One More Devaluation: This time HSBC Cashback Card

[shutapdiya]

Here are some of the key highlights of our revised HSBC Cashback Credit Card offering:​

​

•​ Earn More Cashback: Enjoy a 10% cashback (up to ₹1,000) on categories such as dining, grocery, and food delivery. Also, earn unlimited 1.5% cashback on all other spends. Cashback not eligible on select categories such as Fuel, Rental, Govt. Transactions, E-wallets, Insurance, Education, B2B Goods and Services, Jewelry, Charity, Toll fees, Cash Advances, Payment of outstanding balances, payment of card fees and other card charges​ ​ ​ •​ Elevated Airport Lounge Experience: 4 complimentary airport lounge access, one per quarter​ ​ ​ •​ Joining and Renewal Fee: There will be a joining fee of only ₹999 (not applicable to existing customers). There will also be a renewal fee of ₹999, which will be waived upon reaching a spend milestone of ₹200,000 in a year​

​

Please note that these changes will come into effect for your existing credit card from 26-Aug-2023.​

 

[OptiCard]

Tum kya aam ko aage aur peeche do ched kar ke chuste ho 🤣

Bhai jitna pucha utne kahi jawab do.
Over karni ki kya zarurat hai.

Ye kya reply hai aam ko aage pechee...
Abhi paida hua hai kya ...

 

[OptiCard]

Not Possible .

So 5% cashback is only thing.

Rs.1559 recharge only available over jio app else would have use airtel card.

 

[jack333]

Bhai jitna pucha utne kahi jawab do.
Over karni ki kya zarurat hai.

BC ye kya reply hai aam ko aage pechee...
Abhi paida hua hai kya bs..

Iska bhi ek trick hai par main ab nahi bataunga 🤣

 

[Abhishek012]

Tum kya aam ko aage aur peeche do ched kar ke chuste ho 🤣

Tauba Tauba.. Kitna aslil baate karta hai yeh launda.

 

[jack333]

Tauba Tauba.. Kitna aslil baate karta hai yeh launda.

I know commander aap aam se zada kuch aur choosna pasand karte hain 🤣
All hail commander 🤣

 

[Rocky Bhai]

Sab log yaha cashback choosne k liye aye the par yaha to kuch alag hi choosa ja raha hai 🤣

 

[Abhishek012]

Sab log yaha cashback choosne k liye aye the par yaha to kuch alag hi choosa ja raha hai 🤣

SuperPe app is now again working, get 10% cashback on Grocery category upto 1000 per billing cycle using HSBC Cashback/Live+ credit card.

3.35% profit - SBI Cashback Credit Card to bank at just 1.65% charges| Also Offline use/other credit card billpay

3.35% profit - SBI Cashback Credit Card to bank at just 1.65% charges| Also Offline use/other credit card billpay: App link - https://play.google.com/store/apps/details?id=com.mewt.app&hl=en IOS link - https://apps.apple.com/in/app/superpe/id6471577933 Refer Code: DM ME I don't remember what...

www.technofino.in

 

[jack333]

Sab log yaha cashback choosne k liye aye the par yaha to kuch alag hi choosa ja raha hai 🤣

Bahut notty ho gaye ho rocky bhai. Main guthli ki baat kar raha tha 🤣

 

[plastikman]

Bahut notty ho gaye ho rocky bhai. Main guthli ki baat kar raha tha 🤣

Lagta hai kisine aam ke maze nahi liye yaha pe 😁

 

[imdjay]

Lagta hai kisine aam ke maze nahi liye yaha pe 😁

Aam k sath kafi aur bhi fal hai jo kuch log chus ker hi Khanna pasand kerte hain. Kaat ke khaane ke jagah. 🤐

 

[OptiCard]

Anyone tried this card over FTH Daily?

 

[sudhanshu22]

once you reach 10k in food items, thereafter, you don't get any benefit. ls there a way to know that you have reached 10k limit?

 

[OptiCard]

once you reach 10k in food items, thereafter, you don't get any benefit. ls there a way to know that you have reached 10k limit?

