New CIBIL reporting frequencies of various banks from Jan 2025

[SSV]

Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)

1. HDFC
   • 7th
   • 15th
   • 22nd
   • 30/31st ( ie month end)

Fortnightly ( Two times, a month )

1. Amex
   • statement date
   • statement date +15 days
2. Axis
   • 15th
   • 30/31st (month end)
3. BOB Cards
   • 15th
   • 30/31st ( month end)
4. YES Bank
   • 15th
   • 30/31st (month end)
5. SBM Bank
   • 15th
   • 30/31st (month end)

 

[ritziveer]

If you really want to pay the outstanding balance, there are other ways to pay the bill, for example you can pay directly from the bank app/ site ..amongst other ways

Then I would lose the return on paying with Debit cards etc

 

[SSV]

Then I would lose the return on paying with Debit cards etc

Yes . ., but some bank's cards can still be paid before bill generation

 

[ankushaa]

Federal reported 15/01/2024. This is visible on crif tho. Cibil will confirm once refreshed.

12 th bill generation reported on 16th by federal again reportedctodat by federal bank on cibil ... Don't check crif often

 

[TrueColours]

Kotak: 15/01, ... usual reporting date = month end
One card (Federal Bank): 15/01 , ... usual reporting date = one day before statement date

 

[Anil_Singh]

Kotak: 15/01, ... usual reporting date = month end
One card (Federal Bank): 15/01 , ... usual reporting date = one day before statement date

Same bank cards.. same data.. @SSV

 

[Everybody]

Federal reported 15/01/2024. This is visible on crif tho. Cibil will confirm once refreshed.

Federal Bank - CIBIL ALSO 15/01/2025 visible today. Earlier wasn't the same reporting i think. @SSV
RBL aso 15/01/2025.
Kotak 15/01/2025 earlier month end.

 

[Nishan11]

With their ancient technology, BOB & PNB have started reporting to cibil on every 15 days. But IDFC & ICICI who claim to be pioneer of latest technology are lagging behind.

 

[Everybody]

So again a update,

IDFC also reporting 15/01/2024 ,earlier one was month end.
And Indus also reporting on 15/01/2024,earlier one was month end.

All these changes are visible on crif currently, Very soon gonna reflect the same in cibil.

 

[SSV]

So again a update,

IDFC also reporting 15/01/2024 ,earlier one was month end.
And Indus also reporting on 15/01/2024,earlier one was month end.

All these changes are visible on crif currently, Very soon gonna reflect the same in cibil.

Yes, Crif gets updated earlier than CIBIL, let’s wait until CIBIL gets updated.. it seems to me almost all the banks going for 15th and month end..
Bye feb 2nd week we will have all the banks data it seems

 

[SSV]

So again a update,

IDFC also reporting 15/01/2024 ,earlier one was month end.
And Indus also reporting on 15/01/2024,earlier one was month end.

All these changes are visible on crif currently, Very soon gonna reflect the same in cibil.

On another note, I have yearly crif subscription, in the middle of the year my password was expired and after I reset my pwd, I lost my annual subscription. Crif is pathetic. I am not bothered to contact them knowing how pathetic their support is

 

[SSV]

Kotak: 15/01, ... usual reporting date = month end
One card (Federal Bank): 15/01 , ... usual reporting date = one day before statement date

Same bank cards.. same data.. @SSV

Federal Bank - CIBIL ALSO 15/01/2025 visible today. Earlier wasn't the same reporting i think. @SSV
RBL aso 15/01/2025.
Kotak 15/01/2025 earlier month end.

Are these getting reflected in CIBIL, ?

 

[Indian]

Jupiter CSB reported as usual month end till now not yet fortnight

CSB jupiter reported jan 15 ,only scb is pending in joining the 15 days reporting club

 

[Pradumya]

AU bank and onecard(bob financial ) reported on 15th jan on crif
Yet to be updated on CIBIL

 

[Credit_Cards]

On another note, I have yearly crif subscription, in the middle of the year my password was expired and after I reset my pwd, I lost my annual subscription. Crif is pathetic. I am not bothered to contact them knowing how pathetic their support is

That's horrible .

 

[Credit_Cards]

AU bank and onecard(bob financial ) reported on 15th jan on crif
Yet to be updated on CIBIL

Crif fastest
Equifax slowest

Other two in between

 

[Credit_Cards]

CSB jupiter reported jan 15 ,only scb is pending in joining the 15 days reporting club

They all will join the party or will be forced to

 

[Everybody]

Are these getting reflected in CIBIL, ?

Yup all 3 are reflecting in cibil now with 15/01.

 

[SSV]

Yup all 3 are reflecting in cibil now with 15/01.

Okay, let me refresh my report tonight. Until yesterday my report shows until last month end only for Kotak. I don’t have any cards form federal and Rbl..
I will update about Rbl and federal bank soon in the first post as month end and 15th. . Is this correct for Rbl and fed?

 

[Everybody]

On another note, I have yearly crif subscription, in the middle of the year my password was expired and after I reset my pwd, I lost my annual subscription. Crif is pathetic. I am not bothered to contact them knowing how pathetic their support is

Same here got the subscription, and it was such a pain to reset the password after it got expired. Just recently, able to reset my password using forgot password. But didn't lost the subscription tho.

 

[Everybody]

Okay, let me refresh my report tonight. Until yesterday my report shows until last month end only for Kotak. I don’t have any cards form federal and Rbl..
I will update about Rbl and federal bank soon in the first post as month end and 15th. . Is this correct for Rbl and fed?

Absolutely, All 3 are visible in the cibil. Good to go for updating the post!