Need to choose between 14 Axis Credit cards

[ank_sh1]

Hello all,
I hold an Axis Kwik (Kiwi App) credit card with a limit of 3L. I have been using this card for the last 7-8 months. Today I got a call from Axis Bank which said there are a few preapproved add-on cards offered and the limit will be shared. I was thinking of applying for a physical axis card and today got this offer. Now I am confused between 14 cards that is being shown as an option. I don't want premium cards like Magnus, but a decent one which has good benefits on online spending(movies, grocery and amazon/flipkart), travel and fuel (I know a lot to ask in a card).
Can someone please help me select a good card? Select seems to be a decent one but is quite expensive ~3k. I use BB and a few other apps frequently so will be able to cover the fees easily. But still, it has a fee.

I have attached offered credit SS for reference.

 

[Vasuki]

This is done then, going with Samsung Infinite getting 30k then going to Privilege getting 12.5k then buying Sona

And at the end will rest with a Select card (BB discount single-handedly will recover all my fees)

Yo when i saw samsung infinite my eyes got lit 😂

 

[SSV]

Yes u can use it as your liking there is no discrimination.
Unless u are redeeming against atlas or magnus..else its same

I actually had done this already about 2 months ago.. Got my Samsung infinite , redeemed with myntra voucher and closed the card..

Operation Successful and Patient ( Infinite CC) Dead as well...

Axis Samsung Signature worth it ?? If LTF

Received a call from Axis Customer care, they are offering to upgrade my LTF MyZone to LTF Samsung signature/Neo/IOCL. I Confirmed about card after upgrade being LTF 3-4 times 🫣… still don’t believe them completely I am considering Samsung Signature for the upgrade, do you guys feel that...

www.technofino.in

 

[Vasuki]

I actually had done this already about 2 months ago.. Got my Samsung infinite , redeemed with myntra voucher and closed the card..

Operation Successful and Patient ( Infinite CC) Dead as well...

Yes 5k joining fees card with 5k total off on one purchase wtf 😂

 

[manish16]

I actually had done this already about 2 months ago.. Got my Samsung infinite , redeemed with myntra voucher and closed the card..

Operation Successful and Patient ( Infinite CC) Dead as well...

View attachment 39940

Axis Samsung Signature worth it ?? If LTF

Received a call from Axis Customer care, they are offering to upgrade my LTF MyZone to LTF Samsung signature/Neo/IOCL. I Confirmed about card after upgrade being LTF 3-4 times 🫣… still don’t believe them completely I am considering Samsung Signature for the upgrade, do you guys feel that...

www.technofino.in

@S S V @DocFixIt @drsel : Please clarify on the sequence and cool off period as well, between two cards and some of my doubts:

I'm also getting pre-approved offers of Samsung Infinite/Privilege/Select/... But,

1) In order to get 2*value of my RP @0.40...I should have privilege card at first....then apply for Samsung Infinite to get 30K RP or the other way round
2) Get Samsung Infinite at first, to get 30K RP....close it, then again wait for cool off period of ?? months, then ask for upgrade to Privilege card...then get the exact 30K+12.5K RP value.
3) In the second case, will closing the Samsung Infinite card forfeit the credited 30K RP as well, as I will be going to redeem them ONLY after getting Privilege card, for 0.40 value?
4) What should be the ideal time to keep it (Samsung Infinite) in my portfolio and after how many months apply for Privilege, to avoid cibil downgrade?
5) Also, pl confirm the network operator of Privilege card as some are getting it on Visa (Signature/Platinum) and on Mastercard.

 

[Vasuki]

@S S V @DocFixIt @drsel : Please clarify on the sequence and cool off period as well, between two cards and some of my doubts:

I'm also getting pre-approved offers of Samsung Infinite/Privilege/Select/... But,

1) In order to get 2*value of my RP @0.40...I should have privilege card at first....then apply for Samsung Infinite to get 30K RP or the other way round
2) Get Samsung Infinite at first, to get 30K RP....close it, then again wait for cool off period of ?? months, then ask for upgrade to Privilege card...then get the exact 30K+12.5K RP value.
3) In the second case, will closing the Samsung Infinite card forfeit the credited 30K RP as well, as I will be going to redeem them ONLY after getting Privilege card, for 0.40 value?
4) What should be the ideal time to keep it (Samsung Infinite) in my portfolio and after how many months apply for Privilege, to avoid cibil downgrade?
5) Also, pl confirm the network operator of Privilege card as some are getting it on Visa (Signature/Platinum) and on Mastercard.

U have one card
U take samsung infinite as 2nd via pre approved.

Then call & ask for customer care for 3rd card i e previlgae card.
They will do it via otp

If u 2 card then take infinite .. let the rp get settled. Then ask for previlgae card instead of infinite

 

[vivdwive]

@S S V @DocFixIt @drsel : Please clarify on the sequence and cool off period as well, between two cards and some of my doubts:

I'm also getting pre-approved offers of Samsung Infinite/Privilege/Select/... But,

1) In order to get 2*value of my RP @0.40...I should have privilege card at first....then apply for Samsung Infinite to get 30K RP or the other way round
2) Get Samsung Infinite at first, to get 30K RP....close it, then again wait for cool off period of ?? months, then ask for upgrade to Privilege card...then get the exact 30K+12.5K RP value.
3) In the second case, will closing the Samsung Infinite card forfeit the credited 30K RP as well, as I will be going to redeem them ONLY after getting Privilege card, for 0.40 value?
4) What should be the ideal time to keep it (Samsung Infinite) in my portfolio and after how many months apply for Privilege, to avoid cibil downgrade?
5) Also, pl confirm the network operator of Privilege card as some are getting it on Visa (Signature/Platinum) and on Mastercard.

