Optimising credit card reward redemptions

[RewardsHelp]

Hello All,

Have been reading many articles of Technofino for the past few years and I recently joined the community to seek advice on optimizing credit card rewards for travel.
My goal is to consolidate and redeem points across multiple cards for 1 or 2 valuable, travel-related redemptions.

Objective:​

I want to redeem and transfer points from all my credit cards, ideally combining them into a single pool for two major travel redemptions.

My Current Rewards Balance:​

• Credit Cards:
  
  • Axis Magnus (Burgundy): ~300,000 points
  • HDFC Infinia: ~90,000 points
  • Amex Platinum Travel: ~180,000 points
• Airline Miles:
  
  • Delta: 14,000 miles (not substantial)
  • Southwest: 10,000 miles
  • Emirates: 13,000 miles (close to Silver status)
  • Qatar: 32,000 miles (need 35,000 for a free economy return from BLR)
  • American/British/Air India: Miscellaneous points, not significant
• Hotel Programs:
  
  • IHG One Rewards: Silver tier (halfway to Gold Elite)
  • Taj Epicure: Member for several years, but exact balance unknown
  • ITC: ~2,000 Green Points
  • Hilton/Marriott: Minimal or no points

Redemption Preferences:​

1. Primary: Free flights to the US, Europe, or other high-value destinations, ideally with Emirates, Qatar, or Delta since I have some miles with them.
2. Secondary: Hotel stays or packages that offer good value, though flights are the priority.

While Marriott Bonvoy isn't my preferred program, I’m open to transferring points there if it offers the best redemption value.

Any advice on how to maximize this combination of points for the best travel redemptions would be much appreciated!

 

[vine]

@drsel , @m4b