New HDFC Swiggy Credit Card Details Leaked!!!

[knight]

HDFC Swiggy Credit Card has been discussed for a few days on TFC as well as other communities and articles.

So far, there was no confirmation on the exact features of the card except a few screenshots and rumors.

Finally, the details are out!

The card is an invite-only card as of now available only through Swiggy app - my account section.
It will be available through HDFC bank after some time.

Welcome Benefits:
- Complimentary 3 months Swiggy One Membership.
If the cardholder is already a Swiggy One member, the benefit can be availed by add-on card holder.

Features:
- 10% cashback on spends on the Swiggy app, including food, dineout, genie etc.
Capped at 1500/cycle.

- 5% cashback on listed categories.
(Categories - apparel, dept store, electronics, personal care, local cabs, home decor, pet store & supplies, pharmacy, entertainment)
Capped at 1500/cycle.

- 1% cashback on all other spends.
Excluding wallet, fuel, rent, emi, jewelry, govt. payments.
Capped at 500/cycle.

- Cashback will be credited as Swiggy Money.
- Minimum spend of 100 to avail cashback.


Joining Fee: INR 500 + gst.

Renewal Fee: INR 500 + gst.

Waiver Criteria: Spend 2 lakhs in a year

Lounge Access:
Based on the information shared by HDFC employee and in internal document, there is NO lounge benefit on this card.


Update:
The card details are live on Swiggy App and HDFC Bank website.

Swiggy Credit Card - Get Cashbacks on Swiggy App | HDFC Bank

Apply for Swiggy Credit Card by HDFC Bank and get exclusive 10% cashback on Swiggy App. Save upto 6.8% annually on spends & enjoy complimentary Swiggy One Membership.

www.hdfcbank.com

Swiggy HDFC Bank Credit Card with 10% Cashback on spends

With the new Swiggy HDFC Bank Credit Card, enjoy upto 10% cashback on Swiggy spends, 5% cashback on online spends and 1% cashback on other spends. Also, get Welcome Benefit of 3 months of Swiggy One Membership. Apply today.

www.swiggy.com

 

[iamabhisekagar]

I think this 6 months wait may not be applicable for FD based CC...

Won't create an FD...I already have so many other CC (if not u then someone else...😀)

 

[SSV]

Haan wahi ab agle saal...

Because your application was rejected 4 times... The conventional way doesn't work here.. It just adds bad records to your history if you try the conventional way. You got to try differently .i.e. FD based, . Then once you cracked it and put your foot in ICICI's door all will be sorted... My 2 cents

 

[SSV]

Won't create an FD...I already have so many other CC (if not u then someone else...😀)

Because your application was rejected 4 times... The conventional way doesn't work here.. It just adds bad records to your history if you try the conventional way. You got to try differently .i.e. FD based, . Then once you cracked it and put your foot in ICICI's door all will be sorted... My 2 cents

All this , only IF you want APAY... otherwise status quo...

 

[4uziaul]

Because your application was rejected 4 times... The conventional way doesn't work here.. It just adds bad records to your history if you try the conventional way. You got to try differently .i.e. FD based, . Then once you cracked it and put your foot in ICICI's door all will be sorted... My 2 cents

Once it's FD based, it will probably remain that way. Securing an unsecured credit card can be very difficult.

 

[iamabhisekagar]

Because your application was rejected 4 times... The conventional way doesn't work here.. It just adds bad records to your history if you try the conventional way. You got to try differently .i.e. FD based, . Then once you cracked it and put your foot in ICICI's door all will be sorted... My 2 cents

I agree...but I won't keep my money stuck in an FD for getting a CC...I would rather wait

 

[SSV]

Once it's FD based, it will probably remain that way. Securing an unsecured credit card can be very difficult.

Is it so? I didn't know this.. I thought based on this FD based CC, we can get APAY card easily...

 

[SSV]

I agree...but I won't keep my money stuck in an FD for getting a CC...I would rather wait

Good on you... You made the choice... Your funds > your APAY.. then just leave it atleast for 1 year... don't keep applying and dont make your records look bad is what I am intending to say here..