U need to have both the cards at a time for working it perfectly.


U can try getting Samsung first... getting it's 30k ....then close it...and get privilege for redeeming...but involves many ifs

 

[Vasuki]

U need to have both the cards at a time for working it perfectly.


U can try getting Samsung first... getting it's 30k ....then close it...and get privilege for redeeming...but involves many ifs

No Rp once credited u can redeem anywhere.
Expect for magnus, reserve atlas .which has different value

 

[manish16]

U have one card
U take samsung infinite as 2nd via pre approved.

Then call & ask for customer care for 3rd card i e previlgae card.
They will do it via otp

If u 2 card then take infinite .. let the rp get settled. Then ask for previlgae card instead of infinite

I already have 3 cards (FK, IndianOil & Airtel), will close FK to apply for Samsung Infinite...get 30K RP...close it after how many months?...then apply again for privilege. Based on the assumption that RP of Samsung Infinite won't get forfeited after closure and I'll be able to get Privilege again as pre-approved. 🤔

 

[SSV]

I already have 3 cards (FK, IndianOil & Airtel), will close FK to apply for Samsung Infinite...get 30K RP...close it after how many months?...then apply again for privilege. Based on the assumption that RP of Samsung Infinite won't get forfeited after closure and I'll be able to get Privilege again as pre-approved. 🤔

1) close FK
2) get SI
3) Close SI after 45 days
4) You will see Privilege card in about 2 to 3 days after closing SI..
Redeem whatever RP using multi brand voucher

You won’t lose 30k points after closing SI

 

[Vasuki]

I already have 3 cards (FK, IndianOil & Airtel), will close FK to apply for Samsung Infinite...get 30K RP...close it after how many months?...then apply again for privilege. Based on the assumption that RP of Samsung Infinite won't get forfeited after closure and I'll be able to get Privilege again as pre-approved. 🤔

Call customer care now ask if they will replace your fk with infinite on phone .
Call & tell us

 

[manish16]

Yes, will try to get all conversions in this financial year itself. No body knows what future entails, especially with Axis...🤐

 

[Vasuki]

Yes, will try to get all conversions in this financial year itself. No body knows what future entails, especially with Axis...🤐

This is a feature not some exceptions with axis. Its done in minutes

 

[manish16]

This is a feature not some exceptions with axis. Its done in minutes

Yes, but who knows Axis will remove Privilege from my pre-approved cards in future and I'll get stuck with Samsung Infinite...

 

[Vasuki]

Yes, but who knows Axis will remove Privilege from my pre-approved cards in future and I'll get stuck with Samsung Infinite...

Are bhai bhai 😅

Call Customer care and say u can see Samsung infinte on your pre approved list .
You would like to
Close your Flipkart and Get Samsung infinte instead.

Do it
Previlgae can be taken without pre approved

 

[Vasuki]

1) close FK
2) get SI
3) Close SI after 45 days
4) You will see Privilege card in about 2 to 3 days after closing SI..
Redeem whatever RP using multi brand voucher

You won’t lose 30k points after closing SI

U can always get previlgae if ur limit is more than 50k -75k on any card as upgrade or 2nd or 3rd card

 

[manish16]

Are bhai bhai 😅

Call Customer care and say u can see Samsung infinte on your pre approved list .
You would like to
Close your Flipkart and Get Samsung infinte instead.

Do it
Previlgae can be taken without pre approved

Dhanyawad bhai 👍

U can always get previlgae if ur limit is more than 50k -75k on any card as upgrade or 2nd or 3rd card

Already having 1.43 L limit.

 

[Random123]

I already have 3 cards (FK, IndianOil & Airtel), will close FK to apply for Samsung Infinite...get 30K RP...close it after how many months?...then apply again for privilege. Based on the assumption that RP of Samsung Infinite won't get forfeited after closure and I'll be able to get Privilege again as pre-approved. 🤔

Oh nice to know you are getting pre approved cards offer even after having 3 cards. Was waiting for the same, thought it stopped now for those who are already having 3 cards. Thanks for the info

 

[Vasuki]

Oh nice to know you are getting pre approved cards offer even after having 3 cards. Was waiting for the same, thought it stopped now for those who are already having 3 cards. Thanks for the info

Card on card upgrade maybe but same confusion..
Better he call customer Before its too late

 

[Random123]

Card on card upgrade maybe but same confusion..
Better he call customer Before its too late

Oh thought applying through the Apply CC option in app would be new card and not tied as an upgrade to an existing card

 

[Vasuki]

Oh thought applying through the Apply CC option in app would be new card and not tied as an upgrade to an existing card

U can take 3 card online
4th offline

You better call & try to grab Samsung I .
Before its too late.
Good 🤞 luck