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Planning on getting 3 RuPay Select Debit Cards - Query & Discussion

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Zidan

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Hi tf members
I am planning on getting 3 Rsdc mainly for year round gym access (all rsdc give cult elite every quarter right ?), I am looking for least possible MAB and AMC
The options I have considered so far-
1) Jana sfb with 590 fees not really sure about MAB but i think it's around 5k – I wanted to know which variant should I open either online or offline
2) union udaan with 400 fees and 10k mab — i am not 21 yet but i will give it a try because I heard that in some branches they do not check documents thoroughly also my father hold a hni SA and rsdc with them maybe that will help. I wanted this one because they offer 2 rsdc (one virtual) so i wouldn't have to get a 3rd rsdc, but lately some people are not getting virtual dc, please confirm, also do we get seperate benefits with virtual rsdc?!
3) unity sfb (in case i don't get union udaan) — 500 fees with 10k mab currently waived off branch is also near my home, have anyone received this card from them?
4) I hold canara aspire account and getting an option to apply for rsdc with 1180 fees and 0 AMB, can i keep this together with my rupay platinum card
5) CBI Cent queen SA for my mom LTF rsdc with 25k mab currently waived off, should I open this as joint account is there any benefit in doing so?!
Please help, and let me know if any better option available also if any other bank that are offering virtual rsdc with physical one
Lastly I wanted to know which rsdc's have their benefits renewed every quarter (every rsdc right ?!)
 
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Zidan said:
Hi tf members
I am planning on getting 3 Rsdc mainly for year round gym access (all rsdc give cult elite every quarter right ?), I am looking for least possible MAB and AMC
The options I have considered so far-
1) Jana sfb with 590 fees not really sure about MAB but i think it's around 5k – I wanted to know which variant should I open either online or offline
2) union udaan with 400 fees and 10k mab — i am not 21 yet but i will give it a try because I heard that in some branches they do not check documents thoroughly also my father hold a hni SA and rsdc with them maybe that will help. I wanted this one because they offer 2 rsdc (one virtual) so i wouldn't have to get a 3rd rsdc, but lately some people are not getting virtual dc, please confirm, also do we get seperate benefits with virtual rsdc?!
3) unity sfb (in case i don't get union udaan) — 500 fees with 10k mab currently waived off branch is also near my home, have anyone received this card from them?
4) I hold canara aspire account and getting an option to apply for rsdc with 1180 fees and 0 AMB, can i keep this together with my rupay platinum card
5) CBI Cent queen SA for my mom LTF rsdc with 25k mab currently waived off, should I open this as joint account is there any benefit in doing so?!
Please help, and let me know if any better option available also if any other bank that are offering virtual rsdc with physical one
Lastly I wanted to know which rsdc's have their benefits renewed every quarter (every rsdc right ?!)
Click to expand...
I know only one rupay expert @Abhishek012 please tag if anyone else can help
 
Zidan said:
Hi tf members
I am planning on getting 3 Rsdc mainly for year round gym access (all rsdc give cult elite every quarter right ?), I am looking for least possible MAB and AMC
The options I have considered so far-
1) Jana sfb with 590 fees not really sure about MAB but i think it's around 5k – I wanted to know which variant should I open either online or offline
2) union udaan with 400 fees and 10k mab — i am not 21 yet but i will give it a try because I heard that in some branches they do not check documents thoroughly also my father hold a hni SA and rsdc with them maybe that will help. I wanted this one because they offer 2 rsdc (one virtual) so i wouldn't have to get a 3rd rsdc, but lately some people are not getting virtual dc, please confirm, also do we get seperate benefits with virtual rsdc?!
3) unity sfb (in case i don't get union udaan) — 500 fees with 10k mab currently waived off branch is also near my home, have anyone received this card from them?
4) I hold canara aspire account and getting an option to apply for rsdc with 1180 fees and 0 AMB, can i keep this together with my rupay platinum card
5) CBI Cent queen SA for my mom LTF rsdc with 25k mab currently waived off, should I open this as joint account is there any benefit in doing so?!
Please help, and let me know if any better option available also if any other bank that are offering virtual rsdc with physical one
Lastly I wanted to know which rsdc's have their benefits renewed every quarter (every rsdc right ?!)
Click to expand...
See my article on this.

