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NeuCoins issue

Coins (and any other RP/cashback) are usually never given in decimals by any card, there’s always a rounding applied, usually a floor function. But Tata Neu uses a ceiling function. Given that’s the case, you can do the math for what’s the minimum spend for which you’ll earn a coin for UPI. (Hint: It’s in the low 30s.)
If it's floor - I'm missing 4 neucoins, if it's ceil - I'm missing 24 neu coins - all for UPI. This is irritating.
 
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