Pay Credit Card Bill Via HDFC Bill Payment Portal And Get 1% Cashback

[TechnoFinoTechnoFino is verified member.]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue



3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name



6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay



10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

 

[arjun]

Wa that is pretty long 🙂

In paytm I never had to wait more than 2 days for any cc, once I paid for even Amex for my friend through paytm and it was quick as a jet

 

[gurubhai]

Wallet. I haven't received any till now but it's a good portal for ensuring the dues are settled quickly.

Anyway, I get reward points for paying off my OneCard (Federal) through the app. So as I said, I use Amazon Pay/HDFC BillPay for my SBI card. Only once during the prime day sale, I did receive 100 cashback for paying it through Amazon Pay UPI but I generally don't use UPI if it's not rewarding that particular transaction.

Is this feature of paying cc bills through Amazon wallet for few customer only? I don't see that option. Only UPI available for me.
I heard there is this new feature of Amazon pay wallet UPI available for few customers. You use that to pay cc bill or Amazon allow you to pay through normal wallet only?
Or am I missing something 😅 please do let me know.

 

[PavanPavan is verified member.]

Is this feature of paying cc bills through Amazon wallet for few customer only? I don't see that option. Only UPI available for me.
I heard there is this new feature of Amazon pay wallet UPI available for few customers. You use that to pay cc bill or Amazon allow you to pay through normal wallet only?
Or am I missing something 😅 please do let me know.

Even am not getting option 🙁

 

[sameerdes]

Hi Is the payment credited ? i paid my citi bank bill on Saturday not yet credited 🙁

Wednesday payment reflected on Monday for me. Depends from issuer to issuer I guess

 

[hariselio]

Wednesday payment reflected on Monday for me. Depends from issuer to issuer I guess

I think it is very random.. it takes anywhere between 3 to 5 working days based on my experience so far. Payments made on 25th July(Monday) to icici and axis credited on 27th July(Wednesday) evening. Another payment on 1st Aug(Monday) to icici, still not credited.

 

[sameerdes]

I always pay on Monday, get reward points on Tuesday and amount gets credited to Axis card on Wednesday evening.

Not always though I guess. Have 2 Axis cards & have made multiple payments last few months. At times, it reflects on the next-to-next business day & at times even a day more.

One of my Wednesday morning repayments showed up on Axis only by next Monday. After that, another one on a Tuesday got updated by Thursday itself. Again, paid another bill this Monday morning.. got the Platinum DC points on Tues already.. but not yet credited to Axis (despite being Thursday today). Hopefully it should show by today evening!

 

[sameerdes]

I think it is very random.. it takes anywhere between 3 to 5 working days based on my experience so far. Payments made on 25th July(Monday) to icici and axis credited on 27th July(Wednesday) evening. Another payment on 1st Aug(Monday) to icici, still not credited.

Ya. Probably has to do with the card issuer bank's (Axis / ICICI etc) servers & status as on the day that the payment was made.

 

[sameerdes]

Almost 6 days bro I paid on 29th july morning so after that 29,30,31,01,02,03

Exclude Friday (which is the day you paid) then yesterday was the 3rd business day on which it has reflected.. which in that sense is as expected. Would suggest, its always best to make the repayments on Mondays/Tuesdays as far as possible so they show up within the same week.

 

[alex]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

Not only credit card bill, you can pay any utility bill you want (must be available on Hdfc bank bill payment portal) & get 1% cashback.

To Pay Bill Follow These Steps-
1. Login to your HDFC Bank Netbaning
2. Click on "BillPay & Recharge" tab -> Click on Continue

View attachment 1249

3. Now click on Add Biller
4. Select Credit Card
5. Now select your card provider name

View attachment 1250

6. Enter your credit card detail
7. Enter amount you want to pay
8. Select your debit card from drop down menu
9. Click on pay

View attachment 1251

10. Enter OTP & Done!

You'll receive 1% Cashback for the transaction, you can check & redeem your debit card Cashback from "Card Tab -> Debit Card -> Enquiry -> Cashback Enquiry & Redemption"

View attachment 1252

Hey All, Can someone tell me how much time it takes for this cashback to reflect in account for Millennia DC?

 

[akshayhs]

Hey All, Can someone tell me how much time it takes for this cashback to reflect in account for Millennia DC?

90 days from the last day of the transactional month.

 

[Sanskar]

It's not a secret ... Written on their website 🤣

Can you please share screenshot?

 

[alex]

For all worrying about paying CC bill via HDFC Bill Pay.

Paid Axis CC on due date(4Aug22) after 11pm. CC account credited on 6Aug22 with value date of 4Aug22.

 

[gurubhai]

Are you paying your credit card bill via 3rd party app or directly from your bank portal? then you are probably losing 1% cashback.
If you pay your credit card bill via HDFC Bank bill payment portal using your HDFC Bank debit card then you can earn 1% cashback, maximum Cashback capping depends on your debit card type.
Maximum Cashback Capping-
If you have HDFC Easyshop Platinum debit card then you can earn 1% upto Rs. 750 per month, just pay Rs. 75,000 bill & get Rs. 750 cashback.
If you have HDFC Millennia debit card then you can earn 1% upto Rs. 400 per month, just pay Rs. 40,000 bill & get Rs. 400 cashback.

@TechnoFino Check the last line in the screenshot attached.

No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services

this offer should not work for millenia debit card? right?
Or is there some bug with the MCC (Merchant Category Code) of bill pay.

https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-debit-card

 

[iAmPm]

@TechnoFino Check the last line in the screenshot attached.


this offer should not work for millenia debit card? right?
Or is there some bug with the MCC (Merchant Category Code) of bill pay.

https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-debit-card

It doesn't. You have to load paytm wallet first (upto 40k) to get 1% CB and pay CC bill using paytm wallet money. Millennia doesn't give CB on hdfc bill payment portal its just for EasyShop platinum.

 

[TechnoFinoTechnoFino is verified member.]

@TechnoFino Check the last line in the screenshot attached.


this offer should not work for millenia debit card? right?
Or is there some bug with the MCC (Merchant Category Code) of bill pay.

https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-debit-card

if you pay bill via mobikwik then mcc code will be wallet reload, that means you'll get points. if you pay bill via hdfc bill payment portal then you'll get points also.

 

[alex]

if you pay bill via mobikwik then mcc code will be wallet reload, that means you'll get points. if you pay bill via hdfc bill payment portal then you'll get points also.

So if we pay credit card bills via HDFC Bill Pay using Millennia Debit Card, we will get cashback. Is this right? @TechnoFino

 

[hashiro7hashiro7 is verified member.]

So if we pay credit card bills via HDFC Bill Pay using Millennia Debit Card, we will get cashback. Is this right? @TechnoFino

Yes. you will get 90days after the payment. up to INR 400 per month.

 

[TechnoFinoTechnoFino is verified member.]

So if we pay credit card bills via HDFC Bill Pay using Millennia Debit Card, we will get cashback. Is this right? @TechnoFino

yes

 

[pjain2712]

Is the benefit of 1% cashback for cc bill payments applicable if we switch from Visa to Rupay (Platinum Easy Shop) debit card? And if it is applicable, when the variant is changed, the existing points will be transferred as well? @TechnoFino

 

[ashwinkashwink is verified member.]

Is the benefit of 1% cashback for cc bill payments applicable if we switch from Visa to Rupay (Platinum Easy Shop) debit card? And if it is applicable, when the variant is changed, the existing points will be transferred as well? @TechnoFino

Yeah applicable.