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PhonePe : PhonePe Launched It's Wallet UPI For Full KYC Users

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PhonePe : PhonePe Launched It's Wallet UPI For Full KYC Users

UPI ID : MobileNumber.wallet@phonepe

Open PhonePe > Profile > PhonePe Wallet > Wallet Account & Settings

You Can Load Wallet Using Bank UPI, Debit Card For Free. RuPay UPI, Credit Card Chargeable (3%)

Wallet Balance & Giftcards Balances Are Different

You Cannot Transfer PhonePe Giftcard Balance To Bank

You Can Pay To Any UPI ID Both User Or Merchant UPI ID & QRs

You Can Pay At Any Online Merchants Using UPI ID

You Can Pay Credit Cards Bills Etc

If Any Bank Account Not Linked With UPI, Only Having Debit Card. You Can Load To PhonePe Wallet & Send

Similar Features 1000207136.webp Available In PayZapp
 
PhonePe wallet UPI can be used only with merchant QR codes.

PhonePe removed this restriction for full-KYC users sometime ago. That's the whole point of the OP.

Recently, PhonePe started charging for loading via DC too. So, I've stopped using PhonePe.

Currently, using Slice as my main UPI app. PayZapp as alternative.
 
PhonePe removed this restriction for full-KYC users sometime ago. That's the whole point of the OP.

Recently, PhonePe started charging for loading via DC too. So, I've stopped using PhonePe.

Currently, using Slice as my main UPI app. PayZapp as alternative.

I'm using a mix of Super Money and Payzapp at the moment. I have other UPI apps but I hardly use them...well maybe Cred here and there.

If Phonepe won't let me add the wallet back I wonder if its worth using it.
 
Whats the use of this functionality? If Wallet is linked to CC there are additional charges + CC also charges extra, no reward points!
If one is worried about cluttering of statement, UPI Lite is already available
 
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