New Swiggy HDFC Credit Card

[Rishi Singh]

Has anyone else recieved an invite for Swiggy HDFC Credit Card?
I have got the invite via swiggy app and also in my email but I think it is not allowing me to apply as I already have 2 HDFC credit cards.
The 10 Percent dineout discount makes this card worth it if the card has no or low annual fees.

------ Edit By @TechnoFino ------

HDFC Bank is set to launch a co-branded credit card in collaboration with Swiggy. Currently, the card is not available on the HDFC Bank website.

Expected features of the card include:

• 10% cashback on Swiggy orders, including Instantmart and dineout, in addition to other ongoing discount offers.
• 5% cashback on selected online merchants.
• 1% cashback on all other transactions.
  
  Please note that there may be a capping limit, but the full terms and conditions are yet to be disclosed.

The anticipated range for card fees is between Rs. 500 and Rs. 1,000.
Swiggy has already started sending invitations and informational emails to customers who are pre-eligible for the card.
Apply for this credit card: https://bit.ly/TFHDFCSW

 

[LJGIBBS]

Loan or EMI bech bech ke. ICICI or IndusInd bhayankar spam karte

Bhai, 15 din hua hai SBI card ko. Amazon par 24K gold coins aur Paytm par kuch wallet load Kiya hai.
Customer care wale har aadhe ghante par call karte hain EMI offer ke liye, din mei atleast 15-20 call. Maine card protection plan ko le kr yeh spam expect kiya tha, pata nhi emi wala scene kahan se aa gaya

 

[VISHESH_BANSAL]

Daily same mail ata hai aur har din Inka last day hota hai 🤣

Aur mail main ek amount aur call pe dusra amount 🤣

Interest rate kya offer kar rahe hai yeh btao

 

[Slayer]

Bhai I received an unbelievable offer.

96k loan for 36 months @13% P.A.
Zero Processing Fee.

And same time Axis Home Branch also starts pitching me for a Business Loan.
When I told them , Indus is offering me better deal, Axis Employee was like, sir yeh deal toh possible hi nhi hai 13% ka interest rate de hi nhi sakta koi bank that too on Credit Card .

Phir Axis ne kha sir Indus Apka kaat raha hai, woh 13% Flat interest hoga. Actual woh 13% nhi 26% hoga reducing m.

Mne kha woh kaam toh axis ka hai, Indus ka nhi hai.

Itna lucrative loan deal de raha thha indus, koi bhi needy person jarur apply karega. Miss nhi karega

Mujhe bhi Indus ke offer pe belive nhi hua toh mne customer care ko call kiya. Unka customer care executive bhi bola sirf system m 16.5% show ho raha hai, 13% pe mil hi nhi sakta loan aur if you procees the loan via offer link woh disburse hi nhi hoga.
Indus ka executive khud belive nhi kar raha thha indus aise offers bhi de sakta hai

Unse 20 lakh leke bhai mein 2 IPO mein 50% profit toh utha hi lunga

 

[Walter White]

1. Last day
2. Pakka day
3. Sahi me Aaj last day hai
4. Maa Kasam Aaj last day h
5. Le lo na bhaiya...insurance nhi krwana padega
6. Chalo 1000 Rs Processing fees Dena sirf...

Unhe bolo Vijay Mallya wale terms pe chahiye mujhe loan

 

[VISHESH_BANSAL]

Bhai, 15 din hua hai SBI card ko. Amazon par 24K gold coins aur Paytm par kuch wallet load Kiya hai.
Customer care wale har aadhe ghante par call karte hain EMI offer ke liye, din mei atleast 15-20 call. Maine card protection plan ko le kr yeh spam expect kiya tha, pata nhi emi wala scene kahan se aa gaya

Call pe bolte hai SBI Premium customer service team se baat kar rahe hai.
🤣

 

[knight]

Phir around 17-18% ho gaya
Mujhe 19% pe de rahe thhe..

Business loan High rates pe hi milte hai.

Flat matlab as long as anything is outstanding, interest will be calculated in whole loan amount?

Or reducing me interest based on current outstanding??

Yei hai kya???

 

[LJGIBBS]

Call pe bolte hai SBI Premium customer service team se baat kar rahe hai.
🤣

15 din mei wallet load kar le main unka premium customer ban Gaya hu aur mujhe special offer mei emi dete hain..

 

[4uziaul]

Interest rate kya offer kar rahe hai yeh btao

14% hai kuch din pehle 13% tha

 

[Walter White]

Call pe bolte hai SBI Premium customer service team se baat kar rahe hai.
🤣

2500 se upar ka ek transaction kya kar lo....roz subha EMI ke SMS aa jaate hai 🤣

 

[VISHESH_BANSAL]

15 din mei wallet load kar le main unka premium customer ban Gaya hu aur mujhe special offer mei emi dete hain..

Same here . Daily calls and SMS
Unko bolta hu Cashback SBI Rupay m convert karo toh m bhi EMI m convert karwa luga .
Phir Call drop kar dete hai

 

[iamabhisekagar]

Flat matlab as long as anything is outstanding, interest will be calculated in whole loan amount?

Or reducing me interest based on current outstanding??

Yei hai kya???

Flat me no of Emi fixed hoti h
Reducing me no of Emi fluctuate hoti h as per Repo Rate of RBI

 

[VISHESH_BANSAL]

14% hai kuch din pehle 13% tha

Mtlab 13% se niche nhi de rahe hai.

 

[VISHESH_BANSAL]

Flat me no of Emi fixed hoti h
Reducing me no of Emi fluctuate hoti h as per Repo Rate of RBI

Nhi bhai. Yeh difference nhi hota hai

 

[iamabhisekagar]

Nhi bhai. Yeh difference nhi hota hai

Thoda prakash daale

 

[4uziaul]

Mtlab 13% se niche nhi de rahe hai.

ICICI kuch din pehle mere Father ko 11% pe de rahe the

 

[VISHESH_BANSAL]

ICICI kuch din pehle mere Father ko 11% pe de rahe the

Income Profile and CIBIL PROFILE pe bhi depend karta hai na.

 

[knight]

Flat me no of Emi fixed hoti h
Reducing me no of Emi fluctuate hoti h as per Repo Rate of RBI

ye home loan wala hai shyd..
floating rate concept..

 

[iamabhisekagar]

ye home loan wala hai shyd..
floating rate concept..

Yup

 

[VISHESH_BANSAL]

Flat matlab as long as anything is outstanding, interest will be calculated in whole loan amount?

Or reducing me interest based on current outstanding??

Yei hai kya???

Suppose Loan Amount is 100k and Tenure is 36 months.

If agent is quoting 10% Flat that means interest Amount is Calculated on 100k for whole 36 months.


If agent is quoting 10% Reducing rate that means 10% interest will be Calculated on outstanding Principal after each EMI gets Cleared.
After each EMI repayment Principal outstanding gets reduced and therefore interest also gets reduced.

 

[LJGIBBS]

Same here . Daily calls and EMI.
Unko bolta hu Cashback SBI Rupay m convert karo toh m bhi EMI m convert karwa luga .
Phir Call drop kar dete hai

Main thak gya hu bhai. Pehle bolta tha nhi karna emi, thankyou. Fir bolne laga ki Bhai tmhara loan hai toh bata do, uski emi bhi main bhar dunga. itne sare number hain inke paas ki block karne se bhi kuch nhi hota