New CIBIL reporting frequencies of various banks from Jan 2025

[SSV]

Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)

1. HDFC
   • 7th
   • 15th
   • 22nd
   • 30/31st ( ie month end)

Fortnightly ( Two times, a month )

1. Amex
   • statement date
   • statement date +15 days
2. Axis
   • 15th
   • 30/31st (month end)
3. BOB Cards
   • 15th
   • 30/31st ( month end)
4. YES Bank
   • 15th
   • 30/31st (month end)
5. SBM Bank
   • 15th
   • 30/31st (month end)

 

[SSV]

reporting time is listed as 31st Dec. Strange.

This is what I am m talking about.
Okay let's wait for some more responses or until they fix the reporting date issue.
But it seems they adopted fortnightly 15th and month end

 

[Anil_Singh]

This is what I am m talking about.
Okay let's wait for some more responses or until they fix the reporting date issue.
But it seems they adopted fortnightly 15th and month end

100%. Without reporting how would they know my balance as on 15th Jan when they reported on 31st Dec. Impossible.

 

[Pradumya]

When did you refresh your report ? Just now or this morning?

Around 2:30 pm

 

[SSV]

Around 2:30 pm

So,was the reporting date showing as 15/01 in the reporting date column?

 

[Credit_Cards]

So,was the reporting date showing as 15/01 in the reporting date column?

Yes its 15th Jan for me refreshed just now (Yes Bank)

 

[Pradumya]

So,was the reporting date showing as 15/01 in the reporting date column?

Yes

 

[SSV]

Yes its 15th Jan for me refreshed just now (Yes Bank)

Yes
View attachment 81453

Very good.. adding Yes Bank to the list in the first post..
thanks guys..

 

[SSV]

Yes
View attachment 81453

Is this yours first yes bank report ? or there was a report as on 31/12 well?

 

[Pradumya]

Is this yours first yes bank report ? or there was a report as on 31/12 well?

There was reporting on 31/12 as well. That was date my card listed on cibil.
So total 2 reportings till now

 

[SSV]

There was reporting on 31/12 as well. That was date my card listed on cibil.
So total 2 reportings till now

okay very good.. then it is fortightly for yes bank for sure..as was already updated in the first post..

 

[Pradumya]

View attachment 80594

Don't know what's on mind of PNB
Earlier reported on 20/12 then 03/01 now 15/01
Statement date 19th

 

[SSV]

Don't know what's on mind of PNB
Earlier reported on 20/12 then 03/01 now 15/01
Statement date 19th
View attachment 81455

probably they also want to go ahead with month end and 15th.. lets wait for some more time / responses

 

[SSV]

Yes. 15th.
My kotak bill gen date is 15th. Exact balance as on 15th Jan was reported but still reporting time is listed as 31st Dec. Strange.
Same case with Yes Bank.

My YES bank marquee card is also reported as on 15/01 today.. so it is confirmed that it’s fortnightly for YES bank…

But for my Kotak Myntra it is still as on 31/12

 

[Anil_Singh]

My YES bank marquee card is also reported as on 15/01 today.. so it is confirmed that it’s fortnightly for YES bank…

But for my Kotak Myntra it is still as on 31/12

Same here. Kotak still not updated.

 

[TrueColours]

RBL bank ... 15/01

 

[SSV]

Even Amazon pay ( axio & karur ) had reported on 15th Jan

And One Card ( SBM ) reported on 15th January

What was the earlier reporting date for this SBM card ?

 

[SSV]

RBL bank ... 15/01

View attachment 81539

What was it before 15/01??
Was it every month end like 31/12, 30/11, 31/10 etc?

 

[me_sovon]

What was the earlier reporting date for this SBM card ?

Same 31/30 of every month, they reported end of the month everytime

 

[SSV]

Same 31/30 of every month, they reported end of the month everytime

Okay I will update it as fortnightly for sbm in the first post. Thanks
.
.
Done

 

[Vasuki]

Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)

1. HDFC
   • 7th
   • 15th
   • 22nd
   • 30/31st ( ie month end)

Fortnightly ( Two times, a month )

1. Amex
   • statement date
   • statement date +15 days
2. Axis
   • 15th
   • 30/31st (month end)
3. BOB Cards
   • 15th
   • 30/31st ( month end)
4. YES Bank
   • 15th
   • 30/31st (month end)
5. SBM Bank
   • 15th
   • 30/31st (month end)

Add RBL

Statement date
30/31 st