fradela

Thread 'RuPay Select Debit Card Portfolio'

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

1735985887584.webp

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB...
  • fradela
  • debit card rupay rupay select rupay select debit select
  • Replies: 251
  • Forum: Debit Card
  • Like
  • Lovely
  • Hehe
 
Zidan said:
Hi tf members
I am planning on getting 3 Rsdc mainly for year round gym access (all rsdc give cult elite every quarter right ?), I am looking for least possible MAB and AMC
The options I have considered so far-
1) Jana sfb with 590 fees not really sure about MAB but i think it's around 5k – I wanted to know which variant should I open either online or offline
2) union udaan with 400 fees and 10k mab — i am not 21 yet but i will give it a try because I heard that in some branches they do not check documents thoroughly also my father hold a hni SA and rsdc with them maybe that will help. I wanted this one because they offer 2 rsdc (one virtual) so i wouldn't have to get a 3rd rsdc, but lately some people are not getting virtual dc, please confirm, also do we get seperate benefits with virtual rsdc?!
3) unity sfb (in case i don't get union udaan) — 500 fees with 10k mab currently waived off branch is also near my home, have anyone received this card from them?
4) I hold canara aspire account and getting an option to apply for rsdc with 1180 fees and 0 AMB, can i keep this together with my rupay platinum card
5) CBI Cent queen SA for my mom LTF rsdc with 25k mab currently waived off, should I open this as joint account is there any benefit in doing so?!
Please help, and let me know if any better option available also if any other bank that are offering virtual rsdc with physical one
Lastly I wanted to know which rsdc's have their benefits renewed every quarter (every rsdc right ?!)
Click to expand...
Look at IOB and Bank of India
 
Tonymathew said:
Still have doubt?? @Zidan
Click to expand...
Yes
Someone who got 4 cult elite last month, please confirm also for other benefits !
Also no clarification about union virtual rsdc !
Has anyone received rsdc from unity sfb ?
Need information about cent queen joint SA ?
Also if any other bank issue 2 rsdc with one account ?
 
fradela said:
See my article on this.

fradela

Thread 'RuPay Select Debit Card Portfolio'

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

1735985887584.webp

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB...
  • fradela
  • debit card rupay rupay select rupay select debit select
  • Replies: 251
  • Forum: Debit Card
  • Like
  • Lovely
  • Hehe
Click to expand...
@fradela i wanted to know since joining fees of canara and indian overseas rupay select are free are these card first year free?!
 
Zidan said:
Hi tf members
I am planning on getting 3 Rsdc mainly for year round gym access (all rsdc give cult elite every quarter right ?), I am looking for least possible MAB and AMC
The options I have considered so far-
1) Jana sfb with 590 fees not really sure about MAB but i think it's around 5k – I wanted to know which variant should I open either online or offline
2) union udaan with 400 fees and 10k mab — i am not 21 yet but i will give it a try because I heard that in some branches they do not check documents thoroughly also my father hold a hni SA and rsdc with them maybe that will help. I wanted this one because they offer 2 rsdc (one virtual) so i wouldn't have to get a 3rd rsdc, but lately some people are not getting virtual dc, please confirm, also do we get seperate benefits with virtual rsdc?!
3) unity sfb (in case i don't get union udaan) — 500 fees with 10k mab currently waived off branch is also near my home, have anyone received this card from them?
4) I hold canara aspire account and getting an option to apply for rsdc with 1180 fees and 0 AMB, can i keep this together with my rupay platinum card
5) CBI Cent queen SA for my mom LTF rsdc with 25k mab currently waived off, should I open this as joint account is there any benefit in doing so?!
Please help, and let me know if any better option available also if any other bank that are offering virtual rsdc with physical one
Lastly I wanted to know which rsdc's have their benefits renewed every quarter (every rsdc right ?!)
Click to expand...
Read this thread for union udaan
A

Thread 'GET 2 (1 LTF and 1 FYF)UNION BANK RUPAY SELECT DEBIT CARD'

Please read the full thread to bypass eligibility criteria.

In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN

Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.

Individuals: singly or jointly and in case of joint account professional should be the primary account holder.

AGE CRITERIA - 21-40...
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