Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

[TechnoFinoTechnoFino is verified member.]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue



3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name



6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay



10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

 

[SSV]

Are you in Family banking? This way they provide seperate NetBanking access with seperate benefits.

No family...
Individual Account.. One cust id: two Sb accounts both under preferred

 

[SSV]

Are you in Family banking? This way they provide seperate NetBanking access with seperate benefits.

This is how my home page looks like...

 

[pprakash11]

If two cards are linked to same customer ID, then you'll get benefit of only 1 card in total.

Mai bhi toh hu bhul gye kya mujhe 🤣

 

[mohan9666]

how to pay hdfc credit card bill via hdfc bill pay to get 1percent cashback?

 

[Chaitanya-a]

how to pay hdfc credit card bill via hdfc bill pay to get 1percent cashback?

Have to pay via MobiKwik using HDFC Platinum DC. You'll get 1% cashback as usual. HDFC Billpay Portal doesn't support HDFC Credit card payments.

 

[senasenthil]

This is how my home page looks like...

View attachment 25051

My case is, I have a Max account and a minor account me as guardian. The minor account does not have a separate net banking access. Both the account have separate DC but only my DC is shown under 'Cards' section in the Net banking portal.

 

[SSV]

My case is, I have a Max account and a minor account me as guardian. The minor account does not have a separate net banking access. Both the account have separate DC but only my DC is shown under 'Cards' section in the Net banking portal.

Obviously minor account will have some restrictions.. talk to cc or branch or search website for the t&c of a minor account

 

[Deleted member 11974]

do credit card bill payments through payzapp count as eligibile transactions for cb?
did a cc bill payment yesterday through payzapp using platinum dc and it is not yet reflecting in netbanking

 

[Chaitanya-a]

do credit card bill payments through payzapp count as eligibile transactions for cb?
did a cc bill payment yesterday through payzapp using platinum dc and it is not yet reflecting in netbanking

Nope. CC bill payments only through Mobikwik & HDFC Billpay fetches 1% cashback.

 

[Deleted member 11974]

Nope. CC bill payments only through Mobikwik & HDFC Billpay fetches 1% cashback.

will keep this in mind

 

[SSV]

Nope. CC bill payments only through Mobikwik & HDFC Billpay fetches 1% cashback.

A very interesting point ..
Why Mobikwik only is eligible??
Is there any relationship between HDFC and Mobikwik??

 

[Deleted member 11974]

A very interesting point ..
Why Mobikwik only is eligible??
Is there any relationship between HDFC and Mobikwik??

i guess it has something to do with mcc of bbps and non bbps payments
payzapp transaction showed me as non bbps
while hdfc bill desk and mobikwik might be using bbps

 

[Chaitanya-a]

A very interesting point ..
Why Mobikwik only is eligible??
Is there any relationship between HDFC and Mobikwik??

Yes. MobiKwik payment system is backed by HDFC. Just like FreeCharge backed by Axis.

However this isn't related to relationship with HDFC. The thing is Platinum DC offers 1% cashback on Utilities MCC. And CC Billpay via MobiKwik provides same Utility MCC. So it matches the requirement for cashback.

 

[SSV]

i guess it has something to do with mcc of bbps and non bbps payments
payzapp transaction showed me as non bbps
while hdfc bill desk and mobikwik might be using bbps

My point is HDFC bill pay only should be considered..as it encourages customers to use their own billnpay system..
Nothing else should allowed because it doesn't benefit HDFC if there is no direct/indirect relationship with that entity

 

[Deleted member 11974]

My point is HDFC bill pay only should be considered..as it encourages customers to use their own billnpay system..
Nothing else should allowed because it doesn't benefit HDFC if there is direct/indirect relationship with that entity

in that sense payzapp should be considered as hdfc would want to increase their market share in fintech while compeiting with the likes of paytm,goay,phoneoe

 

[SSV]

in that sense payzapp should be considered as hdfc would want to increase their market share in fintech while compeiting with the likes of paytm,goay,phoneoe

True, but HDFC may have something stopping them to do this as per their strategy of whatever that strategy may be...that we don't know.
It is upto them whether they want to allow their own product/ not..

As far as third party is concerned they will definitely have restrictions unless they are related is my point here and that is confirmed by @Chaitanya-a here that mobikwik has HDFC backing

 

[SSV]

Yes. MobiKwik payment system is backed by HDFC. Just like FreeCharge backed by Axis.

This is what I am looking for. Unless there is a direct/indirect relationship , it makes no sense to give CB for using their DC.

However this isn't related to relationship with HDFC. The thing is Platinum DC offers 1% cashback on Utilities MCC. And CC Billpay via MobiKwik provides same Utility MCC. So it matches the requirement for cashback.

In this case, I highly doubt if there is anything to do with MCC..
Hypothetically, if their competitor is using the same MCC as Mobikwik and using this DC, I highly doubt they give CB , it is mainly based on their indirect relationship, is what I firmly believe in

 

[saucy]

Correlation != Causation

Bank teams are huge, often with varying levels of silos between teams.

 

[imdjay]

last month CC bill payment kia tha.. koi cashback nahi aaya.
New HDFC account. First DC transaction.
2 month wait kia first DC transaction k offer k lia.. per nahi aaya.

Finally 1455rs. ka Mobikwik se bill payment ki PNB Rupay card ki. Aur uska bhi cashback nahi aaya.

DC-> Easyshop Platinum DC

 

[SSV]

last month CC bill payment kia tha.. koi cashback nahi aaya.
New HDFC account. First DC transaction.
2 month wait kia first DC transaction k offer k lia.. per nahi aaya.

Finally 1455rs. ka Mobikwik se bill payment ki PNB Rupay card ki. Aur uska bhi cashback nahi aaya.

DC-> Easyshop Platinum DC

Where did you pay your CC bill from within hdfc netbanking?
SS will help in diagnosing this case