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New Swiggy HDFC Credit Card

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Rishi Singh

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Has anyone else recieved an invite for Swiggy HDFC Credit Card?
I have got the invite via swiggy app and also in my email but I think it is not allowing me to apply as I already have 2 HDFC credit cards.
The 10 Percent dineout discount makes this card worth it if the card has no or low annual fees.

------ Edit By @TechnoFino ------

HDFC Bank is set to launch a co-branded credit card in collaboration with Swiggy. Currently, the card is not available on the HDFC Bank website.

Expected features of the card include:
  • 10% cashback on Swiggy orders, including Instantmart and dineout, in addition to other ongoing discount offers.
  • 5% cashback on selected online merchants.
  • 1% cashback on all other transactions.

    Please note that there may be a capping limit, but the full terms and conditions are yet to be disclosed.
The anticipated range for card fees is between Rs. 500 and Rs. 1,000.
Swiggy has already started sending invitations and informational emails to customers who are pre-eligible for the card.
Apply for this credit card: https://bit.ly/TFHDFCSW

Screenshot_20230703_092846_Gmail.jpg
 
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VISHESH_BANSAL said:
Yes.
Any Merchant with MCCs as per tncs are eligble for 5%.

Otherwise they must mention Merchant Name like they mention in Millennia Credit Card Tncs.

HDFC played very well.
If cashback is given as statement credit then char chand lag jaate.
Click to expand...
yes i applied card without reading t & c now if they don't give 5% 😀 again one round of fight
 
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VISHESH_BANSAL said:
Yes.
Any Merchant with MCCs as per tncs are eligble for 5%.

Otherwise they must mention Merchant Name like they mention in Millennia Credit Card Tncs.

HDFC played very well.
If cashback is given as statement credit then char chand lag jaate.
Click to expand...
But Millenia is better in terms of peace of mind? We know that we’ll 5% in these specific merchants. Or in terms of Cashback card we know that all online transactions except excludes ones are eligible for Cashback.

But in this case we’ll always be in doubt that whether MCC provided by this website is covered in HDFC tncs or not.
 
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Hisoka said:
But Millenia is better in terms of peace of mind? We know that we’ll 5% in these specific merchants. Or in terms of Cashback card we know that all online transactions except excludes ones are eligible for Cashback.

But in this case we’ll always be in doubt that whether MCC provided by this website is covered in HDFC tncs or not.
Click to expand...
That's true.
But this can be used to compliment Millenia for many websites.. 5% on those sites where Millenia would give 1% is nice to have.
There'll be a risk of the site sharing wrong MCC, like it happens on SBI CB. But it'd still be a 70-80% hit..
 
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Hisoka said:
But Millenia is better in terms of peace of mind? We know that we’ll 5% in these specific merchants. Or in terms of Cashback card we know that all online transactions except excludes ones are eligible for Cashback.

But in this case we’ll always be in doubt that whether MCC provided by this website is covered in HDFC tncs or not.
Click to expand...
HDFC shortlisted MCCs just to avoid Possible Rotations/Missuse.

Not all websites tag wrong MCC.

Filght and Hotel Bookings Apps were using Railways MCC.

And HDFC included only those MCCs where we spend day to day like Medicines, Apparel, Electronics, Cabs, Entertainment etc.......

Millennia covers only 10 Parter Merchants, but HDFC Swiggy will Cover more Merchants and we do not have to stick with only 10 Merchants.
 
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VISHESH_BANSAL said:
HDFC shortlisted MCCs just to avoid Possible Rotations/Missuse.

Not all websites tag wrong MCC.

Filght and Hotel Bookings Apps were using Railways MCC.

And HDFC included only those MCCs where we spend day to day like Medicines, Apparel, Electronics, Cabs Entertainment etc.......

Millennia covers only 10 Parter Merchants, but HDFC Swiggy will Cover more Merchants and we do not have to stick with only 10 Merchants.
Click to expand...
yepp. HDFC Swiggy covers much more ground and has better CB capping than Millenia, and less fees.
For anyone who uses swiggy money often, this card could be great for cashback category.
 
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knight said:
yepp. HDFC Swiggy covers much more ground and has better CB capping than Millenia, and less fees.
For anyone who uses swiggy money often, this card could be great for cashback category.
Click to expand...
Right .
When you shared Leaked Details, I thought it as Another waste of India.

But after analysing it, It is a Good Value Back Card for me since I am regular Swiggy Food and Instamart user.

If HDFC offer it as FYF, I will apply it on the Spot.
 
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VISHESH_BANSAL said:
Right .
When you shared Leaked Details, I thought it as Another waste of India.

But after analysing it, It is a Good Value Back Card for me since I am regular Swiggy Food and Instamart user.

If HDFC offer it as FYF, I will apply it on the Spot.
Click to expand...
I am listening... I am watching... I am following like a shadow, I am also slowly getting convinced about this baby... will strike at the right time 🤣 🤣 ....
 
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VISHESH_BANSAL said:
Right .
When you shared Leaked Details, I thought it as Another waste of India.

But after analysing it, It is a Good Value Back Card for me since I am regular Swiggy Food and Instamart user.

If HDFC offer it as FYF, I will apply it on the Spot.
Click to expand...
What I believe, after initial burst is over they will definitely offer it either FYF or LTF, may be in around 3 months..
Hence I loaded up for 4 months in Swiggy with GV.
At the moment it's all about waiting game..and strike at it at the right time
 
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S S V said:
What I believe, after initial burst is over they will definitely offer it either FYF or LTF, may be in around 3 months..
Hence I loaded up for 4 months in Swiggy with GV.
At the moment it's all about waiting game..and strike at it at the right time
Click to expand...
FYF may be possible.

Since, As of Now with 500 JF, Swiggy is giving 3 months Swiggy One Memebership.

HDFC can withdraw 3 months Memebership and Give FYF offer.

Most likely LTF is not going to Happen.

If LTF happens, devaluation will come soon.
 
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VISHESH_BANSAL said:
FYF may be possible.

Since, As of Now with 500 JF, Swiggy is giving 3 months Swiggy One Memebership.

HDFC can withdraw 3 months Memebership and Give FYF offer.

LTF is Most Likely not going to Happen.

If LTF happens, devaluation will come soon.
Click to expand...
FYF definitely possible, no doubt about it..
LTF may be 50-50, I lean towards more like 90% chance
Devaluation bound to happen, not sure when though..It depends on a lot factors considered by both Swiggy and HDFC..
 
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