tha Vo Mera Block Nahi tha..
First time gaya tha Vaha tab Unhone Straight Mana Kardiya Ki Hamare Yaha Esa Account Hi Nahi Hai

date 6-6
Then I raised complain on Twitter
Uske Baad Unka Call Aaya ki aap aajao hum open kar denge.

Date - 7-6

Went to branch For Account Opening.
Met DBM And BM.
They said Abhi Account Open karne vala Field me hai So Abhi ( Aaj ) Nahi Hoga.
Account Open Vala Banda Aapke Yaha Aake hi Open karega..
Saturday And Sunday Bank Holidays So Monday Ko Hi Hoga Bola..

Date - 10-6
10Am I Called account Opening vala
He Told me abhi Bm ki meeting me hun.
Thodi der me niklunga sir.

1PM - He called me and said he has some other work so Aaj nahi ho payega.
( He said BM Ne bola hai Delay Karne ko )

Instantly Case Manager ( Twitter Vali ) ko MSG Kiya uska 10 minutes me call aagya and usne BM se Connect Kiya.

Meri Ugr Baachchit me baad Usne Bola Ki Yeh Area Branch se Bahut Dur hai and me vaha Verification ke liye Banda Bhej nahi skta....
Case manager bhi sure nahi thi aab kya karu...
Yeh sab Hone ke baad.

Dusre Din yani Aaj ( 11-6
Mere block ki newly opened Branch Me Jake 50K ka Cheque Rakh ke Privilege Banking vala Account Khol do Bol diya.
5-10 Minutes me Account Opening Process Done.(No home visit)



Yeh kya bc itna time waste ho raha tha BSBDA Opening me hi..
Ab HDFC me the ese icici me hi sahi 50K

Kuch incident Suna suna lagta hai 😂

 

[praful47]

Me Jiss Village Me rehta Hun Vaha Se Do Block (Taluka) Same Distance Pe Hai...

Date 5-6
So Jaha me First Open Karvane Gaya tha Vo Mera Block Nahi tha..
First time gaya tha Vaha tab Unhone Straight Mana Kardiya Ki Hamare Yaha Esa Account Hi Nahi Hai

date 6-6
Then I raised complain on Twitter
Uske Baad Unka Call Aaya ki aap aajao hum open kar denge.

Date - 7-6

Went to branch For Account Opening.
Met DBM And BM.
They said Abhi Account Open karne vala Field me hai So Abhi ( Aaj ) Nahi Hoga.
Account Open Vala Banda Aapke Yaha Aake hi Open karega..
Saturday And Sunday Bank Holidays So Monday Ko Hi Hoga Bola..

Date - 10-6
10Am I Called account Opening vala
He Told me abhi Bm ki meeting me hun.
Thodi der me niklunga sir.

1PM - He called me and said he has some other work so Aaj nahi ho payega.
( He said BM Ne bola hai Delay Karne ko )

Instantly Case Manager ( Twitter Vali ) ko MSG Kiya uska 10 minutes me call aagya and usne BM se Connect Kiya.

Meri Ugr Baachchit me baad Usne Bola Ki Yeh Area Branch se Bahut Dur hai and me vaha Verification ke liye Banda Bhej nahi skta....
Case manager bhi sure nahi thi aab kya karu...
Yeh sab Hone ke baad.

Dusre Din yani Aaj ( 11-6
Mere block ki newly opened Branch Me Jake 50K ka Cheque Rakh ke Privilege Banking vala Account Khol do Bol diya.
5-10 Minutes me Account Opening Process Done.(No home visit)



Yeh kya bc itna time waste ho raha tha BSBDA Opening me hi..
Ab HDFC me the ese icici me hi sahi 50K

Icici ke khilaf kaafi threads milenge ..
Sale 10k wala kholte nahi jaldi ..
Bsbda kaise khol denge.
Hdfc bhi itne nakhre nii karta
Agar tumhara bsbda khul jata . To samman hona pakka tha

 

[praful47]

Kuch incident Suna suna lagta hai 😂

Aap kyu taqleef kiye .. mein apke yaha bhejwadeta inko

 

[varun__goel_]

Icici ke khilaf kaafi threads milenge ..
Sale 10k wala kholte nahi jaldi ..
Bsbda kaise khol denge.
Hdfc bhi itne nakhre nii karta
Agar tumhara bsbda khul jata . To samman hona pakka tha

Maine khol liya easily 10k mab

Sahi branch mil gyi mujhe🥹
Services achi rhi to privilege/wealth bhi kholunga future mein

 

[doraemon]

Maine khol liya easily 10k mab

Sahi branch mil gyi mujhe🥹
Services achi rhi to privilege/wealth bhi kholunga future mein

ICICI bank mai Aisa kya hai Jo sab log iske piche pade hai?