nikhilv0303
TF Ace
How do they know my annual salary?2X is like gray zone. They r mostly rejecting at that much overleverage. Your combined limit of all cards has to be <2X of annual salary to avoid the overleverage issue. Try closing some cards or reducing limits of those rarely used cards and bring it to <2X. I got 2 SBI cards without even document verification because my combined limit was just 1.5X