Organized list of rewarding CC bill payment methods?

[pxg]

Here are the ones I know so far:

Debit Card:

• RBL Signature+: Up to 1L/month for 1% rewards redeemable for GVs (seems like the best option still, risk of devaluation high)
• HDFC Millennia DC: Up to ₹40k/month for ₹400 (1%) cashback (difficult with Paytm ban)
• HDFC Platinum DC: Upto ₹75k/month for ₹750 (1%) cashback (only on banks available in HDFC Billpay)
• IndusInd DCs: Up to ₹112.5k/month for ₹1050 (max 0.93%) in reward points via CRED (bill > ₹50k)
• Indie DC: 0.5% in Gems on BBPS/non CC bill payment MCC (?)
• SBI DC: 0.25% when redeeming RP for GV on payments via DC up to 10k per transaction and 20k per month. (Minimum redemption quite high as of recently)
• Axis Burgundy DC + Magnus CC for Burgundy - 0.8% reward rate when transferring ER at 5:4 ratio

Apps:

• CRED: Around 0.25-0.5% reward rate for smaller value payments if you spin 3 times. Can use for DC rewards (IndusInd) for payments above ₹50k.
• Payzapp: 11 Cashpoints (1 Cashpoint = ₹1) on CC bill payment of 5k minimum using coupon code
• CheQ: Coins devalued heavily. Minimum payment ₹50k.
• Paytm: Cashpoints/Rewards devalued, platform fee (₹4) added. Payment via Visa DC only, since wallet load has been banned.
• Park+: Slowest settlement. Rewards not tested.

Banks:

• Axis Liberty Account: ₹60k/quarter or ₹20k/month in payments for ₹750 voucher (+ you need to spend ₹5k for ₹25k total/month)
• IndusInd Indie Megastar tier Account: 5 unique CC payments of minimum ₹500 per month for 500 gems per month (1 Gem = ₹1)
• IDFC First Account: 250 First Rewards RP (1RP = ₹0.25) per month on first bill payment every month. This is separate from CC rewards.

Millennia was fine for most of my CC bills so far but my spends have increased so looking for more convenient ways, most of these CC bill payment posts have become hard to search or just hidden for risk of devaluation. I know some people deposit to wallet and transfer back to bank (loot) so effectively doing nothing for free rewards for some of these cards but I don't want to get my wallets potentially blocked, so I only use them for CC payments.

 

[abhiver]

IndusInd Master DCs is not giving reward in cred ../ cheq / payzapp / paytm can't use ..

Has this fixed

 

[kowsikbabu]

Someone update this wiki post after RBL DC devaluation

 

[SSV]

Someone update this wiki post after RBL DC devaluation

Please wait until May 1 so that if any more devaluation happens then can update all together!!

 

[card_007]

Please wait until May 1 so that if any more devaluation happens then can update all together!!

We need to start a weekly devaluation news bulletin just like Yes Bank sends a monthly devaluation update 😛

 

[FinoGuy]

We need to start a weekly devaluation news bulletin just like Yes Bank sends a monthly devaluation update 😛

Or start a sister site of technofino, Techdefino.
de=devaluations 😝

 

[Vasuki]

Or start a sister site of technofino, Techdefino.
de=devaluations 😝

Step sister . 🙂

 

[amitbindal451]

have any cashback method on hdfc cc bill payment

 

[drk]

this is a great thread

 

[CyberPsych]

Payzapp: 11 Cashpoints (1 Cashpoint = ₹1) on CC bill payment of 5k minimum using coupon code

1) Can we pay HDFC credit card bills through this method?

2) Is the cashpoints transferrable as money to bank account?

 

[agrprashantagrprashant is verified member.]

1) Can we pay HDFC credit card bills through this method?

2) Is the cashpoints transferrable as money to bank account?

1. Yes you can.

---

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[CyberPsych]

1. Yes you can.

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5k bill payment with coupon code for ₹11 cashback. Only once per month?

 

[agrprashantagrprashant is verified member.]

5k bill payment with coupon code for ₹11 cashback. Only once per month?

Didn't get your question.

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[CyberPsych]

Didn't get your question.

---

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Whatever is in the original post, is it only once per month or I can split my 20k cc bill and do it in 5k for 4 times and get 44 points?

 

[ARCHISMAN_DAS]

Whatever is in the original post, is it only once per month or I can split my 20k cc bill and do it in 5k for 4 times and get 44 points?

No only once..

 

[agrprashantagrprashant is verified member.]

Whatever is in the original post, is it only once per month or I can split my 20k cc bill and do it in 5k for 4 times and get 44 points?

Once per month.

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[CyberPsych]

Once per month.

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Valid till May 31st. Is this some occasional offer or will extend to stay the same?

 

[agrprashantagrprashant is verified member.]

Valid till May 31st. Is this some occasional offer or will extend to stay the same?

They have been extending the offer for about an year now.

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[beast_boy]

Can someone provide updated list..

What about RP on Cred and Cheq , which card is giving ?

 

[RohitSah]

Can someone provide updated list..

What about RP on Cred and Cheq , which card is giving ?

No card is giving.

 

[beast_boy]

No card is giving.

SBI Card, UBI, IDFC?

What's the MCC for Cheq and Cred bro?