opening too many credit cards has ruined my finances

[HumorSimpson]

I did my engineering from BITS Pilani, then did MBA from SIBM Pune.

Did job in Cognizant as product consultant for few years.

But administrative govt job was my dream, so I was preparing for it also. Cracked CGPSC & got job in CG Secretariat, now settled permanently in Raipur, Chhattisgarh which is my hometown too. No more career change now 😂

Great bro. Settling in hometown is the best anyone can dream of.

 

[Shoxie]

Completing cma at 21 is awesome

I am 20 now and in ca inter
If everything goes well
Than also It will take 2 years of articleship+1 year of ca final
Hopefully by end of 23 I will get the membership


Your achievements are dream achievements of many😃

Good to see another CA student. I'm giving finals in 2 days. All the best man! You've got some grind to do.

 

[SSV]

Good to see another CA student. I'm giving finals in 2 days. All the best man! You've got some grind to do.

All the best guys for all CA aspirants..
I think @VISHESH_BANSAL maharaj is also studying CA.. are you appearing for exams too?

 

[Aniket]

All the best guys for all CA aspirants..
I think @VISHESH_BANSAL maharaj is also studying CA.. are you appearing for exams too?

@SSV How come thinking so?🙃

 

[kshitij_0]

I don't believe this is a true story

 

[kshitij_0]

I read your post and it seems you are not presenting the whole picture... Where exactly did you used your cards and how were you able to even pay back the dues with no income... Balance transfer doesn't work the way you are telling...
And as far as I can tell, there is no location in India where you don't get cellular signals these days... So it's like impossible to survive without it...

Exactly. He is just wasting our time with a new account.

 

[suhasa010]

Rule no. 1 with Credit cards: CLEAR DUES,FULL OUTSTANDING
Rule no. 2 : Never Forget Rule no. 1

Often things in life are simple like this.
But we make it unnecessarily complicated.

 

[EternallyHopeful]

He he , somehow I missed this post yesterday…

My background…
1) Studied up to 10th Standard in govt ZPPH schools in Telugu Medium.. (Chanti gadu Local - for Telugu guys consumption)
2) Studied 12th Standard in the prestigious APRJC Nagarjuna Sagar( Andhra Pradesh Residential Junior College) after achieving State 2nd Rank in the entrance exam.
3) Studied BCom - in Badruka College of Commerce Hyderabad ( it is state level equivalent to Sri Ram College of Commerce Delhi)
4) Completed my Cost Accountancy ( ICWAI then, ICMA now) at the age of 21. And worked as a Finance Executive for a brief period before moving to Australia . Also was in the middle of my CA course but couldn’t complete it because I went to Australia for my masters studies in Computing.
5) Completed my Masters in Information Technology from Griffith University Gold Coast Australia. Achieved Academic Excellence Award which is equivalent to Gold Medal ( University Topper in my course)
6) Joined as Support executive in IT services and worked as Technical Solutions Architect in Business Intelligence Systems for NSW Health, Australia.
7) Back in India, Worked as SDM and now working as Director - Delivery in an IT start up.
8) Australian Citizen , Indian Resident (on OCI).

More than anything else , discipline, common sense, good analysis , impartiality, integrity, ethics etc will make one stand out….
My complete CV is out now and I hope you find a better job for me!! 😎

Brother, you're a legend already. Your story is very inspiring.