Now NPS Apps allows to pay UPI via Rupay CC without any charges

[tamizhventhan]

Found ths issue. Seeing the banner when i select tier 1 but not available in tier 2. Seems it will allow upi through cc only for tier 1, not for tier 2 .
I wanna pay for tier 2 only, so no luck

Thanks for verification and posting.updated the post

 

[S9100]

May be a loophole for Rupay CC To bank via NPS Tier 2.
Update: Tier 2 doesn't allow CC payment on UPI, where as Tier 1 works fine
View attachment 81584

Normally also tier 1 allows cred card. So no surprise

 

[its_karan]

May be a loophole for Rupay CC To bank via NPS Tier 2.
Update: Tier 2 doesn't allow CC payment on UPI, where as Tier 1 works fine
View attachment 81584

Nice Find .

 

[sandesh]

Which rupay credit cards offer reward rate on Nps govt spends?

 

[Authenticrao]

It is in the NPS App.I done worth 5000 transaction today with 0 fee -BillDesk

35 rs is charged by billdesk

 

[Omk@r]

Nice one .

 

[helloworld]

Which rupay credit cards offer reward rate on Nps govt spends?

even with some charges with other credit cards, can get positive reward value, check this..

Thread 'Best card for NPS Contribution'

Sep 19, 2022

Last update: 11-01-2025

• HDFC : Milestone benefits only ✅
• HSBC Cashback: 0% ✅
• AMEX Gold Charge: 1 MR/50 + Milestone benefits ✅
• AMEX SmartEarn/ MRCC/Platinum Travel: Milestone benefits only ✅
• AU Zenith: Milestone benefits only ✅
• AU Zenith+: 1% + Milestone benefits ✅
• SC Smart: 2% ✅
• SC Ultimate: 2% (Govt. transaction) ✅
• ICICI AmazonPay: 1%
• Yes Marquee: 1.25% (Special MCC) ✅

Note: Mostly other cards from same bank works with varied reward rate and similar rule of exclusion.

For NPS payments MCC: 9399 (Govt. Services)

Do check both payment...

• Waynoway
• Replies: 643
• Forum: Credit Card - General

• 

 

[helloworld]

do NPS payments come under "Government related transactions"?

yes and options ..

Thread 'Best card for NPS Contribution'

Sep 19, 2022

Last update: 11-01-2025

• HDFC : Milestone benefits only ✅
• HSBC Cashback: 0% ✅
• AMEX Gold Charge: 1 MR/50 + Milestone benefits ✅
• AMEX SmartEarn/ MRCC/Platinum Travel: Milestone benefits only ✅
• AU Zenith: Milestone benefits only ✅
• AU Zenith+: 1% + Milestone benefits ✅
• SC Smart: 2% ✅
• SC Ultimate: 2% (Govt. transaction) ✅
• ICICI AmazonPay: 1%
• Yes Marquee: 1.25% (Special MCC) ✅

Note: Mostly other cards from same bank works with varied reward rate and similar rule of exclusion.

For NPS payments MCC: 9399 (Govt. Services)

Do check both payment...

• Waynoway
• Replies: 643
• Forum: Credit Card - General

• 

 

[sandesh]

yes and options ..

Thread 'Best card for NPS Contribution'

Sep 19, 2022

Last update: 11-01-2025

• HDFC : Milestone benefits only ✅
• HSBC Cashback: 0% ✅
• AMEX Gold Charge: 1 MR/50 + Milestone benefits ✅
• AMEX SmartEarn/ MRCC/Platinum Travel: Milestone benefits only ✅
• AU Zenith: Milestone benefits only ✅
• AU Zenith+: 1% + Milestone benefits ✅
• SC Smart: 2% ✅
• SC Ultimate: 2% (Govt. transaction) ✅
• ICICI AmazonPay: 1%
• Yes Marquee: 1.25% (Special MCC) ✅

Note: Mostly other cards from same bank works with varied reward rate and similar rule of exclusion.

For NPS payments MCC: 9399 (Govt. Services)

Do check both payment...

• Waynoway
• Replies: 643
• Forum: Credit Card - General

• 

Looks like none of them come in rupay variant?

even with some charges with other credit cards, can get positive reward value, check this..

Thread 'Best card for NPS Contribution'

Sep 19, 2022

Last update: 11-01-2025

• HDFC : Milestone benefits only ✅
• HSBC Cashback: 0% ✅
• AMEX Gold Charge: 1 MR/50 + Milestone benefits ✅
• AMEX SmartEarn/ MRCC/Platinum Travel: Milestone benefits only ✅
• AU Zenith: Milestone benefits only ✅
• AU Zenith+: 1% + Milestone benefits ✅
• SC Smart: 2% ✅
• SC Ultimate: 2% (Govt. transaction) ✅
• ICICI AmazonPay: 1%
• Yes Marquee: 1.25% (Special MCC) ✅

Note: Mostly other cards from same bank works with varied reward rate and similar rule of exclusion.

For NPS payments MCC: 9399 (Govt. Services)

Do check both payment...

• Waynoway
• Replies: 643
• Forum: Credit Card - General

• 

 

[helloworld]

Looks like none of them come in rupay variant?

that is for getting +ve reward even after 0.9% payment.

u have two options:

- pay 0% now and get 0% reward points
- pay 0.9% now and get 2% reward points

pick whichever you like.

anyway, I think u can choose Indus rupay platinum that provides 0.3% govt.

 

[350modena]

It is in the NPS App.I done worth 5000 transaction today with 0 fee -BillDesk

Nps by whom? Which provider ? Protean/cams/KFINTECH?

 

[350modena]

Yes they do.

do NPS payments come under "Government related transactions"?

 

[tamizhventhan]

Nps by whom? Which provider ? Protean/cams/KFINTECH?

NPS by Protean

 

[350modena]

NPS by Protean

Oh. So KFINTECH / cams not eligible?

 

[its_karan]

Oh. So KFINTECH / cams not eligible?

Ya, Not working for KFintech

Either Payment gets failed
or CC on UPI doesnt show

 

[ankitshukla]

Can this account open anyone ?? What the process??? Please

 

[S9100]

Can this account open anyone ?? What the process??? Please

Can be opened by visiting NSDL centers or online. But are you considering just for rupay cc?
Just for info, NPS is a long term investment. Can't withdraw easily. Can be withdrawn post retirement.

 

[ankitshukla]

Can be opened by visiting NSDL centers or online. But are you considering just for rupay cc?
Just for info, NPS is a long term investment. Can't withdraw easily. Can be withdrawn post retirement.

Considering for rupay cc to bank transfer only . Is it ok to open this account??

 

[S9100]

Considering for rupay cc to bank transfer only . Is it ok to open this account??

"to bank" not possible until retirement.

 

[jeevanreddy58]

I tried using cams NPS but it is not showing CC option for UPI..