Planning to Close Axis Ace Card Renewed Three Months Back

[CreditCardFino]

I can no longer pay electricity bill payment using GPay. I want to close Ace card as its not worth Rs 590 fee for 1.5% cash back. Instead I will use Airtel or Amazon card and get 1% cash back. I have Neo as well.

First year joining fee was reversed as I spent 10k in 45 days. I made above 1 lakh spends last year. I paid renewal fee in April 2024. Can I keep this card till December and close it since I already paid renewal fee for this year. I guess I have time till March 2025 is that correct?

Should I call mobile banking support and request for card closure how long will it take for closing the card.

Ace, Airtel and Neo have same credit limit I think it won't affect my CIBIL? My over all credit cards limit is around 31 lakhs.

 

[Ekavya]

Due to BBPS

Can you explain further?

I could pay the full bill but any partial bill payments are getting declined

 

[CreditCardFino]

Can you explain further?

I could pay the full bill but any partial bill payments are getting declined

You can only pay full bill. Other amounts are no longer accepted to prevent misuse. If you do transaction fails amount refunded.

 

[Ekavya]

You can only pay full bill. Other amounts are no longer accepted to prevent misuse. If you do transaction fails amount refunded.

Shit man! My Electricity board still allows Partial Payments (Monthly Bill payments option) instead of 3 month bill. Earlier GPay also allowed Partial (Monthly) bill payments. Then it removed the Partial Bill Payment option. And now it again introduced Partial Bill payment options but it always fails. Only Full payment is possible.

Don't know who to blame

 

[CreditCardFino]

Shit man! My Electricity board still allows Partial Payments (Monthly Bill payments option) instead of 3 month bill. Earlier GPay also allowed Partial (Monthly) bill payments. Then it removed the Partial Bill Payment option. And now it again introduced Partial Bill payment options but it always fails. Only Full payment is possible.

Don't know who to blame

You should blame the bank its hard decline. Try next month see if it allowed mostly not. Which board accepts 3 months bill payment instead of one month.