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New CIBIL reporting frequencies of various banks from Jan 2025

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SSV

SSV

TF Reserve
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Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)
  1. HDFC
    • 7th
    • 15th
    • 22nd
    • 30/31st ( ie month end)



Fortnightly ( Two times, a month )
  1. Statement Date and Statement Date + 15 days
    • Amex

  2. 15th and month end ( 30/31)
    • Axis
    • BOB Cards
    • Yes Bank
    • SBM Bank
    • Kotak
    • IndusInd
    • RBL
    • Indian Bank(One card)
    • Federal bank
    • AU
 
Last edited:
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Everybody said:
Pretty confusing with the icici reporting, but good thing is they reported so fast for jan 2025. Which is a improvement now should see when reporting dates.

Mine as-usual they reported statement date as of now.
Click to expand...
Yes, definitely icici came back to the reality..earlier also they were notoriously late for reporting..
But both sbi and icici are making this complex unnecessarily..it will take sometime to figure out these guys frequency, may be by end of next month, if all goes well...
 
Dear Customer,
Thank you for being a valued customer.
This is with reference to your HSBC Credit Card ending . As per the guidance from the Reserve Bank of India (RBI); banks are obligated to report the credit information for all customers to Credit Bureaus twice every month in the prescribed format.
We will be reporting your information under a 'Reportable Account Number' i.e. RAN.

The RAN allocated for your HSBC Credit Card is .
This RAN will be available in your credit information report as and when you access the same.

Just in from HSBC. Well so seems like even hsbc is getting ready to report as per the rbi guidelines. nice to see this.
 
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