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New CIBIL Reporting Frequencies of Various Banks from January 2025

Guys,
We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025.
As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted fortnightly and some adopted weekly reporting.
Let's collate the list of various banks with their frequency of reporting here in this thread..
The following is the list of Banks with their respective frequency and reporting dates in a month:
We will add more banks to this list as and when the information is available...

Weekly ( Four times, a month)


Fortnightly ( Two times, a month )
  1. Statement Date and Statement Date + 15 days
    • Amex

  2. 15th and month end ( 30/31)
    • Axis
    • HDFC
    • BOB Cards
    • Yes Bank
    • SBM Bank
    • Kotak
    • IndusInd
    • RBL
    • Indian Bank(One card)
    • Federal bank
    • AU
    • IDFC

Thrice a month ( God Knows why SBI Chose this !!)
  1. 15th , 30th and Due Date + 3 days
    • SBI
 
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Do unsettled transactions on HDFC also get reported on 30th? I did some txn today, so want to understand if I should pay tomorrow itself or can pay till 15th?

@SSV @hender maybe you guys can confirm
Most likely it will be settled by 30th.. it is better you should pay today if you dont want this balance to be reported as on 30th
 
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