Focus on Hdfc ( pre approved offer)
SBI ( Paytm)
Axis ( Flipkart, gpay , freecharge)
Icici ( apay 30 second banner )
Then kotak ( service area /Myntra heavy shopping)
Depending on relationship with them
Don't apply federal bank . unofficially they issue more at 23 age .. & very vague with service area and their product at different place offerings