Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

[TechnoFinoTechnoFino is verified member.]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue



3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name



6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay



10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

 

[Chaitanya-a]

1) 1% cashback works for EasyShop Platinum DC? value of 1 cashpoint?

Yes it works for easyshop Platinum DC. Value of 1 cashpoint= ₹1

2) Works on HDFC Netbanking/Payzapp and Cred?

Cred- no,
Payzapp- no,
HDFC NetBanking/Mobilebanking- yes
Mobikwik- yes

3) All banks Credit Cards supported? (incl. HDFC CC)

Nope. You can use Mobikwik to pay unsupported billers like HDFC and get same 1% Cashback in your hdfc account.

4) How many days approx it takes to get credited to CC?

Via HDFC Billpay- 3-4 days minimum for most billers

Via Mobikwik- Instant for most and max 3 days for some billers

 

[ccgeek07]

Yes it works for easyshop Platinum DC. Value of 1 cashpoint= ₹1

Cred- no,
Payzapp- no,
HDFC NetBanking/Mobilebanking- yes
Mobikwik- yes

Nope. You can use Mobikwik to pay unsupported billers like HDFC and get same 1% Cashback in your hdfc account.

Via HDFC Billpay- 3-4 days minimum for most billers

Via Mobikwik- Instant for most and max 3 days for some billers

Thanks for your reply.
Is there a way we can see the history of cashpoints earned (incl. Expired cashpoints)?
Do we get 5% for Millennia DC if paid thru PayZapp?

 

[Rohith_Kumar_Sp]

Thanks for your reply.
Is there a way we can see the history of cashpoints earned (incl. Expired cashpoints)?
Do we get 5% for Millennia DC if paid thru PayZapp?

HDFC Bank has launched new Payzapp application with new features and good UI

I saw a new application of payzapp and it is early access from Play Store. But when I tried to login, it says I am in waiting list. Anyone got access to new app?

www.technofino.in

You can see it in netbanking>cards>debit cards>enquire>reward redemption.

As for payzapp conflicting results. Best use Mobikwik

 

[ccgeek07]

HDFC Bank has launched new Payzapp application with new features and good UI

I saw a new application of payzapp and it is early access from Play Store. But when I tried to login, it says I am in waiting list. Anyone got access to new app?

www.technofino.in

You can see it in netbanking>cards>debit cards>enquire>reward redemption.

As for payzapp conflicting results. Best use Mobikwik

Thanks. I do not see any history over there, shows only total points. I redeemed some long back. I couldn't see that.

 

[Chaitanya-a]

Thanks for your reply.
Is there a way we can see the history of cashpoints earned (incl. Expired cashpoints)?

Nope. We can only see total accumulated points. We have to manually keep track of whether points are credited or not.

Do we get 5% for Millennia DC if paid thru PayZapp?

It depends upon which mcc comes when you do cc payments. If normal Payzapp then 5%, if payzapp wallet then 1%. If any other then 2.5%.

 

[ccgeek07]

Nope. We can only see total accumulated points. We have to manually keep track of whether points are credited or not.

Yeah, could see this only, no history.

It depends upon which mcc comes when you do cc payments. If normal Payzapp then 5%, if payzapp wallet then 1%. If any other then 2.5%.

Okay👍

 

[Rohith_Kumar_Sp]

Thanks. I do not see any history over there, shows only total points. I redeemed some long back. I couldn't see that.

I did 20k hdfc millennia cc bill with hdfc DC and got 1% that's 200 rupees after 24 hrs as you can see from the image I linked.

 

[Googix]

No its not compulsory to give permission. Even kyc isn't required in MobiKwik to get regular 1% Cashback to your hdfc account. Simply deny the request for those permissions and you'll be fine.

Some error in mobikwiq while trying otp verification. Thanks will try later

 

[RupayMan]

Since mobikwik have 20k payment limit, i am trying pay via HDFC biller desk, but looks like have to wait 12hrs for biller active. Current my credit card is in pending state.

 

[Chaitanya-a]

Since mobikwik have 20k payment limit, i am trying pay via HDFC biller desk, but looks like have to wait 12hrs for biller active. Current my credit card is in pending state.
View attachment 14087

You can do multiple payments of below 20k denomination. Try to keep it 19k max for each payment.

 

[RupayMan]

You can do multiple payments of below 20k denomination. Try to keep it 19k max for each payment.

Nope i will wait for 12hrs to make single payment. Last time itself it took 5 days for crediting the payment in SC via mobikw

 

[Rohith_Kumar_Sp]

You can do multiple payments of below 20k denomination. Try to keep it 19k max for each payment.

You're right! I just made all transactions that adds upto 750 cb points in two days. Thanks.

I could only get the ccfirst code working, full pay didn't work and FLAT75 says invalid code

 

[Rohith_Kumar_Sp]

Nope i will wait for 12hrs to make single payment. Last time itself it took 5 days for crediting the payment in SC via mobikw

It's already credited in my hdfc card aswell almost instantly

Maybe coz Mobikwik upi and stuff is managed by HDFC Bank they have close relationship with each other.

 

[Chaitanya-a]

It's already credited in my hdfc card aswell almost instantly

Maybe coz Mobikwik upi and stuff is managed by HDFC Bank they have close relationship with each other.

Yeah most of my billers got instant credit via Mobikwik (HDFC, ICICI, RBL, IndusInd). Only Axis took 3 days. For Axis, Cred settles instantly.

 

[RupayMan]

Yeah most of my billers got instant credit via Mobikwik (HDFC, ICICI, RBL, IndusInd). Only Axis took 3 days. For Axis, Cred settles instantly.

CRED settles everything instantly, SC takes so much time in mobikwik. That's why don't want any hassle for split payments

 

[Chaitanya-a]

You're right! I just made all transactions that adds upto 750 cb points in two days. Thanks.

I could only get the ccfirst code working, full pay didn't work and FLAT75 says invalid code

Great! Actually FLAT75 was valid only till 9th April. From next month you can use PAKKACB on your first payment (above 12.5k) of the month for ₹50 cb.

 

[Chaitanya-a]

CRED settles everything instantly, SC takes so much time in mobikwik. That's why don't want any hassle for split payments

HDFC & ICICI payments took almost 1 week to settle via Cred whenever I did.

 

[RupayMan]

Great! Actually FLAT75 was valid only till 9th April. From next month you can use PAKKACB on your first payment (above 12.5k) of the month for ₹50 cb.

Do we have any other coupon code for existing users?

 

[RupayMan]

HDFC & ICICI payments took almost 1 week to settle via Cred whenever I did.

It's instant for me in CRED, the longer time is 30 mins. I paid most of my HDFC bills with them.

 

[Chaitanya-a]

Do we have any other coupon code for existing users?

Only PAKKACB is there for month's 1st payment. FULLPAY is there but it requires access to sms or email. So not worthy.

Instead of PAKKACB, GRAB1CCBP can also be used if your bill is above ₹10k. You can use any of these coupons for month's 1st cc bill payment.