One card useing misleading and tricky Banners on OneScore App

[Enthusiastic]

1 month before I saw banner of approved limit is 5k but when I complete my application They saying you are approved for FD card With 5k limit ( but even allow me to to do FD with 50k too).

Now, Today I saw banner eho state I am approved for 2k FD but when In actual I go further to order Card, App asking to do minimum FD of 5k. (What??)

Should I complained about them with Ombudsman and Advertising Standards Council of India (ASCI)?

 

[Chaitanya-a]

They are truly very misleading. They daily send me messages to take OneCard, your application is approved. And when I login, they say your offer is expired.

 

[Enthusiastic]

They are truly very misleading. They daily send me messages to take OneCard, your application is approved. And when I login, they say your offer is expired.

We should Complaint about them to ombudsman. Let's wait for more 1 or 2 days to hear from Other members too, then we all member will register Complaint about them on same day to get satisfied Reply.

 

[Rahul92]

Don't EVER take their FD card.

I really mean it , like NOT everrrrr.....

 

[Enthusiastic]

Don't EVER take their FD card.

I really mean it , like NOT everrrrr.....

Yes, I don't wann FD card at least With OneCard. 2k limit me kya hi loot lenge 😅.
(Shuru hote hi khatam ho jata hai limit)

 

[Chaitanya-a]

Yes, I don't wann FD card at least With OneCard. 2k limit me kya hi loot lenge 😅.
(Shuru hote hi khatam ho jata hai limit)

Try Niyo Global or WoW card instead

 

[Enthusiastic]

Try Niyo Global or WoW card instead

Any Specific reason to apply Niyo Globel? 🤔

 

[Chaitanya-a]

Any Specific reason to apply Niyo Globel? 🤔

Zero forex and complimentary airport lounge access with an FD based card is rare.

 

[Rahul92]

Yes, I don't wann FD card at least With OneCard. 2k limit me kya hi loot lenge 😅.
(Shuru hote hi khatam ho jata hai limit)

2k limit is not the matter here. You can even take 50K FD card with them. No one is stopping you.

But ,

If and when you take their FD card , they will never give you their unsecured card.

 

[Ad.Astra]

1 month before I saw banner of approved limit is 5k but when I complete my application They saying you are approved for FD card With 5k limit ( but even allow me to to do FD with 50k too).

Now, Today I saw banner eho state I am approved for 2k FD but when In actual I go further to order Card, App asking to do minimum FD of 5k. (What??)

Should I complained about them with Ombudsman and Advertising Standards Council of India (ASCI)?

Yeah, OneCard ads are misleading nowadays.

I would say unless this is your first ever credit card, don't bother to take the FD backed card.

When I first started credit card journey, it was my first card, but since then I have multiple unsecured cards from other banks, which offer better reward / cashback.

My FD with them will mature soon, after that, I am closing the FD and OneCard account.

 

[Riteshavenger]

I tried one card with 3k fd, but i did not know to activate the card i need to scan qr code given on cover of card and i threw the cover. How to activate the card without qr code?

 

[Enthusiastic]

I tried one card with 3k fd, but i did not know to activate the card i need to scan qr code given on cover of card and i threw the cover. How to activate the card without qr code?

Qr code is must for that 😐, why you did that much of hurry to threw box? Very difficult to deal with there customers service.

 

[Enthusiastic]

Yeah, OneCard ads are misleading nowadays.

I would say unless this is your first ever credit card, don't bother to take the FD backed card.

When I first started credit card journey, it was my first card, but since then I have multiple unsecured cards from other banks, which offer better reward / cashback.

My FD with them will mature soon, after that, I am closing the FD and OneCard account.

I am even not started credit journey, 2 days ago I have applied for Axis My Zone credit card witg fathers name, after that I will upgrade it with Airtel Axis CC. After that I will apply for SBI cashback or HDFC Mellennia. Just 2 are enough for me. Most of use are for small bill payments and Rarely for online shopping.

 

[Deleted member 5552]

Pre Approved offer looks like this. Yours is not a pre approved offer. They simply mislead you

 

[Enthusiastic]

Pre Approved offer looks like this. Yours is not a pre approved offer. They simply mislead you

View attachment 10484

That's what I say, they are misleading, should I registere complaint?

 

[Deleted member 5552]

That's what I say, they are misleading, should I registere complaint?

Nothing will happen brother. No one will respect customers and no company wants to follow rules and regulations

I can say one thing here, these fraud companies never fear RBI and it's rule

But you can register a complaint against this fraud company

 

[WinSuperb7251]

Try Niyo Global or WoW card instead

Does neyo global card require passport?

 

[RAMESH BABU N]

Based on my 6 or 7 emails n 3 or 4 calls to 1Card, my understanding is :

1. Only in a handful cities, they issue UNsecured cards.

2. In other 50+ towns, they issue Sevured cards. Depending upon your PIN Code, the concerned issuing bank will be willing to give you a FD-backed card.

3. For some banks, the starting point for such Secured/FD-backed cards is Rs 2000/- while for others, it is Rs 5000/- - depends upon their branch category n the PIN Code.

4. Despite my best efforts - over a dozen attempts - they are not forthcoming on many of their policies - still so many Grey areas.