Icici Account Opening - need suggestion

[muk9998]

So Today I Went to icici branch for account opening.

Asked them about 95K initial deposit 0 MAB Account. They denied they don't know about.

Told them TO Open Bsbda account they said we can only open Privilege Banking Account. Told me that we have order form upper level that only open Privilege Banking Account

For Privilege Banking Account Open They said initial deposit 50K and you need to maintain 50K Although if you unable to maintain excecly 50K You Won't be charged for it.

So my question is for you guys If I open Privilege Banking And Maintain 4-5K will my account will be downgraded or not ?

Suggest what can I do ?

 

[cardy]

ICICI bank mai Aisa kya hai Jo sab log iske piche pade hai?

Kuch nahi!
Yeh Thora vao kaam deta hai.
Aur tum to jante hi ho?
Kuchh bhi karneka ! Yeh jaikant shikreka ego hurt Nehi karneka

 

[muk9998]

Update - Recieved Welcome Kit today.
Generated Net banking Password.

Showing Pre-approved Coral Credit Card in net banking portal.

Want to know something.
I have applied For Amazon ICICI Excecly 53 Days ago Unfortunately got rejected for it.
Still showing 37 days to re-apply in Amazon App.

Now if I apply for this there is chances of rejection? Because icici has 90 days Cooldown Policy!

Let me know guys

 

[Fini7777]

Update - Recieved Welcome Kit today.
Generated Net banking Password.

Showing Pre-approved Coral Credit Card in net banking portal.

Want to know something.
I have applied For Amazon ICICI Excecly 53 Days ago Unfortunately got rejected for it.
Still showing 37 days to re-apply in Amazon App.

Now if I apply for this there is chances of rejection? Because icici has 90 days Cooldown Policy!

Let me know guys

It's not a Pre approved offer It's just a kind of pop-up to apply for cc
You will find pre approved offers in accounts section in netbanking

 

[muk9998]

It's not a Pre approved offer It's just a kind of pop-up to apply for cc
You will find pre approved offers in accounts section in netbanking

It is in homepage
It's not pop-up.

 

[Wealth is my birth right!]

Update - Recieved Welcome Kit today.
Generated Net banking Password.

Showing Pre-approved Coral Credit Card in net banking portal.

Want to know something.
I have applied For Amazon ICICI Excecly 53 Days ago Unfortunately got rejected for it.
Still showing 37 days to re-apply in Amazon App.

Now if I apply for this there is chances of rejection? Because icici has 90 days Cooldown Policy!

Let me know guys

Take if ltf

 

[Fini7777]

Isn't it ???

Click on accounts TAB on menu, You'll find some pre approved offers over there
If u find any Credit card offer in that section then it's real

 

[varun__goel_]

Isn't it ???

It is not pre approved. Every person has this in their nb. It was there even before my account got activated

 

[leonneel]

It is not pre approved. Every person has this in their nb. It was there even before my account got activated

It says pre approved though. Should apply if Ltf. Even if it's chargeable for the sake of amazon card u should take it. They approve az card if u already have an icici card.

 

[Stargod]

Can we now Open ICICI regular account online ?

Apply for ICICI Bank Products and Services | ICICI Bank

Access the online application form to apply for a wide range of banking products and services. Fill out the form securely and conveniently to initiate your banking journey. Start today!

buy.icicibank.com

Is this working?

 

[cardy]

Can we now Open ICICI regular account online ?

Apply for ICICI Bank Products and Services | ICICI Bank

Access the online application form to apply for a wide range of banking products and services. Fill out the form securely and conveniently to initiate your banking journey. Start today!

buy.icicibank.com

Is this working?
View attachment 59666

Kya ye 95k initial funding wala

 

[praful47]

Can we now Open ICICI regular account online ?

Apply for ICICI Bank Products and Services | ICICI Bank

Access the online application form to apply for a wide range of banking products and services. Fill out the form securely and conveniently to initiate your banking journey. Start today!

buy.icicibank.com

Is this working?
View attachment 59666

this is working

 

[cardy]

this is working

Which variant is offered.
MAB And initial funding?

 

[praful47]

Which variant is offered.
MAB And initial funding?

i tried regular saving account ...
regarding MAB and funding you need to cnfirm with the bank

 

[varun__goel_]

Which variant is offered.
MAB And initial funding?

Generally two variants are offered online.

1. Regular Account with 10k MAB, No Iaf
2. 0 Balance Account with 95k IF

Better open offline. They will do a personal loan enquiry on your CIBIL if opened online.

 

[praful47]

Generally two variants are offered online.

1. Regular Account with 10k MAB, No Iaf
2. 0 Balance Account with 95k IF

Better open offline. They will do a personal loan enquiry on your CIBIL if opened online.

Icici won't entertain 10k or zero balance account opening offline .

 

[varun__goel_]

Icici won't entertain 10k or zero balance account opening offline .

Opened 10k MAB few days ago

 

[cardy]

Generally two variants are offered online.

1. Regular Account with 10k MAB, No Iaf
2. 0 Balance Account with 95k IF

Better open offline. They will do a personal loan enquiry on your CIBIL if opened online.

I have icici mine account from those were the days. Zero mab zero funding.

Though account opening was smooth. I had to fight for biometric ekyc. Because every time they say device not working or damaged and don't want to do kyc for zero mab account.

And another fight with emotional blackmail to get passbook on this account .

..
I was just curious what they are offering now.

 

[praful47]

Opened 10k MAB few days ago

You asked and they opened your account without questioning anything ?

 

[varun__goel_]

You asked and they opened your account without questioning anything ?

They were ready to open 0 MAB student account as well. But due to some issue with my university, I wasn't able to. Hence, they opened 10k account

First I met a junior executive who was trying to pitch Privilege account, but then approached DBM and he got the work done...

 

[praful47]

They were ready to open 0 MAB student account as well. But due to some issue with my university, I wasn't able to. Hence, they opened 10k account

First I met a junior executive who was trying to pitch Privilege account, but then approached DBM and he got the work done...

Different people have different branch experience... There are many cases where people faced problems to open low variant account.
You also approached to DBM .
That's why anyone would first try online.