Paid cards which are effectively LTF through welcome and renewal benefits?

[Wealth is my birth right!]

Thanks. Any idea about DCB? Does that give 3.33% back? Burgundy is out of league for me.

Having Regalia card only so no hands on experience with dcb😊

 

[Anupama_Jha]

Almost lot of cards exempt tuition fee rewards
Atlas
Apay

These two cards give RPs on education fee payments, as of today.

 

[Indrajeet100]

Almost lot of cards exempt tuition fee rewards:
Below still works:
Atlas
Magnus card
Apay
Ultimate are the cc
Debits are Burgundy account but i got very less so stopped dc using

Regalia Gold also. Even Millennia 1% cashback.

 

[lijov]

SC Smart CC will also give 2% reward rate for education spends as long as it is online..

 

[Wealth is my birth right!]

SC Smart CC will also give 2% reward rate for education spends as long as it is online..

Any cap per month?

 

[lijov]

Capping of Rs.1000 per month

 

[lijov]

Capping of Rs.1000 per month

Rs 1000 cap for online spends @ 2%
Seperate cap of Rs.500 @ 1% for offline spends..

 

[shivamk]

Regalia Gold also. Even Millennia 1% cashback.

Regalia gold gives how much?

 

[Indrajeet100]

Regalia gold gives how much?

Standard 4 points for 150, effectively 1.3 to 2.6% return depending on how you can use RP. For me it also helps achieving quarterly milestone for 1500 voucher

 

[shivamk]

Standard 4 points for 150, effectively 1.3 to 2.6% return depending on how you can use RP. For me it also helps achieving quarterly milestone for 1500 voucher

Vouchers are at 0.35p per RP and flights etc at 0.5.

What methods do you use to get 1.3 and 2.6% back?

 

[PrabhuP]

Vouchers are at 0.35p per RP and flights etc at 0.5.

What methods do you use to get 1.3 and 2.6% back?

(0.5p * 4 points /150 )*100= 1.33 %

 

[eldraco]

Added Yes Bank Cards to the list

 

[Slayer]

@vaibhav111 @Pavan @Rkr pls make this wiki post 🙏

 

[shivamk]

(0.5p * 4 points /150 )*100= 1.33 %

I got the calculation, just wanted to know what they use for point redemption.

And how is 2.6 possible?

 

[Slayer]

I got the calculation, just wanted to know what they use for point redemption.

And how is 2.6 possible?

1.33% as points which when transferred to Accor gives 2.6% well actually 1.8*1.33 = 2.4%

 

[shivamk]

1.33% as points which when transferred to Accor gives 2.6% well actually 1.8*1.33 = 2.4%

Got it, so only accor is the best possible option

 

[Dixit]

SBI Elite, Aurum - Both give free movie tickets.

SBI Lifestyle, Max and Spar (All three categories, Regular, Select and Prime) - give reward points equal to their joining and renewal fees. So we effectively pay only GST every year.

 

[SAS]

cn u explain

SBI Pulse. That Fit Pass Pro Membership is worth way more than the cost of the card.

 

[zomato]

Almost lot of cards exempt tuition fee rewards:
Below still works:
Atlas
Magnus card
Apay
Ultimate are the cc
Debits are Burgundy account but i got very less so stopped dc using

SC ultimate? they are still giving 3.3% on edu payments?

 

[Infamous]

Axis Privilege - 1500+GST but you get 12500 ER on first transaction