You should get 1.5% after that.

You need to do calculations on your own.

 

[wapenshaw]

You should get 1.5% after that.

You need to do calculations on your own.

no the 10% is capped at 1000, you will not get 1.5 after 1000, however any other spends which are not in the 10% category will result in 1.5% cashback

• 10% accelerated cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle)
• 1.5% unlimited cashback on all other spends

 

[OptiCard]

no the 10% is capped at 1000, you will not get 1.5 after 1000, however any other spends which are not in the 10% category will result in 1.5% cashback

• 10% accelerated cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle)
• 1.5% unlimited cashback on all other spends

No buddy, I confirmed over call (4-5 months back I guess) if you exceed the limit of 10% then you will get 1.5% over 10% categories.

I even did calculations for my 1st month bill cashback. --> It was almost matching the 1.5% calculations.
I am using this card only over Dmart, Vijyeta, Ratnadeep & now Milkbasket.

Thanks @VISHESH_BANSAL for milkbasket trick 🙂 --> I still need to check if cashback for milkbasket twidpay falls under 10% or not

 

[b4bhar]

No buddy, I confirmed over call (4-5 months back I guess) if you exceed the limit of 10% then you will get 1.5% over 10% categories.

I even did calculations for my 1st month bill cashback. --> It was almost matching the 1.5% calculations.
I am using this card only over Dmart, Vijyeta, Ratnadeep & now Milkbasket.

Thanks @VISHESH_BANSAL for milkbasket trick 🙂 --> I still need to check if cashback for milkbasket twidpay falls under 10% or not

For me the support team told no cashback. Looks like they themselves dont have proper knowledge for this.

Also, which milk do you order from milkbasket? Are there any delivery charges or discount? Currently using instamart for milk delivery as it gives 10% cb but it has handling/ processing fee of 5 rs per order. I order 8 milk packets once for every 2 days.

 

[OptiCard]

For me the support team told no cashback. Looks like they themselves dont have proper knowledge for this.

Also, which milk do you order from milkbasket? Are there any delivery charges or discount? Currently using instamart for milk delivery as it gives 10% cb but it has handling/ processing fee of 5 rs per order. I order 8 milk packets once for every 2 days.

I am using milkbasket. Till yet paid only once for membership, remaining times I got free membership (as I am ordering more than 4k per month).
Now that offer also gone & after 14 days need to pay for membership of Rs.99.

FTH daily is doing free delivery but only issue there is no 10% (no one confirmed here too). Vegetables & other stuffs are too costly over FTH. You can get 5% via amazon.

In my case milkbasket is still better than FTH daily as I used to spend around 5k-7k monthly.

Note:
I still need to confirm if milkbasket giving 10% or not via twidpay trick.

 

[wapenshaw]

I have a question. I have an international trip coming up and wondering if I will get 10% on dining in international hotels

 

[OptiCard]

I have a question. I have an international trip coming up and wondering if I will get 10% on dining in international hotels

I don't think so 🤣

It will be marked as forex transaction --> so will be charged 3.5% + 18% over 3.5% extra with HSBC cashback card

I hold both scapia & AU zenith+. Scapia is not charging & not rewarding anything (means if you pay $100 dollar than as per current INR rate you have to pay that's it).
But Zenith+ is good --> it will charge 0.99% + 18% on 0.99% --> in return it will give 2 rewards per Rs.100 transaction so around 0.85% cashback.
1 reward = Rs.1.00

 

[OptiCard]

I am using milkbasket. Till yet paid only once for membership, remaining times I got free membership (as I am ordering more than 4k per month).
Now that offer also gone & after 14 days need to pay for membership of Rs.99.

FTH daily is doing free delivery but only issue there is no 10% (no one confirmed here too). Vegetables & other stuffs are too costly over FTH. You can get 5% via amazon.

In my case milkbasket is still better than FTH daily as I used to spend around 5k-7k monthly.

Note:
I still need to confirm if milkbasket giving 10% or not via twidpay trick.

I got 10% via twid pay over milkbasket 🙂