(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (October 2025)

[Zlatan1234]

Able to add to wallet in EBIXCASH and back to Payzap wallet using GPR card.

 

[saber.mbt]

How did you redeem Indus DC RPs?

Through phone call multiple time since last 1 month and escalated to higher backend team and they finally took my complaint and redeemed three months points together.

 

[Ra.One]

Through phone call multiple time since last 1 month and escalated to higher backend team and they finally took my complaint and redeemed three months points together.

bhai, lekin Indusnet pe ho jaata hai easily. Was there a problem you encountered using net banking?

 

[darkjediknight]

Can anyone confirm the correct merchant name on vodafone myvi app?
It is showing VODAFONE IDEA LIMITE in OTP and on payment screen. I've forgotten if this is the correct one.

 

[shafiq49]

bhai, lekin Indusnet pe ho jaata hai easily. Was there a problem you encountered using net banking?

Majority of the accounts got automatically migrated to the new interface. We dont have option to redeem points as cash in the new interface.

 

[saber.mbt]

bhai, lekin Indusnet pe ho jaata hai easily. Was there a problem you encountered using net banking?

Mine updated to Indie bhaio option to redeem, it redirects to indusmoments

 

[Ra.One]

Mine updated to Indie bhaio option to redeem, it redirects to indusmoments

As in Indie Netbanking?
Even I have changed to Indie App, but netbanking is on Indusnet. Aapka Netbanking main bhi Indie hai kya?

 

[amitamie]

Hi everyone,
I need some expert guidance on credit card bill payments and cashback offers.

• SBI Card: Bill already generated, last date of payment is 7 Nov 2025
• ICICI, HDFC, AXIS: Bills will be generated on 2 Nov 2025

Total bill amount is around ₹1.2 lakh.
Can anyone please guide me how I can get cashback or rewards while making these bill payments?

Currently, I have an HDFC Platinum (old) Debit Card and 6 cards (mine + family).
Also, I’m planning to upgrade to the HDFC Millennia Debit Card next month — please suggest if it’s really worth it for bill payment rewards or if there’s any better option.

Thanks in advance for your help — this guidance will really help me optimize my payments and get some cashback benefit.

 

[Random_CC]

Generally how much time it take to get the amount back in GRP card for the failed transaction with PZ.

 

[Hihihi]

Generally how much time it take to get the amount back in GRP card for the failed transaction with PZ.

Next to next day

 

[Hihihi]

I have a peculiar situation..tried loading money on payzapp using gpr, entered otp, money got deducted from ebix but the payzapp screen froze on the otp page for 10+ mins. So had to eventually quit the app. Opened it again and the amount was neither added to wallet nor is it reflecting as failed transaction in the history. And I haven't got the refund yet on ebix..been 4 days..should I take any step?

 

[nikhilv0303]

Next to next day

Generally how much time it take to get the amount back in GRP card for the failed transaction with PZ.

Yes 2-3 working days

 

[kalyana36]

Is the 1% bonus cashback on GPR card payments still valid in november?

 

[nikhilv0303]

Is the 1% bonus cashback on GPR card payments still valid in november?

No one knows. Wait till Monday to see if they extend offer

 

[sundar07]

Update your payzapp app and try. Add money to payzapp wallet.


first time try under 5k on payzapp and wait 4-5 hrs for cooling period for new card users.

i suggest wait atleast 24hrs for 2nd transaction on payzpap app.

@Abhishek012 - I tried to add the card in PayZap today as well and got same error

 

[alpha2betaa]

Plz share experience..

>50k bill
Where to use IndusInd select Visa and MC world
Cred for Visa and
Paytm for MC world ?
Did u get the RP’s ?

 

[Abhishek012]

@Abhishek012 - I tried to add the card in PayZap today as well and got same error

What error are you getting and where? Everyone is able to add money on PayZapp without any error.

 

[alpha2betaa]

Ok, so here is how I did my 1.38L payment thru Goodscore..and INDUSIND MC DC
I deleted all my saved DC's from my PhonePe app, then deleted PhonePe app itself
Then went to Goodscore app and proceeded for payment thru DC and it went thru smoothly...

Will check MCC today and lets hope for the RP's..

Paid 1.06L with same strategy and IndusInd Select Visa DC this time
1. PhonePe uninstalled, Paytm installed
2. Goodscore app - click Paytm logo - select Debit card option - it will be diverted thru PhonePe (visible for 1s) and then input your DC details and pay..

 

[newmakerhere]

Paid 1.06L with same strategy and IndusInd Select Visa DC this time
1. PhonePe uninstalled, Paytm installed
2. Goodscore app - click Paytm logo - select Debit card option - it will be diverted thru PhonePe (visible for 1s) and then input your DC details and pay..

Working for above 1 lakh bills. Is there any tricks for below 1 Lakh?

 

[Infinite]

Plz share experience..

>50k bill
Where to use IndusInd select Visa and MC world
Cred for Visa and
Paytm for MC world ?
Did u get the RP’s ?

I used IndusInd Signature Visa on Cred App

Two cards maxed at 1.125L last two months but didn't get any reward points.

Are there any options for RBL SPDC other than
Ebix which is too complicated for me?