Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

[TechnoFinoTechnoFino is verified member.]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue



3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name



6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay



10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

 

[SSV]

I appreciate your response. You've managed to make me ready to face HDFC BillPay now! Thanks.

Excellent, very pleased to know this... Atleast, I have done something useful today amongst others..... 😉 😉
Time spent on something should yield some results......

 

[TheMentalist]

For 1st 24 hours after adding, you can do overall 10k payment for the biller. After that you can do unlimited payment.

For 1st 2 hours, limit is 0 and after 24 hours, its upto 2L

 

[Chaitanya-a]

For 1st 2 hours, limit is 0 and after 24 hours, its upto 2L

It was bit different for me. I was able to pay 5k just after adding the biller. And next 5k after 1 hour. But after that, it didn't allowed me to do payment till next 23 hours.

 

[navonline7]

Made a payment for Axis CC on Friday, 28 July using HDFC billpay and the money still didn't get credited. Did anyone make payments on Friday, 28 July?

 

[gamersgzb]

Made a payment for Axis CC on Friday, 28 July using HDFC billpay and the money still didn't get credited. Did anyone make payments on Friday, 28 July?

It will take minimum 3 working days..

 

[SSV]

Made a payment for Axis CC on Friday, 28 July using HDFC billpay and the money still didn't get credited. Did anyone make payments on Friday, 28 July?

DOn't worry, it will get credited sometimes after 4- 5 days.. but the paid date would be 28July

 

[navonline7]

DOn't worry, it will get credited sometimes after 4- 5 days.. but the paid date would be 28July

Normally gets credited in 2 days or max 3 days for me. This must be the first time it got delayed.

 

[Chaitanya-a]

Made a payment for Axis CC on Friday, 28 July using HDFC billpay and the money still didn't get credited. Did anyone make payments on Friday, 28 July?

It takes around 1 week for Axis payment settlement via HDFC Billpay. Maybe by tomorrow it'll get credited.

 

[SSV]

Normally gets credited in 2 days or max 3 days for me. This must be the first time it got delayed.

It happens sometimes , that is why it is called life... 😉😉 nothing happens according to what we think...

 

[navonline7]

It happens sometimes , that is why it is called life... 😉😉 nothing happens according to what we think...

bhai kaha life pe chalegaye 😀 . Agree with what you said though

 

[CHOCOPANDA]

Only BBPS billers can have Smartpay activated. So KOTAK & BOB you can activate Smartpay, but better to pay manually.

I haven't personally tried. So can't comment.

is there minimum bill amount required on the credit card which has smartpay. that is if i bob select credit card which i use only on any offer. so i will load money and make a bill of 3000rs. so will that will fetch me 150rs cashback

 

[CHOCOPANDA]

s

Even if it says , pending, you can still try for the payment ,if there is any issue it will immediately fail or else it will be successful.
I have paid so many times successfully when the status was showing pending..

Regarding ad-hoc payment, you can do for CCs for sure, I do it every time
Regarding power bills we can definitely pay after the bill was generated at that time it fetches it. before bill generated, not sure how it works, may be depends on the electricity board if it accepts payment before bill generation

Regarding automatic fetching and paying the bill , you have to enable 'smart pay ' for this.
If you enable smart pay for cc or power bills, it fetches bill after bill was generated and pays for it 4 days before the due date with an intimation about 1 day before payment.

There is nothing to confuse here..

Easy-Peasy... Haa...

will smartpay gives the 1% cashback on easyshop platinum debit card. i think it will not as money will get deducted directly from ac not by dc

 

[SSV]

s

will smartpay gives the 1% cashback on easyshop platinum debit card. i think it will not as money will get deducted directly from ac not by dc

Not smart pay, Bill Pay manually gives 1% on CC payment max of 750 / month

 

[CHOCOPANDA]

is there minimum bill amount required on the credit card which has smartpay. that is if i bob select credit card which i use only on any offer. so i will load money and make a bill of 3000rs. so will that will fetch me 150rs cashback

reply on this also

 

[SSV]

reply on this also

didn't understand. write simply

 

[CHOCOPANDA]

didn't understand. write simply

is there minimum bill amount required on the credit card which has smartpay. that is if i bob select credit card which i use only on any offer. so i will load money and make a bill of 3000rs. so will that will fetch me 150rs cashback

 

[Anil_Singh]

is there minimum bill amount required on the credit card which has smartpay. that is if i bob select credit card which i use only on any offer. so i will load money and make a bill of 3000rs. so will that will fetch me 150rs cashback

I don't think you can enable smartpay for credit card biller. Correct me if I am wrong.

 

[SSV]

I don't think you can enable smartpay for credit card biller. Correct me if I am wrong.

To answer your question:

 

[vishals]

Made a payment for Axis CC on Friday, 28 July using HDFC billpay and the money still didn't get credited. Did anyone make payments on Friday, 28 July?

I am also facing the same issue, money not credited on Axis CC till now. What's your status?

 

[insight]

If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Which account comes with which DC? I am considering opening an a/c. How much time would it take to get them up and running for this?

I used to have NRE NRO a/cs long back but closed them.