Pay by Credit Card + Card Processing fees OR Pay by UPI ?

[atulsingh]

Hello Guy,
What's your take on this situation, when a vendor charges processing fees on top of payment (1-2%)?
Do you still pay by credit card (assuming you have high rewarding cards; Infinia, magnus, reserve etc)?
Or You prefer UPI payment with Zero processing fees (but no rewards/points as well).
Ps- You dont need to hit any milestone with expenditure.

 

[Wealth is my birth right!]

Hello Guy,
What's your take on this situation, when a vendor charges processing fees on top of payment (1-2%)?
Do you still pay by credit card (assuming you have high rewarding cards; Infinia, magnus, reserve etc)?
Or You prefer UPI payment with Zero processing fees (but no rewards/points as well).
Ps- You dont need to hit any milestone with expenditure.

Yes magnus 1x is enough to beat the charges
Milestone is extra

 

[vaibhav111vaibhav111 is verified member.]

Hello Guy,
What's your take on this situation, when a vendor charges processing fees on top of payment (1-2%)?
Do you still pay by credit card (assuming you have high rewarding cards; Infinia, magnus, reserve etc)?
Or You prefer UPI payment with Zero processing fees (but no rewards/points as well).
Ps- You dont need to hit any milestone with expenditure.

pay by cc and 2-3 percent will be off set by infinia reward rate of 3.3% so it win of 0.3% but you get some time to pay and plus it add to your own cc history of spending.

 

[kirtivardhan]

Hello Guy,
What's your take on this situation, when a vendor charges processing fees on top of payment (1-2%)?
Do you still pay by credit card (assuming you have high rewarding cards; Infinia, magnus, reserve etc)?
Or You prefer UPI payment with Zero processing fees (but no rewards/points as well).
Ps- You dont need to hit any milestone with expenditure.

Clear preference for cards even if there is a processing fee involved