Offer on HSBC Platinum Card

[real_name_hidden]

Hsbc offering 10% cash back on grocery spends on Platinum card.
Also 1.5% cash back on other spends.

It's quite similar to cash back card but
Min spend : 15000

 

[pprakash11]

How much time does HSBC take to send out the welcome privilege voucher?

Within 60 days

 

[BhaiyaJi]

For July spends offer fulfilled today.

 

[pprakash11]

For July spends offer fulfilled today.

Cashback got credited on 02nd September itself

 

[vine]

I get this offer every month, does anyone use it

 

[pprakash11]

I get this offer every month, does anyone use it

Not every month.
It came in Jan - Feb 2024, then again in Jul-Aug 2024.

 

[vine]

Not every month.
It came in Jan - Feb 2024, then again in Jul-Aug 2024.

Sorry, don't recall.
But I got same offer email yesterday too.

 

[pprakash11]

Sorry, don't recall.
But I got same offer email yesterday too.

Please share screenshot

 

[BhaiyaJi]

Sorry, don't recall.
But I got same offer email yesterday too.

I didn;t, :sad

 

[pprakash11]

I didn;t, :sad

Rest assured all VISA PLATINUM members are treated equally

This offer isn't extended, and that's common for all

 

[cardio_guy]

Hi friends, I am planning to close HSBC Platinum credit card.
Is there any specific particular benefit of keeping this? (other than instant discounts on some apps)

Reasons -
I think this is yet another basic credit card just taking up the space.
Too long wait period to even get the joining benefit + initial month spend offer voucher
It's just plain reward points that we can redeem for vouchers, but spending on this card spreads the expenses and makes other cards spends too thin.

 

[vine]

Hi friends, I am planning to close HSBC Platinum credit card.
Is there any specific particular benefit of keeping this? (other than instant discounts on some apps)

Reasons -
I think this is yet another basic credit card just taking up the space.
Too long wait period to even get the joining benefit + initial month spend offer voucher
It's just plain reward points that we can redeem for vouchers, but spending on this card spreads the expenses and makes other cards spends too thin.

We see occasional spend offers at 10%.
However, I will advice against closing it, as it may become useful once in a while.
Just keep it in the cupboard and spend ₹10 once every 6 months.