No more double dip on HDFC Credit Cards

[Walter White]

HDFC Bank taking lessons from SBI Card

 

[NOOBY]

Vo 1-2% discount Gyftr deta hai....not HDFC

obviously sarcasm hi tha

but inka kya bharosa... gyftr has tied up with hdfc,,, so unka discount matlab bank discount matlab no RP (bhagwaan kare aisi buddhi na de unhe)

 

[mojo_jojo123]

so it means we cant get bank 10% discount + base reward point in cc ?

 

[NShah]

so it means we cant get bank 10% discount + base reward point in cc ?

Yes base reward not applicable when instant discount offers available

 

[mojo_jojo123]

Yes base reward not applicable when instant discount offers available

lol .. since when ?

 

[NShah]

lol .. since when ?

HDFC Bank taking lessons from SBI Card

Read this tweet

 

[Trust Me]

Sbke sb everybody chor hai s**le

Suppose, when not satisfied, beggars start calling the alms givers 'chors' ...

 

[Deleted member 11974]

Suppose, when not satisfied, beggars start calling the alms givers 'chors' ...

are bhai
it is not like hdfc gives this out of their pocket
they rip off merchants in the name of mdr and finnancially illliterate customers and give us the rewards from their emis

 

[Strange]

Lol. Yeh bhi SBI Card se seekha hai. Abruptly change kar do T&C bina customer ko bataye and same file name se save kar do taaki customer ko na pata lage.

link dena tnc ka sayad web archive me old tnc mil jaye.

 

[cryoengine]

While it sucks hdfc finally decided to fix the double dipping but I am sure it only lasted this long because HDFC's backend is shit and they didn't know how to fix it.

 

[cryoengine]

are bhai
it is not like hdfc gives this out of their pocket
they rip off merchants in the name of mdr and finnancially illliterate customers and give us the rewards from their emis

if everything was fair, creditcards reward system wouldn't exist. The money has to come from somewhere right?

 

[Trust Me]

are bhai
it is not like hdfc gives this out of their pocket
they rip off merchants in the name of mdr and finnancially illliterate customers and give us the rewards from their emis

So, how else are the contents of 'pockets' of banks supposed to be generated, where we don't have as legitimate a right to the shares of the spoils?!

 

[Deleted member 11974]

if everything was fair, creditcards reward system wouldn't exist. The money has to come from somewhere right?

if there was no rewards system there wouldnt have been sich a surge in credit cards
the rewards is the incentive for credit

 

[Deleted member 11974]

So, how else are the contents of 'pockets' of banks supposed to be generated, where we don't have as legitimate a right to the shares of the spoils?!

someone is footing the bill
but the bank doing a cost cutting as if it comes out of thier own pocket seems a bit harsh
especially when you think it couldnt get worse

 

[shrewdoc]

if there was no rewards system there wouldnt have been sich a surge in credit cards
the rewards is the incentive for credit

I would still use it for chargeback protection (not my money I'm spending) and 45-day interest free loan.

Any rewards, perks and cashback are a bonus.

 

[Deleted member 11974]

I would still use it for chargeback protection (not my money I'm spending) and 45-day interest free loan.

Any rewards, perks and cashback are a bonus.

agreed
but the financially literate people who see interest free credit as a oppurtunity cost are very few
95% of ccs issued are because of the rewards system
not 1 co branded card would have been sold hadnt it been for the rewards and non cash perks it offer

 

[bhaveshS]

Suppose, when not satisfied, beggars start calling the alms givers 'chors' ...

It's meme from nayank movie why you take it for personal i think you are from hdfc that's why your a** burning (g**d jaalna)
Just take it easy

 

[mojo_jojo123]

which is the best place to transfer hdfc diners black points immediately .. ?

 

[Deleted member 11974]

which is the best place to transfer hdfc diners black points immediately .. ?

accor
itc
marriot

 

[tapishj]

This is for DCB.
In the recent statement, there were some points adjusted/lapsed. (Not because of unused RP after 24 months)
I inquired with support and found this out:
I did a transaction on Ease my trip in April 2023, using HDFC discount (HDFCEMT). They had awarded the RPs then but have now reversed those.

EMT offer T&C: https://www.easemytrip.com/offers/hdfc-bank.html
Was visible on Smartbuy as well: https://offers.smartbuy.hdfcbank.com/diners/offer_details/easemytrip/19253/ZmylmGY=
but 404 now
No mention of "RP will not be credited in case discount is availed"
Their transaction description said: RP Rev EaseMyTrip Apr 23 Discount Txn

1. Not sure if it is just me or happening with others as well.
2. Not sure if these transactions will accrue RPs in future.
3. This also puts these transactions in question for monthly milestone (or I may be overthinking)
If anyone else has observed this, please add.

 

[RishiKiDev]

I think they may be following the footsteps of their competitor SBI Cards. I think they might consider it for monthly milestone but no RPs will be given for instant discount offers.

Truly shocking to know. New fear unlocked.