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New HDFC Branch opened close to me, Rural branch, any chance of investment based Infinia or DCB?

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sid16 said:
In no particular order: BizBlack, Swiggy, Magnus Burgundy, AU LIT (features activated), Amex (Plat Travel, Gold, MRCC), Atlas. So Infinia is nice to have since I use the non-spend based benefits. But I don't really spend on it because it gives me lower rewards than the above mentioned cards.
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Once SBI CB comes, Infinia will go further behind...
 
sid16 said:
Once SBI CB comes, Infinia will go further behind...
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Wait

wait

Wait

what

So, you are saying you have infinia but you are still not able to get sbi cashback what a crap🤣😂

Let us know how you got infinia or is it an add-on?

I am using sbi cashback from last 2 years but still want to grab infinia as i am stuck with regalia gold but I salute your opinion
 
SSV said:
If I were you, my startegy would be starting with Infinia and insist and insist and insist..
It's all about negotiation, communication, confidence and sort of authority..
You need to make them work for you showing your value..
You may not get infinia but you never know.
And if you can't get infinia inspite of all your hard work, then you can settle down with DCB / RG.. all the best
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Settle down minimum with DCB imo. Regardless this is the best advice.
 
aniketkr.sharma said:
Wait

wait

Wait

what

So, you are saying you have infinia but you are still not able to get sbi cashback what a crap🤣😂

Let us know how you got infinia or is it an add-on?

I am using sbi cashback from last 2 years but still want to grab infinia as i am stuck with regalia gold but I salute your opinion
Click to expand...
I didn't say anywhere I am not able to get SBI CB. As I said, it's on the way.

Infinia takes a backseat for a businessman once BizBlack hits. The points you get on it for paying different types of taxes, you really don't feel like accumulating more on Infinia.

My Infinia journey is here: https://www.technofino.in/community...infinia-if-i-hold-a-ltf-dcb.13813/post-274296
 
aniketkr.sharma said:
Then i think you must had sbi cashback from last 2 years
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Why? I didn't need CB cards till few years back. I was busy accumulating points on Infinia/DCB/BizBlack/M4B/Atlas. But beyond a point, when you no longer have those many travels lined up, the points become too much, they also have expiry dates. So few months back, I decided to balance out travel points with cashback cards. Now I have divided my spends between the two types in a more balanced manner.
 
aniketkr.sharma said:
Wait

wait

Wait

what

So, you are saying you have infinia but you are still not able to get sbi cashback what a crap🤣😂

Let us know how you got infinia or is it an add-on?

I am using sbi cashback from last 2 years but still want to grab infinia as i am stuck with regalia gold but I salute your opinion
Click to expand...
If you have multiple cards SBI won’t give you card stating you are over leveraged
 
aniketkr.sharma said:
Wait

wait

Wait

what

So, you are saying you have infinia but you are still not able to get sbi cashback what a crap🤣😂

Let us know how you got infinia or is it an add-on?

I am using sbi cashback from last 2 years but still want to grab infinia as i am stuck with regalia gold but I salute your opinion
Click to expand...
sbi has alot of issues... if u hold alot of cards with high total limits they reject saying over leveraged... same case i guess with HSBC they reject if u have alot of cc already
 
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kvndsz512 said:
sbi has alot of issues... if u hold alot of cards with high total limits they reject saying over leveraged... same case i guess with HSBC they reject if u have alot of cc already
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Then they will ask for SBI account/FD for exceptional approval that’s the reason i haven’t applied for SBI CB card i know it will get rejected
 
Kumar93196 said:
If some new branch opens nears my residence and i put 10/15,lac in fd even if I don't met the criteria of infinia eligibility will they offer me infinia?
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Atleast this is my hope. I saw some cases where it did happen as new branches are willing to secure funds. I'll probably try going there on Financial year ending (February-march) to have a better standing chance. We just need to assure us of Infinia via email
 
Hritaban said:
Atleast this is my hope. I saw some cases where it did happen as new branches are willing to secure funds. I'll probably try going there on Financial year ending (February-march) to have a better standing chance. We just need to assure us of Infinia via email
Click to expand...
Start of March will be fine for getting approval & all
 
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