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Organized list of rewarding CC bill payment methods?

pxg

TF Select
Here are the ones I know so far:

Debit Card:
  • RBL Signature+: Up to 1L/month for 1% rewards redeemable for GVs (seems like the best option still, risk of devaluation high)
  • HDFC Millennia DC: Up to ₹40k/month for ₹400 (1%) cashback (difficult with Paytm ban)
  • HDFC Platinum DC: Upto ₹75k/month for ₹750 (1%) cashback (only on banks available in HDFC Billpay)
  • IndusInd DCs: Up to ₹112.5k/month for ₹1050 (max 0.93%) in reward points via CRED (bill > ₹50k)
  • Indie DC: 0.5% in Gems on BBPS/non CC bill payment MCC (?)
  • SBI DC: 0.25% when redeeming RP for GV on payments via DC up to 10k per transaction and 20k per month. (Minimum redemption quite high as of recently)
  • Axis Burgundy DC + Magnus CC for Burgundy - 0.8% reward rate when transferring ER at 5:4 ratio
Apps:
  • CRED: Around 0.25-0.5% reward rate for smaller value payments if you spin 3 times. Can use for DC rewards (IndusInd) for payments above ₹50k.
  • Payzapp: 11 Cashpoints (1 Cashpoint = ₹1) on CC bill payment of 5k minimum using coupon code
  • CheQ: Coins devalued heavily. Minimum payment ₹50k.
  • Paytm: Cashpoints/Rewards devalued, platform fee (₹4) added. Payment via Visa DC only, since wallet load has been banned.
  • Park+: Slowest settlement. Rewards not tested.
Banks:
  • Axis Liberty Account: ₹60k/quarter or ₹20k/month in payments for ₹750 voucher (+ you need to spend ₹5k for ₹25k total/month)
  • IndusInd Indie Megastar tier Account: 5 unique CC payments of minimum ₹500 per month for 500 gems per month (1 Gem = ₹1)
  • IDFC First Account: 250 First Rewards RP (1RP = ₹0.25) per month on first bill payment every month. This is separate from CC rewards.
Millennia was fine for most of my CC bills so far but my spends have increased so looking for more convenient ways, most of these CC bill payment posts have become hard to search or just hidden for risk of devaluation. I know some people deposit to wallet and transfer back to bank (loot) so effectively doing nothing for free rewards for some of these cards but I don't want to get my wallets potentially blocked, so I only use them for CC payments.
 
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Axis Liberty Account: ₹60k/quarter or ₹20k/month in payments for ₹750 voucher (+ you need to spend ₹5k for ₹25k total/month)
This is no longer the case. Recently Axis did the changes. For more details, check recent posts of this thread.

 
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