Payment Dilemma: Maximizing Rewards and Avoiding Charges

[vaibhav111]

So, I need to pay around 25k, but Amex isn't supported on their Razorpay Dashboard. I can use Infinia and get it done, but I wanted to use Amex MRCC because half is done; it will help me reach 50k and be done with the offer. How can I pay using Amex without any charges? I'm aware of MobiKwik, but 2.95% on 25k is not viable. Citi Rewards for 750/-(CB on 5k Spend on Non-Usgae Offer) on 5k will do, but then 1% cashback on 250/- only, so 1000. But then I can use all my other credit cards for some other payment. Unfortunately, for Amex, I always have to find a way to pay. I already have 66k MR Points, so I want to add as many MR points each month as possible, and a 2k bonus is pending because I completed Gold 6k first due to the 5x multiplier on the Amex Reward Portal. How does JioMoney work? Because I watched a video and the credit card option wasn't there after signing up in his video.

 

[D₹V]

i can request the person to split the amount but it will awkward though for sure. but it doable, is it something to do with jio money (cause of 10k per month limit) not sure how does it work but I'm just guessing here.

Buy Pineperks 5k*5 or 6

 

[vaibhav111]

This is the right one.

100 is very Nominal.

Buy in one Go as per your spends Reuirements

These cards are valid for next 2-3 years, so can be used any time.


10k denomination is not available right now

i kind of have gave me nod will complete payment today and i seem these are physical delivery but i can use on Meta Ads Manager then. you gave a hope

 

[vaibhav111]

Buy Pineperks 5k*5 or 6

• All the Gifts cards will be shipped out in inactive form due to the security reasons. Gift cards will be activated within 48 working hours post order delivery confirmation from the courier partner.
  it not digital right? damn using amex has it own set of issues. 500/600 INR (extra/Surcharge of using amex ) - 762.87 on mobikwik (it instantly)

 

[vaibhav111]

will sb affect me 1250 CB on these trnx? cause it didn't fetch right point earlier. so 1250 CB on razorpay trnx @VISHESH_BANSAL @D₹V

 

[D₹V]

will sb affect me 1250 CB on these trnx? cause it didn't fetch right point earlier. so 1250 CB on razorpay trnx @VISHESH_BANSAL @D₹V

Didn't get you

 

[D₹V]

• All the Gifts cards will be shipped out in inactive form due to the security reasons. Gift cards will be activated within 48 working hours post order delivery confirmation from the courier partner.
  it not digital right? damn using amex has it own set of issues. 500/600 INR (extra/Surcharge of using amex ) - 762.87 on mobikwik (it instantly)

Yes... It's physical card & you'll save a lot everywhere

 

[vaibhav111]

Yes... It's physical card & you'll save a lot everywhere

So it one time thing? Once I have received the card I can add balance via amazon pay everything. I thought once I buy 5k voucher I would need buy another 5k and paid 100 rs eveytime? That why your mentioned 5k x 5/6

 

[vaibhav111]

Didn't get you

I paid with sbi cb.

 

[D₹V]

So it one time thing? Once I have received the card I can add balance via amazon pay everything. I thought once I buy 5k voucher I would need buy another 5k and paid 100 rs eveytime? That why your mentioned 5k x 5/6

100 delivery charge is per order bro.

You can buy 5-6 quality as per need.

 

[D₹V]

I paid with sbi cb.

Hope u get cashback.

What kind of payment it was?

 

[vaibhav111]

Hope u get cashback.

What kind of payment it was?

Agency payment for meta ads..

 

[D₹V]

Agency payment for meta ads..

You'll get cashback, you mentioned earlier.

 

[pranaym]

You'll get cashback, you mentioned earlier.

Wo business expense nai consider hoga? Chances of card cancellation?

 

[D₹V]

Wo business expense nai consider hoga? Chances of card cancellation?

Yes, but bank ke mood pe hai.
Humare hath me thode hai.