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SBI Card PhonePe SBI Card – CVP new SBI CC launching

2X is like gray zone. They r mostly rejecting at that much overleverage. Your combined limit of all cards has to be <2X of annual salary to avoid the overleverage issue. Try closing some cards or reducing limits of those rarely used cards and bring it to <2X. I got 2 SBI cards without even document verification because my combined limit was just 1.5X
How do they know my annual salary?
 
There is no such option to declare income while applying.
They have the salary declaration under the office details in the ekyc form for application. I was asked to fill it for both my sbi cards (CB and TNI). They even confirm the salary verbally during those verification calls that we get after applying:-
1000063654.webp
 
They have the salary declaration under the office details in the ekyc form for application. I was asked to fill it for both my sbi cards (CB and TNI). They even confirm the salary verbally during those verification calls that we get after applying:-
View attachment 109726
I have applied multiple times through the Sprint but never got any option to fill the annual income details.
 
Mine Complaint Registered regarding New Application.
Let's see what they will do
if Application already rejected why they fatched data again from Anumati.
 
⚠️⚠️ I've noticed one thing and it's probably could be a deal breaker for many who are thinking of taking this card for high utility bill payments. ⚠️⚠️
I had 32k electricity bill. I paid 12k via the website. When I am trying to pay the remaining 20k via PhonePe it still fetching the 32k bill.
I tried checking other apps ( amazon pay, payzapp etc ), all are showing the updated amount i.e. 20k.
Has anyone else faced this issue?
 
Mine Complaint Registered regarding New Application.
Let's see what they will do
if Application already rejected why they fatched data again from Anumati.
New application means?
Have you applied again after the card got declined?
If you have got application number then mail them why it's taking so much time...
If anumati data fetched is that info shared to cibil....
 
New application means?
Have you applied again after the card got declined?
If you have got application number then mail them why it's taking so much time...
If anumati data fetched is that info shared to cibil....
Applied on 18th
on 19th received call to upload statment via net banking login.
same time they said not approved. but not received sms or mail for rejection of application.
So whenever mailing them or on call Customer care saying under process, wait for 21 days.
so now days complete and complaint registered.
If they not approved why not sent confirmation and why again checking Anumati Portal Data.
 
⚠️⚠️ I've noticed one thing and it's probably could be a deal breaker for many who are thinking of taking this card for high utility bill payments. ⚠️⚠️
I had 32k electricity bill. I paid 12k via the website. When I am trying to pay the remaining 20k via PhonePe it still fetching the 32k bill.
I tried checking other apps ( amazon pay, payzapp etc ), all are showing the updated amount i.e. 20k.
Has anyone else faced this issue?
Yes we can’t edit or split
 
Yes we can’t edit or split
Did you read what I wrote?
I'm not splitting. I paid some amount from the website itself. The remaining amount I was trying to pay but it wtill showing the previous amount unlike Gpay or amazon or payzapp which is showing updated ( remaining ) amount.
The bill should be updated with the remainder like in Apay.
Also Apay too don't let you split bills or any app for that matter.
p.s I know I cannot pay some amount from one app and the rest from another. Unless you mean another thing by splitting?
 
⚠️⚠️ I've noticed one thing and it's probably could be a deal breaker for many who are thinking of taking this card for high utility bill payments. ⚠️⚠️
I had 32k electricity bill. I paid 12k via the website. When I am trying to pay the remaining 20k via PhonePe it still fetching the 32k bill.
I tried checking other apps ( amazon pay, payzapp etc ), all are showing the updated amount i.e. 20k.
Has anyone else faced this issue?
This is for every electric board I guess. They don't allow partial payments.
 
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