 

[iamabhisekagar]

Good on you... You made the choice... Your funds > your APAY.. then just leave it atleast for 1 year... don't keep applying and dont make your records look bad is what I am intending to say here..

I agree...

 

[4uziaul]

Is it so? I didn't know this.. I thought based on this FD based CC, we can get APAY card easily...

You can do that, but then it will be difficult to get an unsecured card from ICICI Bank. Most banks rarely convert an FD-based card to an unsecured one after issuing it.

 

[Chaitanya-a]

Loaded up another 10K swiggy vouchers at an effective price of 13% off...

Now even ₹500 denomination is not available on Grabdeals. Only ₹100 working. Its coming to an end now it seems.

 

[SSV]

Now even ₹500 denomination is not available on Grabdeals. Only ₹100 working. Its coming to an end now it seems.

Yeah on the expected lines only... hence loaded up for the coming 3 to 4 months.. May be I will load up again during the upcoming freedom sale if they offer CB, otherwise I will let it go...and try for other best options in 3 months time..

 

[4uziaul]

Now even ₹500 denomination is not available on Grabdeals. Only ₹100 working. Its coming to an end now it seems.

Yeh line pehle kahin dekha hai 🤷😄

 

[SSV]

Now even ₹500 denomination is not available on Grabdeals. Only ₹100 working. Its coming to an end now it seems.

I can actually see them @500 with 7% off , right now...

 

[Chaitanya-a]

I can actually see them @500 with 7% off , right now...

Yeah but the moment you enter OTP, it'll say Denomination not available.

 

[SSV]

Yeah but the moment you enter OTP, it'll say Denomination not available.

Okay, I didn't go that far... I only buy when CB offer is there... Good to know..
I actually observed the 500 box little greyed out at the first screen but still allowed to add it to the cart... May be some software bug that they will fix it ...

 

[SSV]

Yeah but the moment you enter OTP, it'll say Denomination not available.

Got it...

 

[Rohith_Kumar_Sp]

I can actually see them @500 with 7% off , right now...

Is this on any axis card? No one is answering me what reward rate it cb I'll get back with Axis IOCL CARD

 

[SSV]

Is this on any axis card? No one is answering me what reward rate it cb I'll get back with Axis IOCL CARD

Any Axis card 7% off, not 7% rewards ..
Rewards are as Applicable per card

 

[Abhishek012]

Utility and Insurance toh tha nahi, new add kar diya kya swiggy card par ?

Note - forward image hai, personally verify nahi kiya ab tak.

EDITED - Mil gaya, genuine image he hai -

Swiggy HDFC Bank Credit Card with 10% Cashback on spends

With the new Swiggy HDFC Bank Credit Card, enjoy upto 10% cashback on Swiggy spends, 5% cashback on online spends and 1% cashback on other spends. Also, get Welcome Benefit of 3 months of Swiggy One Membership. Apply today.

www.swiggy.com

Cashback exclusions
From any cashback: Rent, Utilities, Fuel, Insurance, EMI, Jewelry, Govt spends, Wallet loads & similar spends
From 5% cashback: Flight, hotel bookings & others

 

[Pavan]

Utility and Insurance toh tha nahi, new add kar diya kya swiggy card par ?

Note - forward image hai, personally verify nahi kiya ab tak.

EDITED - Mil gaya, genuine image he hai -

Swiggy HDFC Bank Credit Card with 10% Cashback on spends

With the new Swiggy HDFC Bank Credit Card, enjoy upto 10% cashback on Swiggy spends, 5% cashback on online spends and 1% cashback on other spends. Also, get Welcome Benefit of 3 months of Swiggy One Membership. Apply today.

www.swiggy.com

Cashback exclusions
From any cashback: Rent, Utilities, Fuel, Insurance, EMI, Jewelry, Govt spends, Wallet loads & similar spends
From 5% cashback: Flight, hotel bookings & others

Yes utilities and insurance are not part

Check this it doesn't specify utilities and insurance

https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/a88238c3-f646-4430-9798-0cba493a1d22?