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StanRoute66

StanRoute66

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If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

  1. OneScore - CIBIL + Experian (Once a Month)
  2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
  3. BankBazaar - Don't even think about it (Trust me , just don't)
  4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
  5. Bajaj Finserv- CIBIL (Once a Month) Link
  6. Kotak Bank - Experian (Once a Quarter)
  7. CRED - CRIF + Experian (Once a Month)
  8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
  9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
  10. Freecharge - Experian (Once a Quarter)
  11. Wishfin - CIBIL (Once a Month) Link
  12. IIFL - CIBIL (Whenever You want) Link
  13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
  14. CreditMantri - Equifax (Once a Month) Link
  15. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
  16. Bank Karo - CRIF (Once a month) Link
  17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
  18. INDMoney App - Experian (Once a Month)
  19. BharatPe - Experian (Once a month)
  20. Kiwi - CIBIL (Once a month)
  21. MyMoneyKarma - Equifax (Once a Month) - Link
  22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
  23. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
  24. GPay App - CIBIL (Once a Month)
  25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
  26. Freo - CRIF (Once in 45 Days) Link
  27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
  28. Moneycontrol - CRIF (Once a Month) Link
  29. Groww Credit - CIBIL (Once a month; for now limited to Groww users) Link
  30. Sri Ram Finance App - CRIF (Once a Month)
Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued
  1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
  2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
  3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
  4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
  5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
  6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
  7. KhataBook - Experian (Once a month)
 
Last edited by CardCraftsman.:
Apply For LTF AU LIT Credit Card
I was checking my free cibil score in paisabazaar.
It shows incorrect last 4 digits of all my CC
Is it deliberate?

Also it shows my last HDFC card (that was upgraded) as Active in addition to the upgraded one. Is that expected?
 
When we upgrade/replace any existing credit card into another variant, the corresponding cibil account number remains the same I guess? Or the banks create a new account in the bureau too?
I was under the impression the bureau account remains same
 
Please any, one confirms i can't see any credit enquiry for more than 3 years for me now it reflects till april 2021 duration credit enquiry. Is there any changes in cibil reports or issue from amazon side similar i experience in March month some of enquiry getting vanished in sbi cibil report only from today to prevoious 3 years it reflects. Sbi checked on 01APR2024 now it. discontinued.

Anyone please confirm from official cibil report today i can see in axis , paisabazar same enquiry missing above april 2021 is it removed or temporarily not visible in cibil report.

www.technofino.in

Platforms to check Credit Score for free

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE : OneScore - CIBIL + Experian (Once a Month)...
www.technofino.in www.technofino.in
 
the_dark_knight said:
When we upgrade/replace any existing credit card into another variant, the corresponding cibil account number remains the same I guess? Or the banks create a new account in the bureau too?
I was under the impression the bureau account remains same
Click to expand...
They'll update the current account number with new account number but his will be same. They'll not close the account if you upgrade. Hdfc did the same for me
 
James said:
They'll update the current account number with new account number but his will be same. They'll not close the account if you upgrade. Hdfc did the same for me
Click to expand...
Okay that means, two accounts won't reflect in cibil and only one will remain at last, but that cibil card acc number will only get changed, however the payment history will still remain intact and account opening date would be same as the previous one. Is my understanding correct here?
And this may not be true for all banks?
 
the_dark_knight said:
Okay that means, two accounts won't reflect in cibil and only one will remain at last, but that cibil card acc number will only get changed, however the payment history will still remain intact and account opening date would be same as the previous one. Is my understanding correct here?
And this may not be true for all banks?
Click to expand...
Yes.
I'm not sure about other banks
 
Pankhuri said:
If I already have a cibil account, do I need to register account on this link again? If yes, can I use the same email id here too or do I need to use a different one?
Click to expand...

I had registered for a free account via Yes Bank not Axis Bank. But the same credentials worked for Axis Bank too
 
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Vineet_ said:
Please any, one confirms i can't see any credit enquiry for more than 3 years for me now it reflects till april 2021 duration credit enquiry. Is there any changes in cibil reports or issue from amazon side similar i experience in March month some of enquiry getting vanished in sbi cibil report only from today to prevoious 3 years it reflects. Sbi checked on 01APR2024 now it. discontinued.

Anyone please confirm from official cibil report today i can see in axis , paisabazar same enquiry missing above april 2021 is it removed or temporarily not visible in cibil report.

www.technofino.in

Platforms to check Credit Score for free

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE : OneScore - CIBIL + Experian (Once a Month)...
www.technofino.in www.technofino.in
Click to expand...
CIBIL takes last 3 years into account hence you will not be able to see transactions or enquiries before 3 years
 
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