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Non serviceable work address ( village area)

friends2b11

TF Select
One of my friends is going to apply for a SBI cashback credit card. Currently he has a HDFC Millennium credit card with a 1.5 lakh limit (got it preapproved in December last year) and a Flipkart Axis card with a 1.41 lakh limit (got it preapproved 2 months ago). He does not have any income proof ( salary slip). He is working as an accountant for his dad's company. His dad's company has a physical presence.

So he will apply as salaried. But the residential pin code is serviceable, but the work address is different, and the distance is also very much.

And the work address is in a village area, probably a non-serviceable area. I do not think that SBI has any agents there.

Different home and work addresses in another city will cause any problem?

So will it cause a problem for application rejection for just a non-serviceable work address?

Does non-serviceable work address also matter? Or only the home address matters ?


He has a SBI savings account. But he is not getting any prequalified banners. Should he apply from Net Banking or Sprint?
 
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