New HDFC Branch opened close to me, Rural branch, any chance of investment based Infinia or DCB?

[Hritaban]

Went through CISBI Directory that stated that a branch opened on 30th of March 2024 18km away from where I stay and 500m away from where I work(I have a private doctor's chamber there). I have 10lakh in FD getting renewed this year in SBI (old FDs in my name from my grand parents).

1. Upto what card can I demand from the branch for the 10L?

2. Can I do some local shop level bargaining? Like i'mma start with 2 lakh and gradually increase the amount I tell them 👀

Dream would be infinia paid, but Probably have to lower my expectations!

 

[aniketkr.sharma]

Wait, mark lein as in it will be a secured card? I don't think FD secured cards are possible for Infinia now

Give a try, nothing can be said although that's a rural & new branch, so if any method works its good

 

[Hritaban]

Give a try, nothing can be said although that's a rural & new branch, so if any method works its good

Trueee! Okay, thanks a lot mate. You have been really helpful! Will update here if something comes up!

 

[Bugs Bunny]

I really hope. Living in a tier-3 city, DCB will be difficult for me if I can't secure it LTF atleast, but let's see.

Minimum Expectations- RG LTF

Ideal expectations- DCB LTF/FYF

Best case- Infinia paid

Trust me what I'm saying. Search the forum more.

Minimum expectations DCB ltf
Ideal expectations infinia

 

[Hritaban]

Trust me what I'm saying. Search the forum more.

Minimum expectations DCB ltf
Ideal expectations infinia

I came to know after searching the sub only, this community has been a game-changer (just like jassi bhai)

Do you have any particular post in mind regarding this case?

 

[IKFLRT]

My branch manager is the most unhelpful person I've ever met. Despite keeping ₹50 lakhs in FDs, he has never budged or put in even the slightest effort to get my mother a DCB, let alone an LTF.

HDFC agents are citing that, due to new HDFC CC policies, the Chennai team won't approve a card unless and until you meet the criteria. There is no deviation method possible now, not even by getting approvals from senior authorities.

 

[Hritaban]

My branch manager is the most unhelpful person I've ever met. Despite keeping ₹50 lakhs in FDs, he has never budged or put in even the slightest effort to get my mother a DCB, let alone an LTF.

HDFC agents are citing that, due to new HDFC CC policies, the Chennai team won't approve a card unless and until you meet the criteria. There is no deviation method possible now, not even by getting approvals from senior authorities.

If your branch is in a good locality, 50L might not cut it. Try threating to take away your FD elsewhere. With 50L FD, you'll easily get Axis Burgandy, if they don't budge, use CISBI Directory to find newly opened branches and apply there, I'm on the same path. Lets see!

 

[Avinash.Mishra]

My branch manager is the most unhelpful person I've ever met. Despite keeping ₹50 lakhs in FDs, he has never budged or put in even the slightest effort to get my mother a DCB, let alone an LTF.

HDFC agents are citing that, due to new HDFC CC policies, the Chennai team won't approve a card unless and until you meet the criteria. There is no deviation method possible now, not even by getting approvals from senior authorities.

I have got the same response

 

[IKFLRT]

If your branch is in a good locality, 50L might not cut it. Try threating to take away your FD elsewhere. With 50L FD, you'll easily get Axis Burgandy, if they don't budge, use CISBI Directory to find newly opened branches and apply there, I'm on the same path. Lets see!

Bro, what's the update on your DCB?