Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

[TechnoFinoTechnoFino is verified member.]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue



3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name



6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay



10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

 

[crazyuploader]

Okay, I was just wondering in case of Axis Bank, what if I pay my dues 2-3 days before due date, and since payment through HDFC DC takes around 4-5 days to settle, would I be charged late fees in this case?

 

[ak93]

Okay, I was just wondering in case of Axis Bank, what if I pay my dues 2-3 days before due date, and since payment through HDFC DC takes around 4-5 days to settle, would I be charged late fees in this case?

No, because there is a grace period of 3 days after due date.

 

[TIBREWA]

i get 1% cashback on payment of cc bill through mobikwik using hdfc platinum debit card but it doesn’t work on paytm. So is there any other payments app like payzapp or others where hdfc card works for 1% cashback.

So u pay credit card bill via mobiqwik using hdfc visa platinum card? If that gives 1% then I will surely use mobiqwik because hdfc bill pay has less billers and also fails everytime.

 

[Deleted member 5552]

Okay, I was just wondering in case of Axis Bank, what if I pay my dues 2-3 days before due date, and since payment through HDFC DC takes around 4-5 days to settle, would I be charged late fees in this case?

If you pay Axis card dues today, payment will be reflected today only even though it will credit after 4 days.

 

[crazyuploader]

No, because there is a grace period of 3 days after due date.

Still, in case of ACE I have started making a habit of paying in advance by around the month end, payment does take 4-5 to settle. Thanks for the info!

 

[crazyuploader]

So u pay credit card bill via mobiqwik using hdfc visa platinum card? If that gives 1% then I will surely use mobiqwik because hdfc bill pay has less billers and also fails everytime.

Nope, I am not paying Credit Card bills through MobiKwik, I haven't used it for years now. I pay through HDFC BillPay only. And also, my Credit Cards aren't that many, only have SBI SimplySAVE, Cashback and Axis ACE, there was one more OneCard (secured - SBM Bank), closed that one recently. So, no biggie.

 

[crazyuploader]

If you pay Axis card dues today, payment will be reflected today only even though it will credit after 4 days.

Just worried that by the time payment settles, what if Axis Bank ends up charging me late fees.

 

[Subhajeet]

for millennia card used for paying other credit card bill will I get1% cash back or 2.5% cash back please.

 

[manas_rock]

Which HDFC debit cards are eligible for this? Is max limit Rs. 750 per month?
I don't have any hdfc debit card though I have the account. Can I apply online?

 

[ak93]

Which HDFC debit cards are eligible for this? Is max limit Rs. 750 per month?
I don't have any hdfc debit card though I have the account. Can I apply online?

Apply for HDFC platinum debit card which gives 750 per month if you get it without fees. Else apply for Millenia debit card which gives 400 per month.

 

[manas_rock]

Apply for HDFC platinum debit card which gives 750 per month if you get it without fees. Else apply for Millenia debit card which gives 400 per month.

Apply for HDFC platinum debit card which gives 750 per month if you get it without fees. Else apply for Millenia debit card which gives 400 per month.

Thanks. Applied for platinum, I guess it will be paid though.
But I need to pay 15-25 lakhs of bills per annum so that should be fine.

 

[ramandeep]

Thanks. Applied for platinum, I guess it will be paid though.
But I need to pay 15-25 lakhs of bills per annum so that should be fine.

Upgrade your account to saving max it will be lifetime free

 

[ramandeep]

I have doubt in mind, but bad at maths, so correct me if i am wrong..
if we pay credit card through imobile it uses imps and payment is instant. I don't get charged for imps as i have salary account.
As hdfc card gives 1% for paying cc bill and bill settlement takes 3-4 days, wouldn't it be more benfit if i keep that money in account and get interest on that amount for 3-4 more days and do payment through imobile imps instantly?

 

[SiddharthR]

I have doubt in mind, but bad at maths, so correct me if i am wrong..
if we pay credit card through imobile it uses imps and payment is instant. I don't get charged for imps as i have salary account.
As hdfc card gives 1% for paying cc bill and bill settlement takes 3-4 days, wouldn't it be more benfit if i keep that money in account and get interest on that amount for 3-4 more days and do payment through imobile imps instantly?

You said, "You are really bad at maths."
My Answer: You are really bad at maths

If you do IMPS, you will get 0.03% interest which is 0.97% loss,
Means you will be losing too much by paying via IMPS

 

[ramandeep]

You said, "You are really bad at maths."
My Answer: You are really bad at maths

If you do IMPS, you will get 0.03% interest which is 0.97% loss,
Means you will be losing too much by paying via IMPS

Hahaha, just had a doubt, thanks for the clarification

 

[Deleted member 5552]

Thanks. Applied for platinum, I guess it will be paid though.
But I need to pay 15-25 lakhs of bills per annum so that should be fine.

They reversed issuance fee of my card. So I will have to pay only annual fee

 

[Subhajeet]

You said, "You are really bad at maths."
My Answer: You are really bad at maths

If you do IMPS, you will get 0.03% interest which is 0.97% loss,
Means you will be losing too much by paying via IMPS

how can the interest be gained for doing imps

 

[thanix]

i get 1% cashback on payment of cc bill through mobikwik using hdfc platinum debit card but it doesn’t work on paytm. So is there any other payments app like payzapp or others where hdfc card works for 1% cashback.

I am not a mobikwik user but want to try HDFC card bill payment. Is it another wallet like PayTM? I just installed it but if I try to pay CC bill it tells that recharge limit is exceeded. So do we have to complete KYC to use mobikwik?

 

[SiddharthR]

how can the interest be gained for doing imps

4 days interest in savings account (@3% p.a.)

 

[ak93]

I am not a mobikwik user but want to try HDFC card bill payment. Is it another wallet like PayTM? I just installed it but if I try to pay CC bill it tells that recharge limit is exceeded. So do we have to complete KYC to use mobikwik?

Minimum kyc is fine. You will need to do payments of 20k at a time.